Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Furniture Store Palliser Rooms EQ3 Celebrating 75 Years

Palliser Rooms EQ3 is an independent furniture store that has been operating in Saskatoon for over ten years. The store specializes in offering a generous selection of contemporary furnishings (predominantly Canadian brands) and a personalized service that is forward-thinking and client-focused. Customer reviews describe Palliser Rooms as a "great shopping experience," "with exceptional sales staff," "best displays and best furniture in town," and the kicker: "great delivery service." The comments reflect the company's commitment to providing excellent customer service and speak to their impeccable taste and attention to detail. 

Palliser EQ3 is a Trusted Saskatoon Furniture Store 


In 1944, Palliser originated as a producer of simple wood products in the basement of the home of founder A. A. DeFehr, transitioning to a chicken barn and then the first factory in 1948. Products changed from unfinished wood items to finished furniture and to custom coloured bedroom and occasional tables. The design and value paralleled post war developments. Founder A. A. DeFehr was an early adopter of European technology and modern fashion. The Canadian economy prospered and the DeFehr family participated in this growth. The business survived a catastrophic fire in 1961 that resulted in the building of their first modern factory.

Since their humble beginnings, Palliser has evolved and grown, and in 2016, Palliser was named one of Canada’s Best Managed Companies in 2015 for Business Performance Excellence. Canada's Best Managed Companies is the country's leading business awards program, recognizing excellence in Canadian owned and managed companies:

  • with revenues over $10,000 000; and
  • who have implemented world-class business practices in the areas of strategy, capability, commitment, and financial strength.
Palliser was built on values representing the faith of the founders and the importance of community. Palliser is committed to retain and represent these values. The design of Palliser products will continue to evolve to reflect our changing world but will demonstrate a special emphasis on the contemporary and modern designs that require more attention to detail and precision. Whatever the future holds, the people of Palliser will continue to work together to produce high quality products that provide consumers across North America the opportunity to GET TOGETHER.

At Palliser Rooms / EQ3 we are celebrating 75 years of Palliser, and we want to make it even easier for you to add a touch of Palliser to your home with our 20% anniversary store-wide event. We have many great deals available with 20% off on most of our brands.


Find Palliser online at www.pallisereq3.com - they are one of your best choices when it comes to choosing a  SASKATOON FURNITURE Store. Visit their massive showroom on Faithfull Ave, Saskatoon.

Palliser EQ3 is a Trusted Saskatoon Furniture Store


PickNic's Catering - Trusted Saskatoon Caterer Shares Wedding Cake Trends

At PickNic's Catering and Fine Foods, they understand you need more from your caterer than culinary expertise; you need peace of mind that someone you TRUST will take care of every detail. That’s why they have been serving more than just excellent food to Saskatoon and area for 15 years— they are here to serve you. From stress-free planning services to a sounding board for all of your catering ideas, everything they provide will make your event unforgettable and uniquely yours! In their latest tip, they talk wedding cake trends!  

PIckNic's Catering & Fine Food are Trusted Saskatoon Caterers


Oh wedding cake, we will never stop loving you! But whether we’re talking about the fillings and frostings or gorgeous decorations, this spring’s trends are going to make it mighty hard to say “I Do” to just one.

Foliage Fun


Take those show-stopping sugar blooms one step farther with extra foliage! Be on the lookout this spring for cakes with heavy foliage accents, fresh green palettes, or leafy designs. 

You might even spot some fresh herb-inspired decorations. Rosemary is one of our favourites because of its feathery, plume-like appearance.











Shine with Sequins.


More and more brides are using silver and gold accents to add some sparkle to their big day, and the cake is no exception.

Edible sequins are the way to go here and don't be scared to go bold, coating an entire tier in a layer of twinkly bits. Another option: create custom shaped sequins by painting slivered almonds or small fondant cutouts with lustre dust.













Sealed With A Kiss


A cake that matches your invites? 
Why not! 
Edible wax seals (made out of candy melts!) are the prettiest little accents hidden among sugar flowers. Just keep ‘em simple — the bride and groom’s initial works well — to make sure the effect is clear.











