Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Jewellers at Batemans share a Tip about Hand Sanitizer Effect On Jewellery

Bateman Jewellers are Trusted Saskatoon jewellery experts! Did you know that they are the oldest independent jewellery store in Saskatoon?  Bateman Jewellers maintain that the relationship with their clients is very important to them, and Trusted Saskatoon is sure you have heard Cam say in his well-known radio ads 

'Your jewellery is a lifetime investment; Buy it from a lifetime friend. ' 

What Does Hand Sanitizer Do to Our Jewellery?


In the past few weeks, you've probably increased your use of hand sanitizer and other soaps due to the global spread of Coronavirus (COVID-19 for short). But while all of those disinfecting agents are protecting you, they might be hurting something else—your jewellery.


In Batemans latest jewellery tip they share an article from JCK Online - a North American Jewellery Industry website. 




On the best days, many of us are germaphobes. My obsession with keeping germs at bay went into overdrive when I became a mom, and then throw in a pandemic, and I’m considering fashioning myself a hand sanitizer holster. Oh yeah, I’d wear it.
Years ago when I worked in retail, even then I had a small bottle of hand sanitizer close at hand. I remember being told that too much could eat away at the rhodium plating on my ring (I had a white gold wedding set at that time). Still, a quick rub here and there kept my hands feeling clean, and, though my ring definitely bled yellow over time, it’s hard to know if that was the reason why—or if it was just general wear and tear.


Currently, constant hand-washing and sanitizing isn’t just for peace of mind; it’s highly recommended. I don’t even want to write the word COVID-19—I swear it echoes in my dreams. But it’s keeping us prudently cleaning our hands, and in turn, cleaning our jewelry, too—at least, the pieces we wear on our fingers.
Let me please preface this by saying that yes, you should absolutely positively wash wash wash, spray spray spray, scrub scrub scrub—whatever keeps your hands clean. Jewelry is precious, that is true, but your health is all the more so.
However, given that I’m sporting a newly redesigned wedding ring, I can’t help but wonder what I might be doing to it with my constant use of chemicals. Am I causing damage?

I always take my ring off to shower, lotion, make meatballs—you get it. Not trying to gunk up the jewels here! But I almost never take it off to wash my hands, and certainly not to sanitize. I’m betting most wearers are the same.
I spoke with Shan Aithal, a metallurgist at Stuller, to get the dirt (pardon the pun) on keeping hands—and rings—clean. 

“To my knowledge, hand sanitizers are not capable of removing tough, albeit thin, rhodium that’s on a piece of jewelry,” says Aithal. “Hand sanitizers come in two varieties: alcohol-based and non–alcohol-based. The ones with alcohol are benign to jewelry items as alcohol is the main germ-killing ingredient. However, non–alcohol-based ones typically use chlorine-based compounds as germicides. These chlorine compounds could react with water and release free chlorine. Free chlorine radical is very reactive and could cause tarnishing of jewelry, especially if it is made of sterling silver. Also, halogens are known to cause stress corrosion cracking in low karat golds, in particular, nickel white golds.”

It is worth noting, in this case, that the CDC recommends using alcohol-based hand sanitizers with at least 60% alcohol content. As long as you’re doing that, your metal will probably stay in great shape.
Soaps, according to Aithal, are a different story. “Soaps can contain abrasives, like Lava or that orange goo dispensed near hand-washing stations, that could damage the surface of jewelry and cause rhodium to be worn away.”

What about diamonds and sapphires? 


It won’t damage them but can leave a filmy residue on the stones over time, dulling the sparkle. But it’s not permanent, and nothing a quick soak in an ultrasonic can’t fix.


“If anything, people should be cleaning their jewelry more,” says Susi Smither, founder of The Rock Hound. “Think of all that horrid buildup of crud under rings and behind the setting of claw-set earrings. Hand sanitizer kills the baddies then evaporates fast—this shouldn’t have any detrimental effects on your gemstones, even materials such as gemstones and pearls. If you’re worried, at the end of the day give them a rinse and dry when you get home.”


Peggy Grosz, senior vice president at Assael, suggests erring more on the side of caution when it comes to pearls. 

