Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Realtor Clark Dziadyk’s Home-Buying Checklist for Newcomers

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk puts 100% effort into everything he does. He shares regular Saskatoon Real Estate Expert Tips with us and in his latest tip he shares RBC’s home-buying checklist for newcomers to Saskatoon.



Buying Your First Home in Canada Checklist

Home-Buying Checklist for Newcomers


We know there are some extra challenges to buying a home in a new country. Here are some things you can do to make the home-buying process a little easier:


1. Figure out what you can afford.


Before you start looking for a home, get a general idea of how much you may be able to afford and what your mortgage payments would be. This will help you set a realistic price range so you can balance home ownership with your lifestyle needs.


2. Save for your down payment (if applicable).


Considering the high cost of home ownership in Canada, most newcomers (and most Canadians) don’t pay the full price of their home all at once. Typically, buyers make a down payment on a home using money they've saved and then borrow the rest (through a mortgage) from a lender.


3. Understand your mortgage options.


There are a lot of mortgage features to choose from in Canada, and Saskatoon. Talking to a mortgage specialist is one of the best ways to make sense of all the options, and to help you save money over the lifetime of your mortgage.


4. Get a mortgage pre-approval.


Once you’re ready to buy a home, be sure to get a mortgage pre-approval. A pre-approved mortgage means the bank has made a commitment (subject to conditions such as a property valuation) to loan you the money for your home.


- You’ll know how much you can afford to borrow for your new home.

- You’ll be in a better position to negotiate with sellers once you have found a home.

- You’ll also know your interest rate.


5. Find a Trusted Saskatoon real estate agent.


Hire a reputable local real estate agent Clark Dziadyk! Your agent, like your mortgage specialist, can be an invaluable resource for you throughout the entire home-buying experience.


6. Start your home search!


As you start looking at homes, don’t just think about the type of home you want—also think about your lifestyle and how close you want to live near amenities such as schools, highways, medical services, shopping, restaurants and recreation.



Read what clients have to say about Clark on his listing by clicking on the link below! 


Trusted Saskatoon Realtor Clark Dziadyk Tip For Sellers on Repairs That Are Worth Doing

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk puts 100% effort into everything he does. He shares regular Saskatoon Real Estate Expert Tips with us and in his latest tip he shares repairs that give home sellers high return on investment. 



Repairs That Give Home Sellers High Return on Investment

What Should I Repair On My House in Saskatoon Before Selling?

Many sellers make the mistake of assuming that any repairs they do to their house will automatically increase the money they get for the home. Unfortunately, this assumption can lead to serious upset for those that pour a ton of money into repairs and find they don’t make their money back when they sell.

Some home sellers are smart and will ask a Saskatoon real estate professional their advice before pouring any money into the home. On many occasions, I have been asked what repairs will give the highest return on investment. Some home repairs are apparent winners. Other fixes are harder to know if they will yield positive returns. And some repairs are almost guaranteed to bring frustration because they rarely result in a higher sales price. Some repairs are important to do before selling even though they may not have the highest return on investment. Why? They help the home sell!

Some necessary repairs can prevent a house from selling. Depending on the age and condition of your home, you might want to consider getting your house inspected prior to sale. Not only can you figure out before-hand if they’ll be any unexpected surprises, but you can also address them! The inspection will help in remedying the necessary repairs, but you’ll also be prepared for the buyer’s home inspection. Nobody wants to put their house back on the market due to a bad inspection. The key to picking which repairs is to know what buyers consider important—which may not necessarily be the same things that you think are important. One of the biggest errors sellers make is thinking that the repairs they want are going to be the same that buyers want.

Fortunately, you are doing your research now—before you spend a lot of money on repairs. Read on to learn what repairs yield a solid return on investment.

Factors that Can Affect the Value of Home Repairs

Before digging deeper into which home repairs offer good ROI, it is important to know that there are a variety of factors that must be considered on an individual level—things that may affect your home and repair ROI specifically. These include:

  • When you are selling. The time of year you list your home may affect how much bang for your buck you get with specific home repairs.
  • How the market is doing. A buyer’s market is different than a seller’s market for many reasons. The effect of certain home repairs on your home’s sale value is something that the state of the market will affect.
  • Where your home is located. Buyers value some home repairs differently depending on where the home is being sold. 
  • The completion you face when selling. The homes being sold in the area that is similar to yours always influence the price of your home. The inventory you are competing against will also affect the value buyers place on your home repairs.