Bigger Isn’t Better


Whether you’re having a small reception or just want to save some money, a petite cake may be just the ticket. More brides are opting to show off their cake style without three tiers or lots of fuss. We love a small, semi-naked cake piled with fresh flowers and maybe even a personalized topper.



Watercolour Wonders


The soft and romantic strokes of watercolour paint are perfect for weddings. And brides are taking note: This artistic style is showing up on invites, signage and, yes, cakes. Watercolour washes on a cake can be as bold or as subtle as you want, and also make a beautiful backdrop to other decorations like vibrant flowers, fruits and foliage. 


Bold Florals

Dramatic floral arrangements are perfect for wedding cakes, and they feel even fresher when the cake underneath is left semi-naked. One thing you’re gonna see everywhere: Large, cascading roses sweeping down and around a tower of tiers. That’s a lot to love!

What's the difference between good food and absolutely incredible dining?  Fresh, quality ingredients, generous portions, imagination and creativity!  

From a simple catered lunch with gourmet sandwiches, to a PickNics Candlelight Dinner In A Box for 2 for a romantic evening in, to a fabulous catered wedding or special event catering.

Let Nicola and the team at Picknic's Catering create something special for you!


Looking for a caterer in Saskatoon for your wedding or event?  We highly recommend PickNic's Catering, your Trusted Saskatoon Caterers!

Reed Security Share Options For Rental Home And Apartment Security Systems

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Saskatoon Alarm & security needs from day one!  In their latest alarm and security tip they share options for rental/apartment home security systems.

Reed Security are Trusted SASKATOON ALARM & SECURITY experts


If you have been a renter have you considered an apartment security system?  Whether you rent an apartment or a house, you have options for installing a home security system.  First the facts on burglary. Second the language you’ll need in your lease agreement. And finally, we’ll review the types of security cameras and devices that work for renters.


Did you know renters are 85% more likely to be burglary victims than homeowners? Across the board: renters experience higher rates of burglary (reference).  In general, apartment complexes with 10 or fewer units were more likely to be burglarized than larger ones. Single-family homes fell into the second place. And last, apartments with 10 or more units were the least likely.

Our only point is that renters need to think about home security. Modern security camera systems make it much easier for renters to install them apartments and rental homes. Your rental contract should have a specific clause regarding alterations to your apartment. Typically, the language will read something like this:


TENANT ALTERATIONS:

All alterations, improvements, or additions to the Demised Premises to be made by Tenant shall be subject to the written consent of the Landlord, which consent shall not be unreasonably withheld, provided such alterations and improvements do not weaken the structural integrity of the Building or detract from its dignity and/or uniformity. All alterations and improvements and/or additions made by Tenant shall remain upon the Premises at the expiration or earlier termination of this Lease and shall become the property of the Landlord, unless Landlord shall, at the time of approval of the alteration, provide written notice to Tenant to remove the same, in which event Tenant shall remove such alterations, improvements and/or additions, and restore the Premises.

TIP: GET CONSENT BEFORE YOU INSTALL A RENTAL HOME OR APARTMENT SECURITY SYSTEM


The basic rule of thumb is that you cannot do anything that alters the structure of the building.  Anything you do must be restored to its original condition. Our advice is to let your landlord know what you want to do. Once you have gained their consent, make those changes on your existing lease and both you and your landlord should initial them or add an addendum to your lease. Typical language regarding a rental home or apartment security system will look something like this:


CAN TENANTS PUT HOME SECURITY CAMERAS OUTSIDE THEIR APARTMENT OR RENTAL HOUSE?



Modern home security cameras make it possible for you install them in a rental home or apartment without altering the structure. Cameras can be motion activated, which means you’ll get a text message the second someone triggers them.  Some also have two-way speakers so you can “answer” your door from wherever you are, whether you’re in the backyard or across the globe. If you rent a house, then these cameras are definitely a good option for you.

CAN YOU PUT A SECURITY SYSTEM INSIDE AN APARTMENT?