“Sanitized skin should not come into contact with your pearls until completely dry and evaporate—wait about five minutes before putting on your pearls,” says Grosz. “As with perfumes and hairspray, the alcohol in the hand sanitizer can change the surface of the pearl, the two noticeable differences being a loss of lustre and a change in colour—white pearls, for example, will become yellowed if repeatedly exposed to such chemicals. Pearl rings should be removed when applying hand sanitizer, but because they have a mounting which separates them from direct contact with the chemicals, it is safe to put rings back on after a few minutes.”

Bottom line? Most, if not all, jewellery will be just fine, lovers of Georgian and early Victorian pieces should  take special care as water can get into rings with closed-back mountings and affect the appearance of the stones. Also, locket rings or any ring that has a photo of some other decoration under glass should not be washed with water.

But of course, sometimes the simplest advice is the best. When in doubt, it is always better to take your rings off before washing your hands.!


 If you are resting your rings on the sink while you scrub, please be sure the drain is closed, okay


Bateman Jewellers is a Trusted Saskatoon Jewellery Store 




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Welcome Synergy Business Solutions as Trusted Saskatoon Bookkeepers, HR and Business Consultants.

The Trusted Saskatoon team are thrilled to welcome the dynamic team at Synergy Business Solutions to the Saskatoon Directory of Excellence! Their services allow busy Saskatoon small business owners to focus their energies on running their business. They have professional specialists on staff with decades of experience who can assist with everything from bookkeeping to HR consulting. Synergy Business Solutions are Trusted Saskatoon Bookkeepers, HR and Business Consultants.

Are You A Small Business Owner in Saskatoon Looking to Get To The Next Level?

Chances are you are too busy doing things you shouldn't be and that is restricting your growth and potential! Business consulting or management consulting involves the use of an independent, objective professional as a problem solver and ambassador of lasting change...that's where Synergy Business Solutions comes in! 

Who Is Synergy Business Solutions and How Can They Help? 

Synergy Business Solutions is owned by Linda Henderson and Danielle Robson. If you are familiar with the Saskatoon business scene you may have already heard of these two dynamic ladies. When we heard they were getting together to start a business, we knew that it would result in something special. Read about their entrepreneurial journeys below to see why we were excited! . 

Linda Henderson- VP Operations 

Ironically Linda's journey as a serial entrepreneur started out the same time and the the same way as Sara the Trusted founders did! In 2011 Linda and Sara were both fired from their jobs. That awful moment in their lives ended up being the best thing that could have happened to them.

Linda's background was primarily in bookkeeping, with some sales and management that she had picked up on the way in her 25-year career. One of the shareholders of PetroTag ( a technology company serving the oil and gas sector) approached her to ask if she wanted to buy the company. After brushing many doubts aside she became the owner in the fall of 2011. Linda had a 5-year plan to pay it off and ended up paying it off in 1.5 years!  Riding the wave of success she decided to keep the momentum going and started another business in 2013, Crazy Cowboys Instrumentation, followed by a 3rd business in 2015! She was ( and still is ) one of the most successful and respected women entrepreneurs in Saskatchewan's energy industry! 

In 2016 Linda thought it made sense to tap into her experience and start a bookkeeping company Synergy Bookkeeping, to take care of the financials of these companies. The lease on her rental space was coming up and she was a little tired of paying rent, so started shopping around for a building. In April of 2016, she ended up purchasing the very building she was fired in six years previously! 

" Renovating that building was one of the more empowering moments for me. All of the self-doubt went out with the boardroom walls to the Loraas bin."  Linda Henderson
Today life in Linda's world is more about supporting and empowering others in their business life. Synergy Bookkeeping has changed its name to Synergy Business Solutions and Linda is especially passionate about the Business Support Group that meets once a month at the Synergy offices ( in that board room!)

Sara had the opportunity to interview Linda for the WESK  - Shaken With A Twist Series a few years ago - see the full interview here.    

Danielle Robson- President

When Dani was just 18, a family friend who was a Tim Hortons franchisee saw she had a huge entrepreneurial spirit and he suggested she apply for a Tim Hortons Franchise in Saskatoon. Three weeks later, in June 2003, with support from her family, she decided to ditch her law school plans, and they had their first Tim Hortons store in Saskatoon, on Fairlight Drive.

Fast forward many years, and “Hurricane Dani” shows no signs of slowing down. They have ten Tim Hortons stores and two Mr Mikes restaurants. With over 300 employees and a young family at home with three kids under age 10. 

