Trusted Tips and Resources

Trusted Tips & Resources

Treeternity your Trusted Saskatoon Memorial Forest shares Rob Wurzers Story

Thought about Planting a Tree For A Loved One? Treeternity offers an eco-friendly, modern way to celebrate an event, loved one, pet or family with a tree and plaque in a beautiful park. Treeternity allows you to celebrate or remember an important person or aspect of your life in an environmentally positive way. 

LET A TREE TELL YOUR STORY...

Treeternity is your Trusted Saskatoon Memorial Forest and in this article, they share a personal story. A Time to Remember'

 Rob Wurzer's Story by Maureen Haddock

As long as I live, I will think of Rob Wurzer every November. Rob, our friend and business partner, passed away on November 4, 2016. We held his public memorial on what would have been his 58th birthday. He was born on November 11, 1958.

The summer of 2016 will, forever, be Rob’s summer. As his health declined, my husband, who was Rob’s executor, spent many hours at the hospital discussing the business, the estate, and more personal concerns. I spent time with his wife talking about life, death, and remembering. Somehow, during this time, I heard about a magical, memorial forest, just west of Saskatoon. This forest, still in its infancy, is the vision of Mia Hollinger. When we suggested to Rob that his memorial place be in a forest, he immediately liked the idea. Rob also loved the idea that Treeternity was a new business endeavour, like TVTruck, the company we shared with Rob. He was able to vividly imagine the forest, as it might look in the future.


Treeternity is a place to remember people, pets, accomplishments, and occasions. You can even plant a family tree, adding additional plaques, as the family expands. People love to visit green spaces, and each tree in the memorial park is surrounded by protected land.  You can visit the Treeternity website to watch a video illustrating how this memorial forest might look in its maturity. The site also provides a way to reach Mia Hollinger, owner and developer of the memorial forest. Mia’s blog, also on her website, covers sensitive issues and offers helpful suggestions on many topics. While in the process of planning Rob’s memorial tribute, I called Mia for more information about Treeternity. Mia made it possible for Rob’s friends and family to make a donation to Rob’s memorial tree, in lieu of flowers. She provided a site map, and we were able to select a plot with meaningful coordinates. We decided Rob’s oak tree would be planted in plot 11 of row 58, reflecting his birth date of 11,11,1958. Of course, we had to wait until spring to actually plant his tree.  

Rob’s tree was about five feet tall when we planted it in June of 2017, and Burr Oaks grow about a foot a year. I plan to have a photo taken beside Rob’s tree each year since it was approximately my height when we planted it. With luck, it will be as tall as my husband, Gord, by the summer of 2018. We personalized a 9” by 5” plaque with a favourite quote. Mia was available to help us with every question and decision. I wondered what might happen if something unforeseen occurred to the business. Mia assured me that Treeternity has an agreement with the Saskatchewan Wildlife Federation to donate the land as wildlife conservation, so memorial trees will be enjoyed by future generations.

On the day of the planting, we kept the group small, knowing we had already celebrated with a public ceremony. Initially, Rob’s wife held the tree as each of us placed some dirt around the roots. She sprinkled some of Rob’s ashes there, too. We talked and took photos, and, as we walked away, we were given a certified keepsake certificate. I still remember Rob laughing at the idea of being a tree, symbolically, of course. I love the idea of sitting in the gazebo at Treeternity, some summer in the future, talking to my husband about our time with Rob and remembering the summer of 2016. It’s a quiet, beautiful, young park, and I intend to watch it grow old.

My mother-in-law, at 97, loves the poem Trees. I imagine you have guessed what I am thinking. Since Treeternity is a place to celebrate birthdays, anniversaries, graduations and other milestones, I think we could give her a tree for her 98th birthday. After all, Treeternity is a happy place.

Trees

By Joyce Kilmer

I think that I shall never see

A poem as lovely as a tree. 

A tree whose hungry mouth is pressed 

Against the earth’s sweet flowing breast. 

A tree that looks at God all day 

And lifts her leafy arms to pray 

A tree that may in summer wear

A nest of robins in her hair

Upon whose bosom snow has lain

Who intimately lives with rain

Poems are made by fools like me  

But only God can make a tree. 


