Trusted Tips and Resources

Trusted Tips & Resources

Saskatoon Auto Repair and Service Experts Glenwood Auto Share 10 Driving Tips

At Glenwood Auto Service, they believe that staying on top of regular maintenance keeps your vehicle running better for longer. Glenwood Auto Service,  Trusted Saskatoon Auto Repair and Service Experts, are ready to help you with all your Saskatoon auto maintenance and repairs. In their latest Saskatoon auto blog, they share 10 driving tips to help your vehicle last longer. 

 

GLENWOOD AUTO SHARES 10 DRIVING TIPS TO HELP YOUR VEHICLE LAST LONGER

Have you ever noticed some older vehicles look new while other ones of the same age are falling apart? While maintenance has something to do with it, daily driving habits also have a huge influence.

Staying on top of regular maintenance keeps your vehicle running better for longer. Glenwood Auto are Trusted Saskatoon Auto Repair Experts, and they are ready to help you with all your maintenance needs. In their latest article, they share ten daily driving tips to help you keep your car in good shape and save money maintenance-wise at the same time.

1. Avoid potholes

This may seem like a no-brainer, but it is still surprising the number of people I see drive right through potholes even though there is plenty of space to go around them. These, when deep, can not only damage the tire and the wheel, but the impact can also have adverse effects on the suspension and steering components. The whole car will benefit from avoiding or slowing down for potholes, as these repetitive impacts tend to loosen various items in the car, creating rattles and squeaks.

 2. Look down the road

It may seem to be another obvious point, but it is important to look down the road not only to see where you are going but also to spot what is on the road itself. You will want to avoid weird looking items on the road that may damage your tires or bounce against the underside of the car. It will also allow you to spot bumps or dips in the road, or at least slow down for them so the impact is not as harsh.

3. Slow down for train tracks

In the same line of thought as the two previous points, slow down for railroad tracks when coming up to a crossing, or when coming up to a bridge on small country roads. These are always uneven with the pavement and create impacts for the wheels, tires and overall car that can be damaging over time.

4. Do not follow trucks up close

You may not have the choice…Getting stuck behind a truck is unavoidable. But as the driver of your vehicle, you can choose how close you are following the said truck. Not only is it safer to leave a greater distance, but you will also be saving your car from flying rocks and other debris which, over time, damage the paint, damage your headlights and windshield. As a bonus, when following a badly maintained older truck, staying far means less black fumes get into the filter of your ventilation system.

Cars and trucks daily driving











5. Take it easy at first

Your car engine is made to run and move your car swiftly but is designed to do so when at operating temperatures. There is no need to idle the car for long, but take it easy for the first few kilometres while the engine goes up to its normal operating temperature. This will save you wear and tear as well as save some fuel; many engines are not as fuel-efficient when cold.


6. Smooth is key

Smoothness in your actions at the wheel is very important, not only for the stability of the car while moving but also for the durability of the vehicle’s components. For example, start braking slowly and a bit earlier than you normally do, so you don’t have to make panic stops all the time. The same applies to lane changes or merging into traffic. By going smoothly the various mechanical parts of the car will not take a hit but actually be able to work as intended, and thus last longer… Plus your passengers will enjoy the ride rather than being tossed around.

7. Floor it sometimes!

It may sound opposite to the previous advice, but your engine does need to be wound up and pushed at times. Wait until it is at proper operating temperatures and once in a while when merging onto highways, for example, step on the gas for swift acceleration. Getting the engine up in revs will allow it to work hard and burn some of the carbon deposit that tends to accumulate around the valve train. Doing this occasionally will help prevent having an engine head all gummed up or covered with carbon deposits.

8. Get to a full stop before reversing

How often do you, in a rush, throw the gear change lever into reverse (R) while the car is still moving? That is the best recipe for early transmission failure. Take the time to reach a full stop before shifting; this applies to any shifting action. Shifting before this full stop means the transmission needs to take the brunt of the momentum while shifting, which causes undue damage over time.

Make sure to also do so when shifting into park (P). Shifting into park on an automatic transmission means you are engaging a very small lever to lock a gear; that lever is not designed to stop the car and having to do so too often will result in premature failure.

