Trusted Tips and Resources

Trusted Tips & Resources

Marla Janzen Trusted Saskatoon Real estate tip on what you need to earn to buy a house in Canada

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful  TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!  

Here Marla shares a tip on buying a house in every major Canadian city:

How much you need to earn to buy a house in every major city

Many say property is the best investment you can make. Bursting housing bubbles and mortgage scandals aside, they’re usually right.

The price of making that investment varies widely in Canada, depending on where you live. We looked at how much you need to earn to buy an average-priced house in every major Canadian city.

To get these numbers, we consulted Adrian Williams, a Toronto mortgage broker, and used his calculator found here. He explained that to calculate the income required you need to know the purchase price, down payment, rate, utilities – mortgage qualifying must include a minimum of $100 a month for heating costs – and taxes.

We got the average purchase price per city from the Canadian Real Estate Association (they fluctuate. These prices were effective at the end of December. To see the absolute latest click here and input your city), and Williams provided the property tax rates. At his suggestion we used a 2.99% interest rate, which is the average qualifying rate for a 5-year fixed term. We used a down payment of 10% of the purchase price and calculated $100 a month for utilities.

According to Williams, “Other factors that will be included with mortgage qualification are the total monthly payment obligations from credit card, LOC’s, personal & car loans, car lease and other types of credit that require a monthly payment.”

Here is what you need to earn to buy a house in every major Canadian market. (Numbers are rounded to the nearest dollar.)

Vancouver

Average price: $819,336

Monthly mortgage payment: $3,570

Property tax: $251

Income required: $147,023

Jobs in Vancouver

Calgary

Average price: $465,047

Mortgage mortgage payment: $2,026

Property taxes: $236

Income required: $88,578

Jobs in Calgary

Edmonton

Average price: $365,520

Mortgage payment: $1,592

Property tax: $244

Salary required: $72,617

Jobs in Edmonton

Regina

Average price: $331,161

Monthly mortgage payment: $1,443

Property tax: $378

Income required: $72,028

Jobs in Regina

Saskatoon

Average price: $349,322

Monthly mortgage payment: $1,522

Property tax: $366

Income required: $74,546

Jobs in Saskatoon

Winnipeg

Average price: $270,605

Monthly mortgage payment: $1,179

Property tax: $274

Income required: $58,235

Jobs in Winnipeg

Ottawa

Average price: $357,887

Monthly mortgage payment: $1,559

Property tax: $336

Income required: $74,820.28

Jobs in Ottawa

Toronto

Average price: $587,505

Monthly mortgage payment: $2,560

Property tax: $354

Income required: $113,009

Jobs in Toronto

Montreal

Average price: $344,273

Monthly mortgage payment: $1,500

Property tax: $237

Income required: $68,884

Jobs in Montreal

Halifax

Average price: $264,447

Monthly mortgage payment: $1,152

Property tax: $266

Income required: $56,929

Jobs in Halifax

 

Find Marla Online at http://www.century21.ca/marla.janzen   she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Trusted community steps up to help a local Saskatoon woman after her contractor nightmare Part 1

The Trusted teamwork for the public, we do that by finding great local businesses, verifying they are as good as we have heard, and contracting them to uphold the 5 Trusted Guarantees. These 5 Trusted guarantees are the cornerstone of our business and the businesses we partner with, and if something does go wrong we hold the businesses to their obligations....that's what the Trusted Saskatoon businesses sign up for. That's why we promote them and why we believe they are the best businesses in the cities we serve. 

 

 

JANICE'S BUILD- the Trusted Rebuild

Last week we heard about Janice, a single Mum in Saskatoon that has not been lucky enough to deal with a  ' Trustworthy' business, in fact, she has dealt with the kind of company that we set Trusted Saskatoon up to protect people from.... let's share the first part of the story. 

Janice is a lovely woman who has been left in a house that was a home 5 months ago & now is a dangerous unfinished, building site. She is trying to keep on a brave face for her 10-year-old daughter but is sick with worry that the house won't survive the Winter cold that is on its way,  and wondering every day how she is going to manage to get back on her feet .......why? All because of an unscrupulous Saskatoon contractor that has been her worst nightmare! 

 

We heard her story last week through a friend of Sara's, the Trusted founder, and we were extremely moved by her plight, and wanted to do what we could to help...it's a great thing we know an amazing group of local Saskatoon businesses, who are invested in their community and who truly set the standard for integrity in the Saskatoon Business community!

 

We sent out an email at 9 pm that night, we had some responses back within the hour and by the end of the week, we have already had so many wonderful Trusted Saskatoon directory partners offer Janice their help...and  Trusted Regina partners!  

 

 


Thank you also to Aaron Loraas- from Loraas disposal for donating bins and garbage fees for the project, Winroc and Rona for materials and Heating roofing systems in Colorado for the roof!! 

Sara went to surprise Janice tonight, who knew nothing of this until then..it was extremely emotional, Janice was completely gobsmacked when Sara knocked on her door and told her why she was there. Once the first round of tears dried, and she realized Sara was above board, she showed her around the house and Sara couldn't believe the state this contractor has left her in. We shared the news about the wonderful Trusted Saskatoon companies that had already stepped up to help her, and she was happy to allow us to document this journey by blog and video, so she could prevent other people from having the same thing happen to them....so this is Part 1 of THE HOUSE THAT TRUSTED SASKATOON REBUILT!   

