JOB Heating & Air Conditioning Saskatoon is eager to provide the best possible customer experience. Their aim is to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers and offer sales, service, training & installations for residential, and commercial Heating, Cooling, and Plumbing systems in Saskatoon and area. In their latest article, they discuss 5 reasons to get air conditioning for your workplace this summer.
JOB Heating & Air Conditioning Saskatoon Are Trusted Saskatoon Air Conditioning Pros
Air conditioning not only creates a more comfortable and efficient workplace for clients and employees alike but did you know not having AC might be costing you money? Find out how, and why you should have office air conditioning from JOB Heating & Air Conditioning.
1. Workplace Efficiency
Many studies have proved that an overheated workplace can affect employees' productivity. Shockingly, in most cases employees waste a minimum of one hour of their working time due to heat; in some cases like extremely high temperature, this number can be much higher. Also, employees try to avoid work when they are on the hot seat, and these factors affect employee productivity. Air conditioning systems in the office can reduce the waste of time caused by overheating, and that is a big reason to have air conditioning.
2. Office Air Conditioning Promotes Better Health For Your Employees
Being a great business owner should be a high priority, however, the well-being of your employees should be the number one priority. If your employees enjoy themselves, they are less likely to be sick or irritable. This reduces medical expenses, therefore you get more productivity from employees. Reducing the temperature creates a non-favorable condition for germs to thrive, makes your employees feel better, and helps them stay healthy.
3. Your Clients Are Refreshed
When you install AC in your workplace, not only will your employees feel comfortable, but your clients will as well. You can have your clients or customers come to your office without any hesitation due to discomfort. This increases the chances of your business growing.
4. Comfortable Work Environment
Air conditioning in the office not only gives energy to your employees for hard work, but they work smartly as well. It is a proven fact that people that work in a comfortable environment with proper air conditioning make fewer mistakes. Also, a comfortably cool office can increase the concentration of your employees. Achieving these results is nearly impossible if you have an overheated, uncomfortable office.
5. Saving Money
Most new business owners avoid installing air conditioning in the office due to higher costs and instead, run numerous smaller fans to keep the office cool in summer. The fact is, running these smaller fans costs as much in electricity as air conditioning and often has less desirable results. Indeed, it consumes more power compared to a normal fan, but in the long run, the overall savings are greater with AC. So, if you compare the cost along with the benefits mentioned above, then you can realize the overall savings is more with AC compared to other cooling options.
JOB products and services include:
‘Your Comfort is Our Concern!’
The J & S Picture Frame Warehouse team believes that your pictures deserve the best! Locally owned and operated, they constantly strive to bring their customers the best materials, advice, and workmanship for all of your framing needs. They simply offer the best selection of materials to preserve your treasures, keepsakes, and works of art in Saskatoon. J & S Picture Frame Warehouse are your Trusted Saskatoon Picture Framers. In their latest tip, they explain why the right glass is important to use on your framing projects.
The Right Glass is So Important to Use on Your Framing Projects
There are many kinds of glass to choose from when you are framing your pictures. You need to ask yourself if there are lots of windows and lights in the space that you will be hanging your pictures. The most important thing about glass is that it protects your artwork from dust and the environment. The UV rays can destroy your artwork in a very short time. There are 3 options for UV protective glass: Museum glass, UV clear glass, and UV reflection control. We believe that if something is worth framing, it is worth protecting with the best quality glass and acid-free materials. We see so many things that have been hanging for a few years and they are faded and very often we are not able to replace them.
Museum glass is the most expensive, but it truly is the best. It is 99% UV protective and it is clear so it will not have that annoying reflection.
UV Reflection Control glass is also 99% UV protective, but it is chemically etched on one side so that you don’t get an undesirable reflection. You will also lose some of the brightness and sharpness from your artwork. It is nice on bright coloured photographs, not on something with soft colour and fine lines.
UV Clear glass is also 99% UV protective but you do get a reflection, especially if you hang your picture across from a window or even hanging near table lights. You do not lose any brightness or detail but you do get that annoying reflection.
There is also just clear glass, the kind that comes in those big box store frames, the inexpensive ones. If you have an old photo or anything that is one of a kind, do not put your one and only piece in it. It will fade out in a few years and you will be very unhappy. As well, you need acid free materials to back your picture. Regular clear glass is the least costly and is OK to use on something that can be replaced easily or something that you know you will not want to keep for a long time.
Non-reflective glass is chemically etched on one side so you don’t get a reflection, but it will not stop your art or photo from fading. The poor mountain lion photographed below has turned blue from being framed in glass that isn’t UV protective.