Have Questions? Check out the links below:

Each tree has its own story so there are countless reasons why planting a tree might be something you want to do. You can also offer it as a unique gift for someone you love, they are the perfect example of something that gives more than once.

Check out the website and contact Mia to get the process started today. 

Treeternity is your Trusted Saskatoon Memorial Forest.


Why Choose Choice Payment Solutions As Your Saskatoon Business Payment Solution Providers

Choice Payment Solutions are your Trusted Saskatoon payment solution provider. In his latest Choice business tip, Nelson, the owner, shares his thoughts on the reasons why we should do business with a specific business or individual.


Why Choose Choice Payment Solutions? 

With any transaction we do, we need to make a decision about why we want to purchase a specific product from a specific business. This can be for a transaction as small as a pack of gum, tank of fuel or larger purchase such as a vehicle or home renovations.  All of the transactions you make, while different in size can each cost slightly more or less depending on which company you choose to make your purchases. So if the price is important to you, then shopping around is the smart option! 


What If You Could Save Money and Get Better Service From Your Payment Solutions Provider?


Choice Payment Solutions are a Trusted Saskatoon point of sale provider. If you are a local business looking to run your operations efficiently as possible, we encourage you to contact Nelson and make an appointment to meet up. It costs nothing, and they will take the time to understand your business and see how they can help save you time, money and stress. Choice is a Saskatoon payment solutions company and they are committed to learning and growing with their valued clients, they are local and available to there to help and they have various payment solution options. 

Nelson and his team understand that the payment processing and point of sale industries are jam-packed with companies from all over North America soliciting their business over the phone. Their telesales people use various tactics to obtain information in an attempt to convert local businesses to their products and tie them into long term fee-laden contracts. While some of these companies legitimately wish to help, they are not locally owned and accountable like Choice Payment Solutions are. In the age where buying and shopping local is more important than ever to help our local economy thrive, have you ever considered that a local payment solutions company might be able to serve you better? 

Do You Value Local Friendly Service? 

A face to face conversation and a handshake is refreshing in the payment solutions industry. Time is precious to everyone, however, it is still nice to put a face to a name. Nelson's goal is simple! His team want to learn about your business and understand what you LIKE about your current point of sale solution and also what you DON'T LIKE. 

They are confident that they can provide you with enough information and real reasons that will lead to you choosing to partner with Choice Payment Solutions, they understand that some things take time and moving from one provider to another seems like a hassle - but they excel and making the transition as smooth and stress free as possible! 




Choice has been a great company to work with, and Nelson has been very helpful in transitioning us to a system that meets our current needs and can grow with the business. The local customer support is an amazing benefit that has made learning the new system very smooth." - Victoria, Trusted Saskatoon & Trusted Marketing Services (Saskatoon)




They are ready when you are... they are not going anywhere. If you are interested in learning more about Choice and what they do, contact Nelson, conversations are free. You have many options when it comes to card acceptance. They want to be your LOCAL CHOICE! 


If you already accept credit cards, take advantage of a complimentary statement analysis to find out how Choice Payment Solutions compare to your current provider.

  

Choice Payment Solutions are your Trusted Saskatoon Payment Solution Providers! 

Find more information and reviews on their listings here :



TrustedSaskatoon.com Celebrates Huge Milestone - as over 350,000 visitors visit Saskatoon's Number 1 Online Directory

The Trusted Saskatoon team are excited to share we have had over 350,000 people visit Trustedsaskatoon.com since we launched in 2011!! This is a monumental milestone for our small Saskatoon women-owned business and we are so proud of our dedicated local team. Of course huge kudos must go to the amazing locally owned and accountable community of Trusted Saskatoon businesses. They are run with integrity and  we are proud to promote and support their efforts. They are our product!! 


Many of the Trusted Saskatoon partners bought into the Trusted directories concept nearly 8 years ago - with ZERO results - look at the community we have now! I will be forever grateful for their trust and their investment in the concept and my dream to create a 'better option' for consumers looking for local businesses! Sara Wheelwright, Trusted Founder
 

Local Buyers With Local Needs Supporting Local Businesses!  