9. Steer while rolling

Whenever possible, try to steer only when the car is in motion. Even when doing a parallel parking maneuver, get the car rolling slightly before turning the steering wheel. This will prevent too much effort being exerted on the steering rack and components, the major cause for steering rack failure. Turning the wheels while standing still puts tremendous stress on the whole steering system as it then has to fight with the tire and asphalt friction while the whole weight of the vehicle is on them.

Steering wheel














10. Plan errands in one round

As much as possible, try to plan all your errands of the day in one outing. There is nothing more damageable for an engine but to be run for only very short trips while being cold. In doing all errands at once, you reduce the time the engine is running cold and have more chances of having it stay to operating temperatures.

A little bit of caution and understanding of your vehicle by following these daily driving tips will help contribute to keeping your car in good shape. 

Glenwood Auto is a Trusted Saskatoon Auto Repair and Service Shop

 


Even the highest quality vehicles need regular maintenance. If you need maintenance or repairs, book an appointment with Glenwood Auto Service  today!


Trusted Saskatoon Alarm and Security Experts at Reed Security Share Security Tips

When you become a Reed Security client you will be entering into a relationship - one they want to grow and become long-term. Installing a security system will decrease the odds of having a break-in by nearly 400%. 

Reed Security is a Multi SABEX AWARD WINNING company and they are TRUSTED SASKATOON ALARM & SECURITY EXPERTS


Reed Security Top Security  Tips


All About Theft:


  • 66% of break-in's are forced entry and forced entry attempts
  • 34% of break-ins are an unlawful entry (without force)
  • In 2015, Saskatchewan had 9407 break-in's (180/week) and Alberta had 27,517 break-in's (529/week)
  • Break-ins occur in all areas of the City - not just the "bad areas"
  • Most Home break-ins occur when you are at work or travelling (daytime)
  • Most Business break-ins occur when you are at home (evening and weekends)
  • Cabin's and Lake properties are especially attractive
  • 98% of break-ins occur through main floor doors and windows (often unlocked)
  • Thieves target the Master Bedroom


Thieves steal:

  • Cash and Credit Cards
  • Jewelry
  • Designer clothes and sunglasses
  • Electronics such as TV's, Stereos, Computers, Video Game systems, Smartphones and Tablets
  • Tools
  • Sporting Goods
  • Cars and Trucks or the contents in them
  • Building Materials
  • Alcohol and Prescription drugs
  • Your Identity

 

How to Prevent Theft

Use Common Sense!


  • If you lose a key, get the locks changed.
  • Ask all strangers for identification.
  • Never hide an extra key outdoor - especially underneath a mat or on top of a light fixture. This is the first place the bad guys look. Leave an extra house key with a friend or a neighbour.
  • DO NOT advertise on Facebook or other social media that you are on vacation.
  • For insurance purposes take photos of the contents of your home.
  • Keep all receipts in a safe and easy to find location.
  • Write down the model and the serial number of all electronics.
  • Make it Difficult
  • Door chains are easy to bypass. Install deadbolts.
  • Install a stopper or stick on all sliding doors and windows.
  • Install window bars on all basement windows.
  • Make sure all doors and windows are properly locked.
  • Keep your premises well lit at night.
  • Install timers that turn lights on at different times. This gives the appearance that someone is home.


Install a monitored Home Security system and you are 400% less likely to have a break-in.

You will receive up to 25% insurance discount. and optional ALARM.COM with automatic lights.


In case you do have a break-in:


If it looks like a door or window was forced open, DO NOT go inside. The burglar may still be on site.

Call the Police from your cellular phone or from a neighbour's house and wait.



Trusted Saskatoon Financial & Insurance Advisors Wiegers Financial & Benefits support community

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. It's Saskatoon Financial Planning Division provides business ownershouseholds, retirees, and students with expert investment and insurance planning services to help them reach their long-term financial goals.

They also have a Benefits and Personal Insurance planning division- check out more on their Trusted Saskatoon Insurance Advisors listing.

Wiegers Financial & Benefits are Trusted Saskatoon Financial Advisors


Wiegers Financial & Benefits are committed to supporting our communities.

 

With deep roots in Saskatchewan and endless gratitude for the opportunities and success it affords, the Wiegers Financial & Benefits team – led by Cliff and Deb Wiegers – are committed to helping grow our local community stronger. The team’s philanthropic focus is on helping local children’s charities through their in-house charity, Wiegers Care for Kids. But, their community involvement reach is much broader than that. And, with ever-growing community involvement goals, Wiegers Financial & Benefits’ commitment to helping strengthen and grow our local community is steadfast.