According residential lease agreements, the inside of your apartment is your private space, which means that as long as you follow the standard rules on alterations, you can install your home security system in an apartment.  Only under strictly outlined circumstances can your landlord enter your home without prior approval, so there should be no expectation of your landlord’s privacy if he or she walks into your apartment. Check your lease to find out what those circumstances are.

Peephole Cameras 

One of the easiest options for renters is to install a door peephole security camera. Like the porch light cameras above work with standard outdoor lights, door peephole security cameras work with your existing peephole set up.


You’ll have to remove the existing peephole, but that’s not difficult at all. One you remove the peephole, your peephole security camera fits right into that hollow space. They are adjustable according to your door’s thickness. And again, like those porch light security cameras we mentioned, they are motion-activated, equipped to send you text messages, and allow you to communicate with the person at your door.

RENTAL HOME AND APARTMENT SECURITY SYSTEMS: FINAL THOUGHTS

Renters are no longer priced out of the market or shut out by their lease agreement in terms of diy home security. You may have only a few options, but they are really good options. Take advantage of that and secure yourself and your belongings.

When you become a Reed Security client you will be entering into a relationship - one they want to grow and become long-term. Last year over half of their business came from word of mouth! 

PRODUCTS:

Installing a security system will decrease the odds of having a break-in by nearly 400%. There are a few more things you can do to keep the odds in your favour, and they offer these security tips to their clients.

Reed Security is a Multi SABEX AWARD WINNING company and they are TRUSTED SASKATOON ALARM & SECURITY EXPERTS





Trusted Saskatoon Carpet Cleaners at The Carpet Guys tip on removing pet odours and stains from your carpets

 Trusted Saskatoon Carpet Cleaners  The Carpet Guys are locally owned and operated with over 30 years of experience in the SASKATOON CARPET CLEANING industry. You can rest assured that you are hiring quality and expertise when you give “the Guys” a call! In their latest tip, they share some tips on removing pet smells and stains from your carpets. 

As they always say ...


"Professional Carpet Cleaning for Particular People" 


Pet odours and stains on carpets

 

A pet can be a wonderful addition to your life, providing joy, friendship, and companionship. Some studies have shown that owning a pet can even have a positive impact on your physical and mental health. But as much as we love our furry little friends, they’re not always kind to our carpets. 


Pet odours can become unpleasant if left untreated and even minor accidents can ruin your carpets and rugs. Keep reading for some simple carpet and rug cleaning tips you can use in your home.

Fresh Stains


If your pet has an accident, a carpet stain that is still fresh will be much easier to clean up than a stain that’s been left to dry. Acting quickly, take the following steps to minimize the damage to your carpet or rug: 

• Apply a thick layer of paper towels to the spot and apply pressure to soak up as much urine as possible
• Blot, rather than rub the stain
• Repeat until the area feels almost dry to the touch 
• Use warm water and a small amount of detergent to clean the soiled area 
• Rinse with cold water
• Blot with fresh paper towels until the area is completely dry to the touch

Odours 


Pet odours resulting from accidents can be difficult to remove, especially if the stain has been allowed to set. The problem is that once a pet has had an accident on your carpet, they may continue to return to the same spot whenever they need to relieve themselves for as long as the scent lingers.

To remove pet odours, follow the steps outlined above and then apply a good quality pet-odour removal product to the area and allow it to soak in—these products contain enzymes that destroy the source of the odour. Repeat until the smell is gone. If you’re not sure where the odour is coming from, have your entire carpet or rug professionally cleaned. 

Deep Set Stains and Odours


For stains that have been allowed to dry and set into your carpet, it will be almost impossible to remove them on your own, and you’ll likely require a professional carpet steam cleaning


SERVICES - For fast service call or TEXT (306)-222-2561

DOMESTIC & COMMERCIAL SASKATOON CARPET CLEANING

  • Carpet Cleaning
  • Upholstery Cleaning
  • Scotch Guarding, Spot & Stain Removal
  • Pet Odour & Flood Clean-up

Saskatoon Carpet Guys are TRUSTED SASKATOON CARPET CLEANERS!

