The Trusted Saskatoon businesses become Partners with a contract, and they become part of a community. In a community, we all have our parts to play to ensure the directory maintains the standards and high level of integrity that it does. To ensure that our partners are upholding these guarantees on a daily basis we have a MYSTERY SHOPPER PROGRAM, where normal everyday people mystery shop our Trusted Saskatoon Partners. We then get our mystery shoppers to fill out a report to tell us about the experience!

Our latest business to be mystery shopper is Clark Dziadyk a Trusted Saskatoon Realtor.

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need a Trusted Saskatoon Realtor like Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Clark puts 100% effort into everything he does.

Clark Dziadyk - Trusted Saskatoon Realtor- Mystery Shop

TRUSTED COMPANY: Clark Dziadyk - Realtor

Date: April 12, 2019

Name of Shopper: Stephanie

Mystery Shop Checklist

1. How was the greeting/ welcome/ call answered?: Fantastic! I emailed him, he called me back while on holidays.

2. If retail: Appearance of the store/staff and showroom?: N/A

3. Product/industry knowledge of staff?: Excellent.

4. If a quote is required is the quote well laid out/ clear?: N/A

5. Did they ask where you found them?: Yes.

6. Overall experience 1-10: 100.

7. Would you return as a customer/ recommend them to close friends?: Absolutely!

8. Did anyone stand out as exceptional? If so who? Why?: Clark Dziadyk - see attached.

9. If you made a purchase/booked a job how was the process? Yes.

If so refer to the Trusted Guarantees and give an overall mark on each if applicable.

TRUSTED GUARANTEES

1. Provide the service and quality promised. 10

2. Complete the job on time. N/A

3. Charge the price quoted with NO surprises. N/A

4. Communicate honestly and be responsive to customer needs. 10

5. Resolve any issues with customer satisfaction in mind. 10

Please share any other comments relating to your experience with the company.

Throughout my time with Clark, he has continuously wowed me. Not only as a realtor but also as a person. He is one of the most genuine, decent, selfless human beings I have ever met! From the very first call... which he made to me while he was on holidays within a few hours after my initial email to him... I knew I was in excellent hands. This man definitely picked the right career path. I felt as though he just "got me." Pretty sure he knew which home I was going to pick before I even did. I would be so lost without Clark... things I wouldn't have thought of, he did. His commitment to ensuring due diligence was... wow! He continually kept me updated, he knew what I needed before I did. He's professional, calm (which kept me calm haha,) and he always kept my best interests at the forefront of everything! The end result is I got the house I wanted, at the price I wanted, with a sweet bonus that would have fallen through if it wasn't for Clark! I am so incredibly thankful for him!

Read what clients have to say about Clark Dziadyk on his Saskatoon real estate listing here!

Clark Dziadyk is a Trusted Saskatoon Realtor contact him today for all your Saskatoon Real Estate needs.

"The Realtor® in Your Neighbourhood"

Purchasing your home is one of the biggest and most important decisions that you can make. In the latest Saskatoon Mortgage tip we explain how you can pay your mortgage down faster! Trusted Saskatoon Mortgage Brokers explain why you should hold off on buying that new car if you are looking to buy a home.

1st Time HomeBuyer- Hold Off Buying The New Car!

Thinking of starting the house-hunting process?? Did you know that a vehicle payment can significantly affect your ability to qualify for a mortgage? Buy The House and THEN The Car "

Federal mortgage guidelines require that your income can handle all of your debts (that you currently have) PLUS the new mortgage payment, property taxes and heat payment. Mortgage rules are more strict and rigid than ever - and require you to be very conscious of what your debt load looks like.

An Example!

If you have a car payment of $500/month - that is $500 a month less that can go towards your mortgage payment and expenses. If you have a BIWEEKLY car payment (a biweekly payment comes out of your account every 2 weeks) you make a payment 26 times in a year. If your car payment is $200 biweekly - that does not mean you are paying $400/month... it means you are paying $433.33/month. This is the number the mortgage company will use when calculating your debt.

The Math:

1. If you have a car payment of $433/month AND assuming you have good to great credit

Income is $50,000/year
Max Purchase Price $180,000
5% down = $9,000.00

2. IF you do NOT have a car payment (same good credit, same income)

Max Purchase Price $225,000
5% down = $11,250.00

That is a $45,000 difference in borrowing power and may allow you to purchase the type of home in the neighbourhood you are hoping to live in! After you have taken possession of your home - you can easily qualify for a Car Loan with a number of banks or dealerships. Qualifying for a home (mortgage) is a very different process with much stricter rules.

Keep In Mind:

Even with a strong income, depending on the area you wish to buy a home - a vehicle payment can seriously and negatively affect your ability to qualify for the house you want to buy.