Getting a Good Return on Investment—The Repairs Worth Considering


1. Going back to hardwood floors.

There is no denying the appeal of hardwood flooring in today’s market. You will get the highest return on investment from painting. Buyers appreciate the look and the convenience of hardwood flooring and are willing to pay for it. The most cost-effective option for you as the seller is to pull up carpeting from existing hardwood flooring—if you have hardwood flooring underneath your carpets.

Getting hardwood floors re-finished is short money in comparison to what it brings for a return on investment. Even if you don’t re-finish the floors, just pulling up the carpets and showing buyers you have hardwood can make a world of difference. In real estate sales first, impressions are everything. Some buyers have absolutely no vision whatsoever. You can tell them there are hardwood floors under the carpet, but if they can’t see it, then it means nothing.

If you don’t have hardwood, then you will need to consider if installing new hardwood or something similar—like engineered hardwood flooring—would be worth it for your sale. Doing so is a question for your local real estate agent. Only they will know how much of an impact adding hardwood floors will make to your bottom line.

2. Making entertainment areas into hardwood or something similar.

If you do decide to add hardwood floors, the rooms where people spend a lot of time or tend to entertain others are the most popular areas with buyers. For example, most people love seeing hardwood floors in the kitchen, family room, and formal dining room. It can be beneficial to pull up the carpeting in these areas and add engineered hardwood flooring.

The engineered hardwood flooring options are many and can often be purchased for a reasonable price. You can also install them yourself if you are so inclined—which would put even more money in your pocket on the day of sale.

3. Paint the walls and ceilings.

There is nothing more cost effective in home sales than painting. A new coat of paint is one of the cheapest improvements you can make to your home that will make it more appealing to buyers. When buyers come to view your home, they are looking for things to complain about, and nothing is more straightforward to dislike than stains on the walls or the ceilings. Stains and other imperfections stand out, and they make the home seem dirty even if it is otherwise spotless.

Water stains on a ceiling are especially common. More often than not a child has left a curtain partially open while taking a shower. Water stains, however, freak buyers out. Nobody wants to see water stains. The fear is that the stain is not old but an active leak. Other times in cold weather climates it is not uncommon to see a water stain from an old ice dam problem. What ever the case may be it is crucial to take care of removing old water stains.

Add a fresh coat of paint to the walls, remove wallpaper and paint the wood paneling. No one wants to buy a home with old wallpaper on it, and it is hard to find a buyer that finds wood paneling appealing. Painting ceilings is a little more challenging than painting the walls, but it completes the look and ensures that everything looks nice and clean. If you have a popcorn ceiling, you should consider removing them. Just keep in mind that old popcorn ceilings may contain asbestos. Be extremely cautious when removing the old texture or hire a professional that is qualified to do it safely. With newer popcorn texture you can just scrape it off. It is a long process but inexpensive and makes a big difference in how buyers see your home.

4. Be strategic in how you remodel the kitchen.

Kitchen remodels tend to get you your money back when you sell, so they are usually worth doing if the kitchen is dated. However, it is also easy to lose money if you are not careful with how you renovate.

Consider refinishing the cabinets if you can get away with it because replacing them will be expensive. It is challenging to get a return on investment by completely remodelling a kitchen. The kitchen is the most expensive room in the house to renovate. You can easily spend tens of thousands of dollars even on a moderate size kitchen. Believe it or not painting a dark, dated kitchen, however, can completely transform it into something special. If done correctly by a highly skilled painter, it can look like new.

Basic hardware like the sink and faucet can be replaced inexpensively, but try to avoid installing luxurious appliances because buyers may not pay you for them. Installing granite counters in most areas offers significant value. It also impacts how saleable the house will be quite a bit. Depending on the price range buyers expect granite. It is a significant hot button in home sales. The cost of adding granite counters has come down in recent years.

5. Renovate the bathroom if it needs it.

Bathroom renovations also generate positive returns in most cases. A new coat of paint—lighter is better in small spaces—along with new fixtures can all be taken care of without too much expense. HGTV has some excellent examples of remodelled bathrooms under five thousand dollars. Take a look to inspire some thoughts on what to do at your place.