Don't take a risk anywhere else! Contact them for an estimate today 

 


Hounjet Tastad Harpham Trusted Saskatoon accountant share Canada Tax Deadline info.

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham are Trusted Saskatoon Accountants and in their latest accounting tip, they share info about the Canada Tax Deadline 

Canada Tax Deadline

The time when Canadians will be able to shed their toques and snow boots is still months away, but tax season is right around the corner. Get ready to tell the government how much money you made last year, how much you already paid in tax and hope that the difference will put a few dollars back into your pocket.

But whether you’re in for a refund or a tax bill this year, simply filing your return can be stressful. There are old receipts to be gathered, deadlines to put on your calendar and new rules you should know about.

WATCH: Canadians pay on average 42.5 percent of their income in taxes, reports finds


When’s the tax deadline?

As usual, April 30 is the date most Canadians need to keep in mind. For the majority of tax filers, this is the deadline to both pay any tax due and file your return.

  • If you’re self-employed, this year you have until June 17 to file (the deadline is normally June 15, but that falls on a Saturday this year). Remember, though, that if you owe taxes, you still need to pay up by April 30.
  • If you’re late to either settle your balance or send in your paperwork, you’ll face late-filing penalty and daily interest charges on any taxes owed.

When’s the earliest I can file my taxes?

If you just can’t wait to get that big refund, know that the Canada Revenue Agency (CRA) will start accepting electronic returns on Feb. 18.

Most people want to skip the tax-processing queue because they anticipate getting money back. But having a big tax bill is also a good reason to file early. That allows you to set up a plan to pay your tax in instalments. The more you manage to pay by April 30, the fewer extra charges you’ll face.

What is the deadline to contribute to my RRSP?

You can put money into your registered retirement savings plan (RRSP) any time. But if you want to get a tax refund for your RRSP contribution with your 2018 return, the cutoff for adding funds is March 1.

WATCH: A look at how taxes affect your savings outside an RRSP or TFSA


What's New in 2019?

A few things:

New and improved tax breaks:

  • Climate Action Incentive. Canadians who live in Saskatchewan, Manitoba, Ontario and New Brunswick are in for an extra tax credit this year. The money, which may create or boost a tax refund or reduce a balance owing, is meant to offset the cost of the carbon tax in provinces that haven’t established a carbon price of their own. Once the tax goes into effect on April 1, it will push up the cost of gasoline by 4.42 cents a litre, that of natural gas by 3.91 cents per cubic metre and that of propane by 3.1 cents a litre, according to government estimates. In an unusual move, Ottawa is putting cash into Canadians’ pocket before they incur the extra expense. According to the federal government’s calculations, the average household (defined as 2.6 people) in Saskatchewan will spend $403 more but receive $598 under the climate-action incentive. In all jurisdictions, residents of small and rural communities will receive an additional 10 percent supplement. The amount of the tax credit depends on family size — you can use this table to calculate how much your household can claim. It’s important to note that the tax credit applies to the household, not the individual taxpayer, said Lisa Gittens of H&R Block. This means that only one person for every family living under the same roof should claim the credit on her return, she added. All you have to do to receive the credit is file taxes and claim the credit in a new schedule that will come with the income-tax package in the four affected provinces.

New carbon tax takes effect in SK we have a tip on it here: CAI In Saskatchewan.  

  • Medical expense tax credit for service animals. In certain circumstances, Canadians suffering from severe mental impairment will now be able to claim the cost of caring for service animals as a medical expense. The credit is only for animals trained to perform specific tasks that help their owners cope with their impairment. Examples of those tasks include things like “guiding a disoriented patient, searching the home of a patient with severe anxiety before they enter, and aiding a patient experiencing night terrors,” according to H&R Block.
  • Accelerated capital cost allowance rates. Self-employed Canadians and business owners, listen up. This year you might be able to get more money back for the cost of things like business equipment, office furniture and computers. All those things lose value as they age, so the CRA allows you to gradually claim the cost of these purchases over the years. The good news is that in your 2018 return you’ll be able to get a bigger tax break for equipment bought after Nov. 20 of last year. For example, say you spent $1,000 last December on a new couch for your office. In the past, you’d have been able to claim only $100 of that expense for the first year. Now, you’ll be able to claim 50 per cent more than that, or $150. The change will apply for purchases of eligible equipment made up until the end of 2023 and be phased out between 2024 and 2027. The capital cost allowance reduces your taxable professional or business income.