 

They view their role in and responsibility to the community in two important and related ways.  First, they are in the very fortunate position of being able to effectively propagate widespread awareness about important issues and causes in our community.  With 35 community-minded individuals on their team and a long-term client base of thousands of people – each of whom has his or her own network of friends and family – they have the power to help ensure that more people are made aware of important issues and causes than would otherwise be the case. Second, they contribute to and help raise money for the specific causes and events they feel most passionate about.  With a broad network of clients, professional associates, friends and family, they have a very wide network of people to approach for both cash and in-kind donations, as well as other forms of support. Wiegers aim not only to help their clients lead healthier and happier lives but to help the rest of our community to do so too. By raising awareness and money for local charities, they believe that we are making a positive difference

 

Here are just a few of their community involvement awards, fundraisers, and other community events and related activities:

 


  • Wiegers Care for Kids- Bi annual gala. 
  • Financial literacy presentations throughout Saskatoon
  • Office fundraisers for a variety of causes
  • 2016 SABEXCommunity Involvement Award Recipient
  • 2016 NSBACommunity Builder Award Recipient
  • 2016 ABEXCommunity Involvement Award Finalist
  • 2014 SABEXCommunity Involvement Award Recipient
  • 2014 ABEXCommunity Involvement Award Finalist
  • 2014 NSBACommunity Builder Award Finalist

Trusted Saskatoon Accountants Hounjet Tastad Harpham Share Changes To Accelerated Capital Cost Allowance.

Trusted Saskatoon Accouontants Hounjet Tastad Harpham is a locally owned and operated accounting firm in Saskatoon. While they are based in Saskatoon, they serve clients across the entire province. Hounjet Tastad Harpham has spent decades gaining the trust of the people of Saskatchewan and has gained a reputation as one of the most knowledgeable and consistent accounting firms in the city, and province. They provide accounting and tax services for small, medium, and large businesses, as well as individuals and non-profit organizations. Hounjet Tastad Harpham is a partnership between Roseline Hounjet, Allyn Tastad, and Dustin Harpham.


Accelerated capital cost allowance is changed.


With the tax changes announced in the federal government’s fall economic statement, farmers can get more capital cost allowance sooner on the purchase of equipment.

Some equipment dealers are using this accelerated investment incentive property (AIIP) as a sales tool. Here’s what has changed and what it means in actual dollars. Taxes are certainly not my area of expertise. Thanks to Saskatoon accountant Allyn Tastad of Hounjet Tastad Harpham for walking me through the changes and the implications.

The changes apply to property acquired after Nov. 20, 2018, that becomes available for use before 2028. Farm equipment qualifies. One exception is a property that was previously owned by the taxpayer or by a non-arm’s length person or partnership.    

 The incentive accelerates the amount of   capital cost allowance that can be deducted   from taxable income. First of all, the half-year   rule has been suspended. Until now, you   could only claim half of the regular allowance   in the year that something was purchased.   Now you can claim 100 per cent of the   applicable capital cost allowance in the year   of purchase.

In addition, the first year of capital cost allowance has been bumped up by 50 percent. In practical terms, a producer will have equipment in various capital cost allowance categories. Net additions to any class will be increased by a factor of 50 percent for calculating the first-year capital cost allowance.

 

For subsequent years, the allowance deduction returns to normal. 

So how does all this work in practice? Let’s say you buy a new or used tractor for $100,000. Tractors and other self-propelled equipment are in Class 10 and eligible for a 30 percent capital cost allowance.

If you purchased the tractor before Nov. 20, the capital cost allowance in the first year is 15 percent or $15,000. This is half of the 30 percent allowance in the first year of purchase.    

     

If the tractor is bought after Nov. 20, the half-year rule is suspended, plus the amount is bumped up by a factor of 1.5 times. Rather than a capital cost allowance of 15 percent, you can deduct 45 percent, which is 45,000.

 

How does this affect your tax bill? If you’re running an incorporated farm with a federal tax rate of 12 percent, the $45,000 capital cost allowance reduces your tax bill by $5,400. The same tractor purchased before Nov. 20 would generate a reduction in taxes of only $1,800.