If you cannot get stains off of things like the shower doors, tub or sink, replace the doors and refinish the surfaces.

6. Replace the roof if it needs to be replaced.

If your roof needs to be replaced, you will make the sales process more manageable if you take care of it now. Just because the roof is old does not mean it has to be replaced soon, however. It is in your best interests to have a professional look at your roof and to discuss the results with your Realtor.

A professional roofer will be able to determine if replacement is necessary immediately or if you have a few years left. Generally, a non-architectural roof shingle will last around twenty years. Most architectural shingles will last anywhere from thirty to fifty years.

Buyers may be willing to purchase the home if it has two or three years left on the roof. If the roof needs to be replaced within a year or so, though, you will be better off having the work done prior to listing the home. Unfortunately, roofs do not have a high return on investment when you are selling a house. Most of the time when I am counselling sellers my advice will be to do nothing with the roof. I’ll tell them to expect buyers to want some kind of seller’s concession at closing. Most of the time you will be far better off negotiating a credit than replacing the roof given the cost and what you’ll get back.

7. Clean up the exterior of the home.

Your home’s exterior is the first thing that buyers are going to see when they come to view your home. The little things you do to make the home look nicer at first glance are inexpensive for the most part and can be great for helping your home stand out.

Some of the exterior repairs that you can address may include patching cracks in the sidewalk and driveway, replacing the caulk around your windows, adding new fixtures like doorknobs, painting the front door, fixing broken fences and painting them, planting flowers, adding mulch to flower beds, etc. Here is an excellent list of exterior home staging tips you can use to spruce up your house.

8. Talk to your Realtor before making any repairs.

Your agent should be well-qualified to tell you what exactly you need to do to make your home more marketable. He or she knows the market and has the insight necessary to help in your decision making. What’s important to repair in a house can vary from one market to the next. This is one of the reasons people say all real estate is local. 

Don’t, however, underestimate the things that can make a home sale fall through.

Repairs Without a High Return on Investment But Necessary

There are some repairs needed with a home that doesn’t bring a high rate of return. These are the items that buyers consider are essential to be functioning. They are considered “normal” to be working upon transfer.

Buyers generally will not pay more money for these items. Some of them include:

  • functioning septic system if sewer is not available. New septic systems have a small return on investment.
  • Smoke and carbon monoxide detectors in the house that function correctly. Obviously, these items are vital to safety.
  • Any kind of existing significant structural or mechanical defect in the home. For example, if the heating system is failing it would make sense to get it replaced.
  • Any kind of problem that would prevent a buyer from obtaining a mortgage. This one is obvious. You will never sell your house for top dollar if you need a cash sale.
  • If you don’t have public water and your house has a well that is not functioning properly. Buyers expect excellent quality and quantity from their water supply.
  • You know you either have high radon levels in the water or the air. Nearly all buyers will want this corrected before proceeding.
  • A significant electrical issue, especially if it is a fire hazard.

Read what clients have to say about Clark on his listing by clicking on the link below! 

Clark Dziadyk is a Trusted Saskatoon Realtor 


Contact Clark today for your Saskatoon Real Estate needs.


Trusted Saskatoon Plumbers at Perfection Plumbing’s Maintenance Tips For Hot Water Tanks

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing is a Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest tip, they share maintenance tips to consider when trying to keep hot water tanks in good condition. 

Maintenance Tips to Consider When Trying to Keep Hot Water Tanks in Good Condition

Many integral parts of your home’s plumbing system demand proper maintenance. One of the most costly, if you’re not careful about its maintenance, is the hot water tank. Fortunately, you can avoid any pricey dilemma by learning about your water tank’s operation and understanding how to take care of it.


Know What Type of Tank You Have

Several types of water tanks exist these days. Some of the most common include natural gas, electric, and propane. It’s important to know what type you use at home because different types require different repair methods.

If something breaks down, you can tell the repair specialist the type of unit in your home so that the experts can bring along the right tools. You can assist them further by writing down the model and serial number of your tank. This way, the chances of a mix-up will be minimized and the repair technician can complete the work quickly. This coding information is also needed in case your model is under warranty or you want the exact model as a replacement under warranty or otherwise.