Tax breaks you can no longer claim:

  • Tuition. Students in Saskatchewan, Ontario and New Brunswick can no longer claim a provincial tax credit for their tuition expenses, noted Warren Orlans at TurboTax. The federal tuition tax credit, however, is still alive and well. Students over the age of 16 who are enrolled in post-secondary level courses can usually claim their tuition costs to help offset their tax bill. If they don’t have a lot of taxes to offset – which is often the case for students – they can carry forward the credit or pass it on to an eligible relative, which includes parents and grandparents. However, it’s the student who needs to claim the tax credit on her or his return, regardless of who will ultimately benefit from the tax break. The federal credit is 15 percent of your eligible tuition. For example, if you paid $2,000 in fees, you would be able to claim a $300 tax credit.


Tax-rate changes:

  • Lower tax rate for small business. 
The federal small business tax rate applies to business income up to $500,000 dropped from 10.5 percent to 10 percent in 2018 and came down another notch, to nine percent, as of Jan. 1, 2019. On the other hand, Ottawa also tightened the rules on so-called passive income. This is the income businesses earn when they invest surplus profits in things like mutual funds and real estate. As long as the extra cash stays inside the company, it is taxed at the corporate tax rate, which is lower than the rates that apply to individuals. The federal government contends many Canadians have been using passive income and its low corporate tax rate to grow their personal savings, so it tightened passive income rules. Under the new regimes, businesses with less than $50,000 in annual passive income can claim the full $500,000 at the small business rate. The federal government also cracked down on the practice, common among business owners, to sprinkle income to relatives in lower tax brackets as a way of reducing the family tax bill. With the new rules, there’s no tax advantage to income sprinkling unless business owners can prove that family members are, or have been within the previous five years, actively engaged in the business. The reduction in the small-business tax rate softens the effect of the tighter passive income and income sprinkling rules, Orlans noted. For some business owners, the changes will cancel each other out, he said. “When people file through the software, everything calculates itself in the back end, so people aren’t going to see a change in the income they’re claiming.”


Service upgrades from the CRA: 

  • CRA has a new phone system. More than a year after the auditor general blasted the CRA for issues at its call centres, the agency has migrated to a new phone platform. When Canadians call this year, the CRA is promising they will receive an estimated wait time to speak with an agent instead of the familiar busy signal or message to call back later. Callers will have the choice to wait on the phone, call back later or use automated options. The new system will also be able to route calls to agents with the skills necessary to deal with the question or issue at stake, the agency said. The auditor general found that even when Canadians did manage to get through to a CRA agent, they would get wrong information from almost 30 per cent of them. This tax season will be the test of whether the agency has made meaningful progress.


  • Pay your taxes with an app. Many Canadians already pay most of their bills through their phones. Starting in February they’ll be able to do so with taxes, too. The MyCra web-based app will let you view and pay your tax balance with Interac, Visa Debit or Debit MasterCard, or by pre-authorized debit. You can also use the app to pay your taxes at a Canada Post outlet for a fee by generating a quick response (QR) code.


  • Paper tax return shipped to your home. If you filed your taxes the old-fashioned way last year, the CRA will ship the 2018 income tax paperwork to your doorstep. If your package hasn’t appeared by February 11, you can download a copy of the return online or order a copy from the CRA.


  • Email notifications about account information changes. If you’ve signed up for this service, starting on February 11, the CRA will begin to send you email notifications about account changes like updates to your address or direct-deposit information. This should make it easier to spot suspicious activity in your account.

Contact Hounjet Tastad Harpham today if you have any further questions related to the Canada Tax Deadline. 




Hounjet Tastad Harpham Services:

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants

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