"If something is worth framing, it's worth framing well." - Sherry Morris -J & S Picture Frame Warehouse
Quality is paramount at J & S - all work is completed with superb craftsmanship, expert advice and friendly service. Nationally acclaimed local artists trust J & S with their original artworks...why trust your memories to anyone else?
As always, you can find out more about the knowledgeable team at J & S Picture Frame Warehouse your TRUSTED SASKATOON FRAMING EXPERTS by checking out their listing on Trusted Saskatoon or visiting them in store!
JOB Heating & Air Conditioning Saskatoon is eager to provide the best possible customer experience. Their aim is to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers and offer sales, service, training & installations for residential, and commercial Heating, Cooling and Plumbing systems in Saskatoon and area. JOB Heating & Air Conditioning Saskatoon Are Trusted Saskatoon Air Conditioning Pros and in their latest article, they discuss 5 common air conditioner problems.
With warmer temperatures comes the need to cool off your home by turning on your air conditioner. We all forget about them over the winter months and by not using them for such a long period of time, your air conditioner may be showing problems if you have not had it checked for regular maintenance before firing it up again. JOB Heating & Air Conditioning discusses some common air conditioner problems you may be having with your AC unit.
Air Conditioner Problem: Water Leak
Refrigerant Leak
If the refrigerant is leaking, it reduces the efficiency of your air conditioner and can be harmful to the environment. In case of a minor leak, you can top up the refrigerant and apply a minor fix. If there is an issue with the pipes, the whole component may need to be changed. Call
JOB Heating & Air Conditioning when this happens.
Air Conditioner Problem: Dirty Air Filter
In order to keep the airflow in your air conditioner clean and free from dust and pollutants, a clean air filter is important. When an air filter is dirty, it decreases the efficiency of your AC unit as well as reducing the ability to cool the air of your home effectively. On average, an air filter should be cleaned or changed every 3 to 4 months.
Frozen Evaporator Coil
If your air conditioner stops working it may be due to a frozen evaporator coil due to the AC unit not receiving enough air needed to operate. This air conditioner problem disrupts smooth AC. In order to diagnose this problem, let the evaporator coil thaw by not using the unit for 24 hours. Make sure you disconnect the power first. Then
contact the Trusted Saskatoon AC team at JOB Heating & Air Conditioning to troubleshoot and ensure the AC evaporator coil does not freeze up again.
Air Conditioner Problems: Failure of Electric Control
By turning the AC unit on and off multiple times, you may wear out the compressor. If there is a disruption in the connection due to corrosion of wires, this can prevent the compressor and motor from starting. Check the electrical connection to the AC unit, and if you cannot determine the issue, contact JOB Heating & Air Conditioning. where one of their cooling professionals will be happy to assist.
JOB fix, maintain, service, sell and install all brands of residential and commercial air conditioning units to Saskatoon and the surrounding area. If your air conditioner is not cooling, or if it is freezing up, simply contact JOB and they will solve your problems.
JOB products and services include:
‘Your Comfort is Our Concern!’
Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Its Saskatoon Financial Planning Division provides business owners, households, retirees, and students with expert investment and insurance planning services to help them reach their long-term financial goals. They also have a Benefits and Personal Insurance planning division. In this latest Wiegers Financial tip they share information and advice for Farm Estates Wiegers Financial Benefits are Trusted Saskatoon Financial Advisors and Trusted Saskatoon Insurance and Group Benefits experts
As a Canadian farmer, you’ve lived through your fair share of unpredictability. Whether it was the farm crisis or one too many years of lackluster harvests, you took your farm through the worst combinations Mother Nature and the markets could throw at you, beating the odds to build something your family is truly proud of.
Looking back at the ups and downs of farming, you’d never take any of it back. And you want to leave the challenge behind for the next generation so that your family’s legacy can continue to flourish long after you’re gone. Successful farmers are constantly thinking about what’s next. If you’re over 50, planning the future of your farm should be your top task. The work you put in now could set your farm’s estate up for one of the most anticipated outcomes in your entire farming career. You know how rare that can be in the agriculture industry!
Speaking of your career, you’ve worn many hats over the years: accountant, labourer, veterinarian, weatherman, mechanic, scientist – the list goes on. Through the demands of your job, you’ve learned to ask for help when you need it. So if you’re willing to call your neighbour down the road at harvest, you should be willing to work with the expert up the street on financials.
A financial advisor provides leadership when you need it. They have your best interests in mind while navigating the blind spots of your farm’s estate, connecting a knowledgeable team of specialists to determine how to best plan your family farm’s future. The most common regrets farm estate financial advisors hear from farmers are that they wish they would have talked about it either ten years earlier before they lost their health, or before inflation led to a big misstep in their tax strategy.