 

Nearly 60% or just over 215,000 of the visits 350,000 + visitors to TrustedSaskatoon.com were from people in Saskatoon, 85.25% from Saskatchewan and 98% from Canada!  

How do we know this? 


The website analytics tracks each IP address that visits the site. IP is short for (Internet Protocol) address, a numerical label assigned to every device connected to a computer network that uses the Internet. We can also see what kind of device the site was accessed on, what browser they used, what pages each visitor looked at on the directory, how long they spent choosing and reading the information, and even how they got to Trusedsaskatoon.com (EG: Google Searches, Google Ads, Facebook or Trusted Partners websites!)  

 

Tougher Times May Be Over in Saskatoon as Directory Visitor Numbers Trend UP in 2019. 

You can clearly see in the data above, 2017 and half of 2018 were tougher and visitor numbers were down. Although we still invested the same $ in marketing and had well over 35,000 people visit in our slowest calendar year.  We believe this effect was due to the ‘boom' ending. It seems most consumers were nervous to spend their hard earned money on anything but the products and services they actually needed at that time. 

Just look at the upturn in visitors that begin in the fall of 2018 and is really taking off in 2019 - over 18500 visitors ALREADY this year!! A record year may be in store for Trusted in 2019! 


Trusted Saskatoon Trivia


Wonder what the Top 5 categories have been since we launched? 


What about the last 12months? 


As a local online DIRECTORY, Trusted Saskatoon's primary role is to connect consumers who are actively looking for products and services, to local businesses they can trust. The directory listings are extremely comprehensive - including verified customer reviews, images, and video. We also have a HUGE library of nearly 1000 articles right here in our Trusted Tips Section - these helpful articles (blog posts) are mostly supplied by our local Trusted Saskatoon partners, who are the local experts in their industries. They are extremely well read and provide a unique local resource of information. 

Top 5 most read blogs in the Trusted Saskatoon Tip library over the last 12 month?


We are excited to continue our growth, as we welcome diverse and new Trusted Saskatoon partners every month to our community. In 2019 so far we have welcomed:

Occasionally we do part ways with businesses and sometimes we are asked why they leave. Some retire, close their business, move, change their business ownership or they simply choose to go in a different direction with their marketing. Occasionally we do have to make the tough decision to end the partnership.  We do this if we feel that the fit is not right and that they are no longer in line with our overall mission,  or that they are not committed to upholding the 5 Trusted Guarantees. 

We like to view this as an opportunity, as it allows us to meet new prospects, nominated business and also follow up with those on the waiting list of companies who are interested in joining the community. We have a maximum of 3 policy - This means we only allow  3 businesses in competition at any time in each of the 40 categories we provide. Also in 2019, we added Non - Profits to the directory and gifted 4 Saskatoon Non - Profits listings and free promotion

2019 is destined to be an amazing year, we have SO many amazing things coming your way Saskatoon! So watch this space! Thank you for your continued support of our Trusted Directories concept and our community Saskatoon!! 

Supporting Saskatoon businesses, consumers, and the community is what we do BEST!


Want More Information on Trusted Saskatoon?  


If you want more information on what it takes to join Trusted Saskatoon and if there is room for your company check out the JOIN TRUSTED page here and contact us to arrange a meeting. We can show you how we can help you grow your business alongside ours in 2019 and beyond! 

Hounjet Tastad Harpham Trusted Saskatoon accountant answer questions about the new Climate Action Incentive in Saskatchewan

 

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham are Trusted Saskatoon Accountants and in their latest accounting tip, they answer a client question about how the new Climate Action Incentive ( CAI) (commonly referred to as the carbon tax rebate) program works. 



Climate Action Incentive (CAI) 

Recently a client emailed us to ask a few questions before they dropped off their 2019 personal tax information. This particular client has been in a common law relationship for 7 years and has 3 children from a previous relationship.  


The CAI Question: 


Greetings Roseline, I'm going to drop off my information tomorrow, but I just wanted to ask about the new Federal ECO/Carbon Tax rebate program/ incentive - how is it decided , how is it calculated and who receives it? 