I thrive in chaos and if I wasn’t having a baby or opening a store, I would be bored. Danielle Robson

Danielle is driven to succeed and she is passionate about sharing her skills and helping other entrepreneurs reach their full potential! 


Synergy Business Solutions strive to create a supportive consulting environment for Saskatchewan-based business-owners seeking to improve their personal and professional growth

  Services Offered Include:

  • Bookkeeping/ Finance
  • HR ( Human Resources) 
  • Business Operation Consulting
  • Synergy Business Support Groups

'For Business Owners From Business Owners'

Synergy Business Solutions are Trusted Saskatoon Bookkeepers, HR and Business Consultants.


Behind The Brand- Marla Janzen Trusted Saskatoon REALTOR ®

Behind The Brand is a Trusted Saskatoon video series where we meet the partners and get to know who they are as people. Sara Wheelwright, the founder of Trusted, interviews them in a relaxed atmosphere and we get to know who they are, what motivates them and why they can be trusted!   

Behind The Brand #1 
Meet Marla Janzen, an award-winning Trusted Saskatoon and Area Real Estate agent. Marla strives to find her clients the perfect new place to live while negotiating the best terms and price possible. She has a keen eye for design and home staging, which really benefits her clients. Find out who she is, why she chose real estate and what motivates her.  


 



Marla guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!

Marla Janzen is a TRUSTED SASKATOON REALTOR®


Trusted Saskatoon Flooring Store End Of The Roll Flooring Ideas For Investment Properties

End Of The Roll Saskatoon Is A Trusted Saskatoon Flooring Store located at the corner of 44th Street East and Faithful Avenue, Rod and the team at End Of The Roll - Saskatoon have been providing brand name flooring at affordable prices for decades. They invite you to visit their large showroom which has a great selection of inventory in stock. They always have great monthly promotions, and items in-store at clearance prices.  In their latest Saskatoon Flooring tip they share flooring options for revenue properties. 


FLOORING AND YOUR INVESTMENT PROPERTY

 

When it comes to investment properties, there are lots of things to consider in order to ensure you get the best return. With companies like Airbnb and VRBO, short term rentals can be easily managed. Having a short term rental can generate a high cash flow in a short time frame, but it might not be the best option in the long term. If your investment property is in a city that has a constant stream of tourists throughout the year, such as Hawaii or New York, short term is most likely the way to go. If your rental is in a town that has seasonal tourism, you might want to consider long term as it can be difficult to earn enough in the busy season to carry the place for a full year.


Flooring For A Rental Property

 

Now, when it comes to choosing flooring for a rental, it’s different than for the home you live in. As you begin to get your place ready, be sure to look at all factors before committing to your flooring. One of the major considerations is cost. However, it’s important to not sacrifice the durability of a product simply because of a low price tag. (In the long run, it could end up costing more.)

 

There are lots of flooring options available for rental properties. Keep in mind, if it’s a long term rental (lease), there may be less traffic, but your tenants may feel the need to rearrange furniture more frequently than a furnished short term place. The flip side is short term rentals will create more traffic coming and going on a daily basis. Short term renters often won’t treat the place like their own home and aren’t conscious of removing shoes and keeping the place clean. Whereas long term renters are more likely (not always) to keep the place tidy as it is their permanent living space. It’s probably safe to agree, low maintenance floors are the best no matter what the rental term is.

 

The rental industry (at times) can be very competitive, therefore having an aesthetically pleasing interior can be a deciding factor in if your place is selected for rental. If your rental is a long term, picking the right tenants is often a “go with your instinct” decision - but try vetting them the best you can. If your property is close to a college and has more than one bedroom, there’s a higher chance of having college students looking at it. If your place is situated in a more affluent neighbourhood, it’s likely you will have working professionals considering it as their “home.” With that in mind, having it in a higher end area, may require you to have high end floors to match, such as hardwood or tile.


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Hardwood


Over the years hardwood has earned a reputation of being one of the most luxurious flooring choices. Hardwood can be refinished as many times as needed depending on the wear and tear over the years. By having this flooring option in your home, it tends to increase the property value as it’s considered a high end finishing. Just because some people say it’s the best, doesn’t mean it’s the best for your rental. Hardwood is easily affected by moisture and therefore should not be installed in areas that tend to be damp. The cost to install hardwood can often be significantly higher than other flooring and is hard to repair if one portion gets damaged - therefore probably not the best for a rental unless your place is one with a more luxurious feel.