You may be thinking about farm estate planning because you’ve been pressed by your child who’s made sacrifices for the farm or you’ve witnessed what happens when farmers leave a mess behind. Don’t wait until things fall apart. If you have a lot of unanswered questions about your farm’s estate, proper planning will bring clarity to problems that exist and provide answers that may solve them. Bring in your biggest concerns and prepare to give your financial advisor honest answers to the following questions.
These are the top six considerations when you're farm estate planning:
1. How do I want to spend the rest of my life?
Is it important to maintain the standard of living that you’ve become accustomed to? Or will you sacrifice your standard of living in the future so your kids can farm?
There are a variety of options for either scenario. For example, if you’re retiring, you could potentially sell two-quarters of land so you can continue to live comfortably.
2. How can I minimize the tax impact?
This is a big one as there are many opportunities. Financial advisors minimize the tax impact on a farmer who’s turning the farm over to the children who will be farming moving forward. They do this through a framework of tax minimization strategies such as capital gains exemptions or tax-deferred rollover options.
3. Do I want to consider family harmony?
Having more than one child makes handing off the farm estate to one child a complicated matter. Land prices are high and farm values are increasing to millions of dollars. What happens often is that suddenly you have a $5 or $10 million farm and the children who have not chosen to farm, get nothing or very little as part of the farm estate. Financial advisors try to find out if giving non-farming children a fair payout is a priority. If it is important, they help you get a life insurance plan in place to compensate them when the moment comes. For example, if your farm is transferred to one child, the other two children will receive a large insurance contract.
Sometimes farming children have made sacrifices to help their parents on the farm. They built equity in the farm when they could have worked somewhere else. In other cases, farming children were paid fairly and didn’t have to sacrifice, but the farm value went up and they want a piece of it. It’s critical to look objectively at the effort that’s been made to reward your children fairly.
4. Are my children’s marriages strong?
Your farm could have been in your family for three or four generations. Over that time, your family might have built outside assets and a large nest egg. One divorce could cost half of your family farm and more. Most farmers don’t want to pass their hard-earned estate onto someone who isn’t family. Divorce is common. Talk about how it could affect your farm before the nuptials. Your future in-laws should know your farm is protected in the event of a marital breakdown.
Financial advisors recommend pre or postnuptial contracts. The best time to write this contract is before the marriage but it can happen afterward. For instance, “We’re not passing the farm onto you unless you sign this contract that says if your marriage doesn’t make it down the road, the farm will stay in our family name.” This conversation is critical because farms are now worth millions. If you don’t take precautions on nuptials, half of your family farm could disappear.
5. Is my succession plan viable?
Most farmers choose to pass the land on to their children. But what happens if all of your children go off to university and don’t come back to the farm? If you do have a child who wants to continue farming, have you thought about whether he or she would make a good successor? Financial advisors recognize when people have the financial acumen to run the business and operations side of farming. And when they don’t.
For example, your middle-aged child could have been farming his entire life but doesn’t have a penny to his name. He likely isn’t the ideal financial custodian of your estate. A good financial advisor must tell you what they’ve observed and made sure you’re indicating that in the plan. Otherwise, handing your farm over to a child who continually mismanages money could cost your family’s legacy soon after you sign over the farm. It’s your responsibility to make it possible for your successor to succeed. Whoever you choose, you’ll want to ensure that the farm estate will be financially viable moving forward.
6. What are my objectives?
You and your spouse may have different goals of what to do with the farm estate. For example, one of you may want to transfer everything and the other could be more conservative. Financial advisors will ask questions to find out what’s important to each of you. This will give you an idea of where you may want to compromise and what you’re not willing to let go of. Then, they’ll begin to coordinate legal and accounting to finalize your farm’s estate plan.
You don’t want to leave critical decisions related to succession planning, marital breakdowns, unexpected taxes, and more to a spouse who could be reeling after you’re gone. Managing your farm estate without a plan is the biggest mistake you can make as a farmer. Talk to your Wiegers Financial & Benefits financial advisor if you’re over 50 with questions about your farm estate planning.
Cliff Wiegers, CFP, TEP, CH.F.C., CLU, B.Comm
Financial Planner, Manulife Securities Investment Services Inc. Insurance Representative, Wiegers Financial and Insurance Planning Services Ltd.
Wiegers’ Benefits Consulting Division includes many consultants and support staff who custom-design the most employee-valued and cost-effective group benefit, personal insurance, employee assistance programs, and retirement plans available. Contact Wiegers today for a no-obligation consultation to determine how they can help you.