The Answer 


Individuals in Saskatchewan will receive a tax-free Climate Action Incentive payment after filing their 2018 tax return starting in 2019. Climate Action Incentive payments in Saskatchewan will be calculated as follows for 2019:

The carbon tax rebate can be claimed by either spouse, so it’s up to you to decide which one.  
You can’t split it – it has to go to one or the other.  In this case, we suggested that the client put it on her return because it includes the children.  The rebate gives $305 for the individual, $152 for the spouse, and $76 per child, for a total of $685.00.  

Depending on financial arrangements,  the client who receives the rebate may then split half of the adult CAI  (305 +152= ) and give their partner/spouse $228.50, keeping the 3 children's rebate for their expenses. 

What About Other Family Circumstances? 



The amount for a single parent's qualified dependant:


To claim the CAI payment for a single parent’s qualified dependant, on December 31, 2018, you must:

  • not be married or in a common-law partnership, and
  • have a child (or dependant) who meets all the conditions of a qualified dependant.

Shared custody

Only one claim for a CAI payment can be made per child. The payment cannot be split between parents.


Supplement for residents of small and rural communities

To claim the supplement for residents of small and rural communities, you must have resided outside of a census metropolitan area (CMA) on December 31, 2018.


Find out if you qualify for the 10% supplement for residents of small and rural communities. 

 

ProvinceBasic AmountSpouse or common-law
partner amount
Qualified dependant
amount
Single parent's 
qualified dependant
amount
Saskatchewan$305$152$76$152

Claim the CAI payment

To claim the CAI payment, you must:

  1. complete your 2018 income tax and benefit return
  2. complete Schedule 14 included with your return
  3. send (file) your return to the Canada Revenue Agency

The CAI payment will be automatically applied to your balance owing for the year, if applicable, or may increase the amount of any refund you may be entitled to.


Contact Hounjet Tastad Harpham today if you have any further questions related to CAI. 




Hounjet Tastad Harpham Services:

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants



Trusted Saskatoon Mortgage Broker Asks, Is Your Mortgage Coming Up for Renewal?


Is Your Mortgage Coming Up for Renewal?


Did you know… Over the next 1-2 years, half of all Canadian mortgages will be up for renewal?


If you’re unsure about your renewal date, now’s the perfect time to find out. But, whatever you do, be sure to have an experienced mortgage broker negotiate on your mortgage at renewal with multiple lenders – including banks, credit unions, and trust companies – to ensure you secure the best mortgage product and rate based on your specific needs.


Brokers can pull one credit report and shop your deal with numerous lenders. If you try to do this yourself, each lender will pull a report, which will negatively impact your credit score and could prevent you from qualifying for the best possible mortgage.


Too many people simply sign the renewal form sent by their bank/lender up to six months prior to the renewal date without shopping their options. In fact, this is one of the biggest mistakes a homeowner can make.


Accepting this offer most often means you’ll be paying way too much for your mortgage – on average, 1-1.5% higher than you should be paying – and/or your new mortgage won’t adapt to your changing needs as a borrower. It’s important to remember that lenders are in the business of making money, so they won’t often offer the best rate in the renewal letter.


On a $300,000 mortgage, this higher interest rate could translate into a difference of more than $250.00 per month… and over five years you would have paid $15,000+ in additional interest! That’s a lot of money that could have been paid towards the principal balance and helped pay down your mortgage faster.


Mortgage renewal is also the perfect time to take out equity in your home to renovate, pay down debt, send a child to school, take a dream vacation or use however you choose. The benefit of taking money out during renewal is you don’t have to pay any fees to break your mortgage early.


And if your mortgage isn’t up for renewal just yet, it may also be beneficial to have a mortgage broker conduct a free annual mortgage checkup to ensure your mortgage is working for you and keeping more of your hard-earned money in your bank account each month. You have nothing to lose and everything to gain from staying on top of both your short- and long-term mortgage needs.



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S & E Trusted Online Directories Inc
TrustedSaskatoon.com
129 21st St E #400
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150

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