Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Realtor Marla Janzen Explains The First Time Home Buyer Incentive

Marla Janzen is an award-winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. 

Marla Janzen is a  TRUSTED SASKATOON REAL ESTATE EXPERT listed on the SASKATOON DIRECTORY and she loves to provide Trusted Saskatoon real estate Tips that help the public!


The First Time Home Buyer Incentive




As an award winning Century 21 Fusion Saskatoon Real Estate Agent, Marla knows Saskatoon, Warman and the area extremely well. She takes action in order to sell her client's homes. She strives to find them the perfect new place to live while negotiating the best terms and price possible. She truly loves what she does and she takes great pride in providing excellence in customer service to all her clients. She feels blessed to live in Saskatchewan and she is a TRUSTED SASKATOON REAL ESTATE Agent.

By now you have likely heard about the buzz regarding The First Time Home Buyer Incentive (FTHBI), which will come into effect on September 2nd, for homes that close no earlier than November 1st. The Government of Canada is offering interest-free loans in the form of a shared equity mortgage to help home buyers obtain a smaller mortgage and keep their monthly payments lower. The program will offer 5% for a first-time buyer's purchase of a resale home and 5% of 10% for a first-time buyer's purchase of a newly constructed home. 



The incentive can be repaid at any time without penalty, but it must be repaid after 25 years or if the property is sold, whichever comes first. Repayment is based on the property's fair market value. When the loan is repaid, the government will also get a share of any gains from appreciation of the property. Vice versa, if the property value goes down, the government will shoulder some of the loss. 

In order to participate in the FTHBI, buyers must meet two main requirements: 


# 1 - Be a first-time home buyer
# 2 - Have an annual income of less than $120,000


Buyers will still need to save their down payment of at least 5 percent and the maximum home price is limited to 4 times the buyers qualifying income. Let's look at an example:

Anita wants to buy a new home for $400,000:

Under the First-Time Home Buyer Incentive, Anita can apply to receive the $40,000 in a shared equity mortgage (10% of the cost of a new home) through the program. This is on top of the minimum required down payment of $20,000 (5% of the purchase price) from her savings. This lowers the amount she needs to borrow, and reduces her monthly expenses. As a result, Anita's mortgage is $228 less a month or $2,736 a year. 

Years later, Anita has sold her first hoe for $420,000. At this time, she would have to repay the original incentive she received as a percentage of her home's current value. This would result in Anita repaying 10%, or $42,000 at the time of selling her house. -- www.placetocallhome.ca/fthbi

The program will certainly help some first-time home buyers. But it's important to remember although this is an interest-free loan, it is still a loan that will need to be paid back.





Contact Marla Janzen, she is one of the 3 Trusted Saskatoon Realtors! Marla is looking forward to helping you sell or buy your home! She loves what she does, and she takes great pride in providing excellence in customer service to all of her clients. She strives to find them the perfect new place to live while negotiating the best terms and price possible.


To read more testimonials about Marla Janzen, view her listing HERE

Find Marla Janzen Online at www.marlajanzen.com   she is a Century 21 Fusion Realtor and Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT!


Trusted Saskatoon Realtor Clark Dziadyk Passes a Mystery Shop

The Trusted Saskatoon businesses become Partners with a contract, and they become part of a community. In a community, we all have our parts to play to ensure the directory maintains the standards and high level of integrity that it does. To ensure that our partners are upholding these guarantees on a daily basis we have a MYSTERY SHOPPER PROGRAM, where normal everyday people mystery shop our Trusted Saskatoon Partners. We then get our mystery shoppers to fill out a report to tell us about the experience!


Our latest business to be mystery shopper is Clark Dziadyk a Trusted Saskatoon Realtor.


Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need a Trusted Saskatoon Realtor like Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Clark puts 100% effort into everything he does.