So whats next?
 
 
A well-recognized business leader and expert in the construction industry is going to cast his professional eye over Janice's bombsite of a home, and he will then be able to assess just what needs to be done, and from there we can start planning the rebuild, and what we need in regards help & materials from these amazing Trusted Saskatoon companies.
 
 We will leave you with Sara's comments as the last words of Part 1
 
" Saskatoon has been amazing to me and my family, and I believe it's important to step up to help people in the community you live in. Janice's situation is not uncommon unfortunately, a thing like this happen every day to families and individuals in this city and this province, that's why I was motivated to start Trusted. I am just glad I am in a position, along with the Trusted partners to help her with this hand up back on her feet again. 
 
To start the ball rolling I will donate $1000 in TrustedSaskatoon.com  Gift Certificates for Janice to put towards this rebuild. She can use them at any of the partner businesses on the www.trustedsaskatoon.com directory.  I am not going to publicly name the contractor or his business...that is not my place, but after what I saw & heard today I believe strongly that the company  should have their A rating on the Better Business Bureau of Saskatchewan lowered to an F, and the insurance companies should take them off their preferred list of contractors"  
 
  

Made In The Shade a Trusted Saskatoon Window Coverings - In Home Design Consultations

 Trusted Saskatoon window covering experts! 

Here they share a tip on In Home Design Consultations:

 

Do you ever sit in your home and daydream about all of the interior decorating changes that you’d love to make, but you don’t know where to start? If you’re like me, you might have a million pages torn out of magazines that show off styles that you like, but have no idea how to incorporate into your unique space.

That perfect design combination of color, fabric, and texture is a challenge, and there’s a reason why designers are artists too. It takes practice, experience, trial-and-error, and a fearless attitude to bring your home from just being functional, to also being beautiful. This is where we come in.


We believe that Windows, Walls & Floors are the foundation of every great space. These three elements set the tone for all other design considerations, and when well-thought-out can serve as a base to help you express your style. Our job at Made In The ShFashions is to help you pull these elements together so that your home can express your style and meet the needs of your family’s lifestyle.

An in-home consultation is a great way for you to show us your space and explain your vision. We come armed with samples, swatches, and creativity to help you to achieve the space you've always wished for.


Why choose an in-home consultation?

  1. Most of us are visual learners: It’s easier for you to explain your ideas when we’re in the space with you, and it’s easier for our designers to understand what you mean about that unique wall or distinctive nook when we can see it first-hand.
  2. Colors change based on the environment: Seeing the samples and swatches in your home and in the light that is normal for your space ensures that the colors you choose turn out exactly like you want.
  3. Your living room doesn’t travel well: It’s a lot easier for us to bring the showroom to you, than for you to bring your living room to us.
  4. Sometimes it’s easier to make decisions in the comfort of your own home, without too many choices to create confusion. You can visualize your future space, much more easily when you’re sitting in your present space.


Take a moment to request an In-Home Consultation and let us do the rest for you. You won’t be disappointed.

  


 

 

Marla Janzen Trusted Saskatoon Real Estate Expert tempts us to visit Radius at the Legends in Warman SK

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients.

She is one of our wonderful  TRUSTED SASKATOON REAL ESTATE EXPERTS listed on the SASKATOON DIRECTORY and loves to provide Trusted Tips that help the public!

Marla Janzen from century 21 Fusion is the realtor for BC Based home builders Westbow Construction's Radius at The Legends condo project in Warman SK, and she invited the Trusted team up for a tour around the show condos and to meet the owner of Westbow Construction Dick Westeringh. We figured we would take along our video camera so you could see for yourself why living in Warman should be a consideration for anyone thinking about moving!  

Tour of 425 Langer Place - 2 storey, 3 bed condo   - interior decorating and staging was done by Fresh Living - your Trusted Saskatoon Interior decorators 

 

 

Find out more about Westbow Construction and what they stand for in this candid interview with Marla and Dick

  

 

What asked Dick how it was to deal with Marla - A Trusted Saskatoon Realtor- this is what he had to say . " Every once in a long while you might meet a person that is perfectly suited for the role they play in life. Marla Janzen is such a person. I have had the privilege of working with Marla this past year and each time I meet Marla, I appreciate her more. Marla presents herself well and then lives up to her presentation. Marla does her home work, she knows her products and she knows her competitors products. Marla goes the extra mile to ensure that her costumers have everything that they need to make an informed decision. Marla is a real estate salesperson that does not feel like salesperson. She is more of a friend that helps you make the right decisions. Marla is not about making another sale as much as making a new friend. Marla works hard, has good ideas, and she is fun to work with. Marla wants the deal to be good for everyone involved. I am happy working with Marla and I am confident that Marla’s customers will be well served by Marla. Thank you Marla for being a vital part of the “Warman Westbow Team.” Dick Westeringh

Find Marla Online at http://www.century21.ca/marla.janzen   she is a Century 21 Fusion Realtor Sakatoon based at 703 Circle Drive, Saskatoon..or checkout her listing in REAL ESTATE SASKATOON here on www.trustedsaskatoon.com, Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

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S & E Trusted Online Directories Inc
TrustedSaskatoon.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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