Tile

 

Tile is always a great choice, especially in bathrooms. It is long lasting, easy to maintain and isn’t affected by moisture. Not to mention, it is also considered an upgrade, therefore adding to the look of the home. There are various types of tile you could go with; ceramic, porcelain or natural stone - be sure to research all of them before making a decision. Again, it’s important to weigh out the cost up against the potential earnings as it is one of the more expensive products. Tile can be expensive to install and over time does need to be re-grouted.

 

Luxury Vinyl Tile and Plank


Most rental properties are designed to be somewhat affordable for renters, yet still making the property owner money - it’s why they are called investments. One of the most common flooring types for rentals, and even permanent homes is luxury vinyl plank (LVP). With all the advances made over the years, LVP’s appearance is very similar to wood - helping to elevate the look.

 

Although luxury vinyl is cost effective and has the look of hardwood, it doesn’t increase the property value like real wood would. As mentioned above, tenants can be hard on floors and with short term rentals combined with foot traffic they can wear quickly. Unfortunately, it is prone to scratching, but on the positive side, it is easy to repair, as you can just pop out the sections you want to fix. It’s important to mention, luxury vinyl is easy to install and can be applied to almost any flat surface, making this an easy DIY project. Possibly one of the best features of LVP is it’s resistance to water, making it a great fit for any room.

 

Carpet


Carpet has been around for decades and offers a warm cozy feeling in a home, however, with all the different types of flooring available, it’s losing its popularity. The pros of carpet are - it’s easy to install, relatively cost effective, warm and one of the greatest benefits for rentals is the sound absorption it offers. If you have a rental property that is pet friendly, carpet might not be a great option. It is much harder to clean and will stain, unlike other flooring surfaces. Carpet tends to show wear easily and can often be a challenge for people with respiratory issues. Installing carpet does help mask what might be an uneven surface and with all the technologies, there are many hypoallergenic options to consider.

 

Of course, there are other aspects to having a rental property - flooring is just one part. Before making any decisions, consult a flooring advisor to find the perfect fit for your home or property. For more information stop by  End Of The Roll.


The Team At Your Mortgage Now Are Trusted Saskatoon Mortgage Brokers Share Advice On Revenue Properties

Buying a home is one of the most important and exciting steps in your life.... now that pesky financing! Deal with people who can offer you and your family the best options for you with Your Mortgage Now! Devin Cristo and Wes Will are Trusted Saskatoon Mortgage Experts and they have years of experience helping individuals and families finance their dreams by offering mortgages from a variety of lenders for people from all walks of life. In their latest mortgage tip they share some advice on Investment Property Mortgages

CONSIDERING A REVENUE PROPERTY IN SASKATOON?

When it comes to a revenue property Devin & Wes from Your Mortgage Now know having options and the best rate possible are at the top of the list. They are Saskatoon Investment Mortgage experts at making your revenue property investment a profitable one.

Buying an investment property is a popular option for Canadians looking at different ways to invest their money. However, unlike the mortgage you took out on your principal residence, financing an investment property is a little more complex. 


1. How Many Revenue Properties


The number of units in the building and whether or not you'll be occupying one of the units are the two major components that control what your financing will look like. When you start shopping around for an investment property, the first thing you need to consider is the number of units your building will have. Most buildings with 1-4 units are zoned residential, so the qualification criteria and financing options from lenders are only slightly more difficult than that of a mortgage similar to what you have on your principal residence. If it's a multi-unit property, the second thing to consider is if you, the owner, will be living in one of the units or not. If you will be occupying one of the units, the property would be considered owner-occupied. If all of the units will be rented out, your property would be considered non-owner occupied.


However, buildings with 5 or more units are zoned commercial, so a lender would require that you take out a commercial mortgage on it. With a commercial mortgage, the qualification criteria is even tougher to meet and interest rates are often much higher. 


2. Downpayment 


An investor will have to put down at least 20 percent to buy a property from a typical bank... On top of the down payment, an investor will have to pay closing costs, which can range from two to four percent of the loan amount. 

 


If you're ready to learn more or to discuss options for a residential investment property or two give Devin and Wes a call!  

Devin Cristo and Wes Will are Trusted Saskatoon Mortgage Experts


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S & E Trusted Online Directories Inc
TrustedSaskatoon.com
129 21st St E #500
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150

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