Understand How to Turn off the Water

Whenever you encounter an issue with hot water tanks, always turn off the water first. Every model is different, so, you need to practice in advance. This prepares you for emergency scenarios such as a leaking water heater or the presence of gas. Most shut-off valves are located near the water heater.

Consider keeping the necessary specialized tools near this shut-off valve. So, when you’re short on time and something drastic happens, you’ll know exactly where to look and don’t have to second-guess your actions.

Identify Warning Signs of a Failing Hot Water Tank

Like all household appliances, hot water tanks are not designed to last forever. No matter what you do in terms of maintenance, there’s going to be a time when you have to say goodbye and get a new unit. Most units last an average of 10 years.

Other than age, some clear warning signs indicating your tank is failing include rusty water and rumbling noises. Signs of rust usually indicate the tank is rusting from the inside. You should act fast to prevent any harm to your family.

Over time, water begins to harden in your tank and turns into sediment. This sediment then causes your tank to make loud noises. Not only does this mean your tank is not working as efficiently as it should, but it may cause severe damage to the internal components of your tank.

If you have done all you can to keep your hot water tanks in good condition and they still need repair, talk to a repair specialist. Let them inspect your unit to see if it can be salvaged or if a new tank is the best option for your household.


For plumbing problems in your home, don’t hesitate to contact Perfection Plumbing for help.

Trusted Saskatoon Plumbers at Perfection Plumbing Tip on When to Have a Plumber Look at Your Bathroom Pipes

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing is a Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest tip, they share helpful info on when to have a plumber look at your bathroom pipes. 

Signs that Tells You It’s Time to Let a Plumber Look at Your Bathroom Pipes

Pipes can last for a long time, depending on their composition. For instance, brass can work for up to 40 years while copper can serve you for more than 70 years. It’s a long time, but nothing really lasts forever. You will have to replace your bathroom plumbing at least once in your life. Just the constant use of water for baths, showers, and toilet flushes can eventually wear down the pipes. The age of your pipes therefore becomes a concern. But, most often the gunk from beauty products, soaps, lotions and pastes impedes your bathroom drainage. If gunk doesn’t block the pipes, some of the chemical-laden solutions can gnaw away at them.

The reasons for re-plumbing your bathroom can vary. Regardless, it is first important to learn and notice the signs that portend pipe replacement.

Glaring Water Problems

Leaks and drips shouldn’t be ignored. These are obvious signs that your pipes suffer some problems. For instance, water dribbling out around the sink tap or other fixtures means the hardware lacks proper sealing. The same goes for water pooling around the tub when in use.

Slow draining water also spells trouble. It means that the drain is being blocked. You can use a plunger to deal with it, but if the clog persists even after you and your plumber. in Saskatoon have tried other options, pipe replacement might be the answer.

Low Water Volume

Water should be coming out “full blast” from your shower. Otherwise, corrosion might be damaging the pipes. This is common in galvanized steel pipes when they start to corrode and degrade. Their decreased diameter lowers the water volume. Aside from the shower, your sink, tub, and toilet can suffer the same syndrome. Again, a pipe replacement may be the only solution.

Poor Water Quality

The smell of your water can say a lot about the condition of the pipes. A foul scent can mean that the water heater is collecting “sacrificial anodes,” which pertain to the steel cores wrapped in zinc, aluminum, or magnesium. These anodes attract bacterial and corrosive elements. Though these elements don’t enter the pipes, the anodes can wear out over time, resulting in rusty, smelly water.

The bathroom is one of the most crucial parts of your home. It meets your basic needs while serving as a relaxing, refreshing place for you and your family. If plumbing in the bathroom fails, it can significantly affect your living condition. Once you spot any problems, don’t ignore them. Call your trusted plumber immediately.



For plumbing problems in your home, don’t hesitate to contact Perfection Plumbing for help.

Trusted Saskatoon Framer and General Contractor Japp Construction Share 7 Steps to Better Framing

Gavin and Lindsay Japp from Japp Construction are Trusted Saskatoon Framers and General Contractors. Whether it be framing commercial projects, a renovation, an addition, garage. basement development or a completely new home build, they take pride in assuring that your project is delivered on-time, on budget and complete to the very last detailJapp Construction Are Trusted Saskatoon Framing Specialist & General Contractors. In their first Trusted Saskatoon tip, they share 7 steps to better framing. 