 

This is a federal incentive to buy equipment and stimulate the economy. However, remember that when you’re allowed to claim more allowance in year one, it reduces how much is left for subsequent years. The total amount of deduction hasn’t been increased. You just get to claim deductions sooner.             

 Farmers who are old enough may remember the tax credit that existed on new equipment purchases back in the 1980s. You actually received an extra tax credit over and above the capital cost allowance. That’s been gone for decades and this new incentive should not be described as a tax credit. It’s merely an acceleration of the expense you can claim. 

There is value to receiving more of your tax deduction earlier, but when you work through the numbers, this shouldn’t move the needle very much when deciding whether to upgrade equipment. Other considerations remain much more important.


If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team today.


Check out their listing here: Hounjet Tastad Harpham are Trusted Saskatoon Accountants


Information sourced from  https://www.producer.com/2018/12/accelerated-capital-cost-allowance-is-changed/  By Kevin Hursh

Electric Fireplace Benefits From Trusted Saskatoon Fireplace store Wheatland Fireplace Kitchen & Bath

Wheatland Fireplace, Kitchen & Bath are successful for a reason!  This really is where your outdoor living and indoor fireplace, bathroom & kitchen dreams meet in spectacular surroundings! 

Visit their website or stop by their warm, stunning and friendly Saskatoon showroom! You will feel the warmth and comfort of their amazing selection of fireplaces and more! Wheatland Fireplace Kitchen and Bath are a Trusted Saskatoon Fireplace store.   In their latest tip, they share some great benefits of electric fireplaces! 

Check out their range of electric fireplaces on Wheatland's their website here : 


The Benefits Of An Electric Fireplace

Many homeowners think that installing and maintaining a fireplace is an unaffordable luxury. What if you could get warmth and comfort on a budget? Installation and operation of an electric fireplace cost a fraction of wood-burning and gas alternatives. Read on to find out why an electric fireplace is a  perfect option for your home.


There are two main types of electric fireplaces: plug-in inserts and built-in inserts. Neither of these options requires any certification, and the installation process is typically quick, cheap and easy. 


Plug-in inserts 

These plug into standard outlets and are typically installed into a pre-existing mantel or mounted on a wall. As long as you have an outlet within range of your installation site. If not, an electrician can install one in no time. If you go with a wall mounted option, a handyman can mount it safely.


Built-in inserts.


These can be built into a mantel, an entertainment centre, or the wall. This option can heat a larger area and typically offers a sleeker look but is more expensive. A high-end built-in unit will cost between 800 and 900 dollars, which is still significantly less than wood and gas alternatives. To install a built-in fireplace, you’ll need the help of an electrician. A general contractor can also design a more complex wall unit for your fireplace, which we recommend if you plan on making it the focal point of your room.



Electric Fireplaces are Energy Efficient

Electric fireplaces are also a great way to lower your heating costs through supplemental heating. You can use electric fireplaces to heat specific high-traffic areas of your home without engaging your central heating system. This means come winter, you can turn down your thermostat and instead turn up your fireplace. A built-in model can heat an area of 800 square feet, and only costs between 7 and 13 cents per hour when running.



Low-Maintenance & Safe

One of the best things about an electric model is that they don’t produce soot, ash, or fumes, meaning they don’t require ventilation. This makes them safer and they require significantly less maintenance than real or gas-burning fireplaces. An electric fireplace is also less susceptible to rust and can go a decade without repair. That being said, make sure you have the proper electrical setup and be sure to have it inspected regularly by a seasoned electrician or home inspector.    


If you’re concerned about the safety of fireplaces, an electric model is for you. Electric fireplaces remain cool to the touch, which is great for homes with curious children. They also can be run on a timer, meaning you don’t have to worry about shutting them off before leaving the house. 


Resale Value

What many homeowners don’t realize is that fireplaces are high up on potential buyers’ wish lists. Though most buyers prefer a wood-burning or gas model, a well placed and high-quality electric fireplace is also valuable. Considering the low cost of purchase and installation, there is ample opportunity for a relatively high ROI when your home goes on the market.    

As you can see, electric fireplaces are the best option for anyone who wants to maximize style and savings and minimize  risk. With tons of models on the market, we’re positive you’ll be able to find a stylish option  perfect for your home. If you act fast, you can have your fireplace up and running before the real winter hits.


Check out their listing hereWheatland Fireplace is your Trusted Saskatoon Fireplace store and much much more!


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