7 Steps to Better Framing & Layouts

What is Framing? No, not the picture kind - It’s the interior skeleton that holds most structures together. But it’s more than just a few sticks of wood and nails. If it’s not done correctly, it’s going to be more like a house of cards that’s ready to topple over at any minute. Kevin Spacey might approve, but your building inspector won’t. Whether you’re framing an interior wall or an entire house, consider these seven important framing tips and layout tricks to prevent your next framing project from looking like an old shanty that’s ready to fall to pieces.

On Center or Off Center?

When you’re pulling a measurement across the face of your top and bottom plate for a stud layout, typically the layout is 16” on center, right? But more often than not, when the measurements get pulled, the person doing the layout makes their marks on each 16” increment. The problem with that is that now the layout is off-center. If you attach a piece of plywood, sheetrock or other panel goods to the studs, it’s going to be off where the stud breaks with the edge of the board. To ensure your layout is correct, you’ll need to set the layout ¾” behind the actual 16” increment. This pushes the studs over just enough so the next piece of plywood, sheetrock, etc. breaks perfectly on a stud.

Top and Bottom Plates

This mistake happens quite often when you’ve got multiple walls to frame-up. The bottom plates or top plates get cut to the wrong length and you end up having to buy more materials because you just wasted everything. The best way to ensure top and bottom plates remain consistent when they are cut is to lay out everything on the ground first. Snapping chalk lines is just the start. Add header measurements, door openings and angles to the floor layout. This way you can place the top and bottom plates against the floor layout to make sure you have accurate cuts every time.

Look Up

While interior walls usually don’t do much but look pretty, bearing walls hold all of the weight of the roof. And more often than not, the layout under these extra important walls gets off somehow. One of the easiest ways to keep a good layout is to just copy the truss/joists/rafters from up above. Wherever a rafter bears onto a wall, you’ll need a stud directly underneath. Where hips, girders and other heavy-duty trusses land, you’ll need to double or even triple up the studs to accept the load. Check with your local inspector or building code for specific requirements.

Stagger Those Seams

Top and bottom plates often have seams where two boards join together. And no matter how many nails you put into it, it’s going to be the weakest point in the wall. So how do you prevent these weak spots without buying a 30’ long 2×4? You simply stagger the seams. Be sure that you keep the top plate seam as far away from the bottom plate seam as possible to prevent weak spots in your wall framing.

Sandwiched Walls

Framing a Door OpeningLet’s say you’re building a house that’s rectangular in shape. Two of those walls are going to be long and two of them are going to be sandwiched between the other two walls. But when you’re covering those walls with a plywood exterior, the layout needs to be adjusted to accommodate the extra 3 ½” that each wall adds – otherwise you’ll end up with a small 3 ½” rip on each side and the wall won’t be as structurally sound as it should be. Hang your tape over the edge of plates 3 ½” to get the right 16” on center layout.

Snow Load

Have you ever wondered what those little black diamonds are on your tape measure? Those are snow load layouts. They bring the conventional 24” rafter layout closer together for a stronger roof. By bringing the rafters closer together at 19 3/16” increments, you increase the strength of the roof enough to prevent snow from crashing through your roof,  and let's face it in Saskatchewan you never know what the weather is going to throw at you ...so be prepared for anything! 

Good Looking Layout

While this isn’t exactly framing-related, it’s still worth mentioning. Some layouts don’t get hidden by drywall or plywood. For instance, spindles on a porch railing are visible forever. Since they need to be a maximum of four inches apart in most locales, it tends to make the layout look wonky once it fits between the support posts if the measurement isn’t an even number. And when measurements between support posts aren’t consistent, it can really make your layout look like a kid did the job. An instant cure for this dilemma is to start your layout from the center and layout the spindles towards each support post. This way, no matter what the measurement, you can be sure the layout looks smooth and consistent all the way around the porch. You’ll still want to verify where the spindles at the edge will wind up as  sometimes this approach can land a spindle too close to the end. If that’s the case, an offset, or narrowing the gaps slightly might be needed.

   
'Quality you deserve and dependability you can count on’ 

Japp Construction Are Trusted Saskatoon Framing Specialist & General Contractors

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