Clark Dziadyk - Trusted Saskatoon Realtor- Mystery Shop





TRUSTED COMPANY: Clark Dziadyk - Realtor

Date: April 12, 2019

Name of Shopper: Stephanie


 Mystery Shop Checklist

1. How was the greeting/ welcome/ call answered?: Fantastic! I emailed him, he called me back while on holidays.

2. If retail: Appearance of the store/staff and showroom?: N/A

3. Product/industry knowledge of staff?: Excellent.

4. If a quote is required is the quote well laid out/ clear?: N/A

5. Did they ask where you found them?: Yes.

6. Overall experience 1-10: 100.

7. Would you return as a customer/ recommend them to close friends?: Absolutely!

8. Did anyone stand out as exceptional? If so who? Why?: Clark Dziadyk - see attached.

9. If you made a purchase/booked a job how was the process? Yes.

 

If so refer to the Trusted Guarantees and give an overall mark on each if applicable.

 

TRUSTED GUARANTEES 

1. Provide the service and quality promised. 10

2. Complete the job on time. N/A

3. Charge the price quoted with NO surprises. N/A

4. Communicate honestly and be responsive to customer needs. 10

5. Resolve any issues with customer satisfaction in mind. 10

 

Please share any other comments relating to your experience with the company. 

Throughout my time with Clark, he has continuously wowed me. Not only as a realtor but also as a person. He is one of the most genuine, decent, selfless human beings I have ever met! From the very first call... which he made to me while he was on holidays within a few hours after my initial email to him... I knew I was in excellent hands. This man definitely picked the right career path. I felt as though he just "got me." Pretty sure he knew which home I was going to pick before I even did. I would be so lost without Clark... things I wouldn't have thought of, he did. His commitment to ensuring due diligence was... wow! He continually kept me updated, he knew what I needed before I did. He's professional, calm (which kept me calm haha,) and he always kept my best interests at the forefront of everything! The end result is I got the house I wanted, at the price I wanted, with a sweet bonus that would have fallen through if it wasn't for Clark! I am so incredibly thankful for him!


Read what clients have to say about Clark Dziadyk on his Saskatoon real estate listing here

Clark Dziadyk is a Trusted Saskatoon Realtor contact him today for all your Saskatoon Real Estate needs.



"The Realtor® in Your Neighbourhood"

Trusted Saskatoon Realtor Clark Dziadyk tip on the Saskatoon Spring Real Estate Market

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need a Trusted Saskatoon Realtor like Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Clark puts 100% effort into everything he does.

 

Read what clients have to say about Clark Dziadyk hereClark Dziadyk is 'The Realtor in Your Neighbourhood'


Trusted Saskatoon Realtor Clark Dziadyk tips on the Saskatoon Spring Real Estate Market


The Calm Before The Storm

Oh, the weather outside has been frightful… but what does the condition of your home look like inside?

The first couple of weeks in March are what I like to refer to as “the calm before the storm”. The Spring market is right around the corner and warmer days are coming. If you, like many other homeowners who are considering listing their home, you may be waiting until the weather warms up to put your home on the market. If this is your strategy, this is a great time to tackle all of those interior projects you plan on completing before listing for sale. The ultimate goal is to sell your home for the greatest value possible in the least amount of time. Preparing your home for the market now will greatly increase your chances of accomplishing this goal.

Follow this listing checklist provided by the Canadian Real Estate Association for tips on where to begin with getting your home showing it’s best and be ready for the Spring market. Once you have that completed, your next step is to contact me and we will discuss a marketing strategy for achieving your real estate goals!


Click Here For A Helpful  Real Estate Checklist


Read what clients have to say about Clark Dziadyk on his Saskatoon real estate listing here

Clark Dziadyk is a Trusted Saskatoon Realtor contact him today for all your Saskatoon Real Estate needs.


"The Realtor® in Your Neighbourhood"

Trusted Saskatoon Real Estate Expert Clark Dziadyk shares a Listing Tip

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need a Trusted Saskatoon Realtor like Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Clark puts 100% effort into everything he does. In his latest Listing tip, he shares the best time to list your home for sale.  Clark Dziadyk is 'The Realtor in Your Neighbourhood'

When Is The Best Time To List Your Home For Sale?

Trusted Saskatoon Realtor Clark Dziadyk Answers This Popular Question.


One of the most frequent questions I get asked from homeowners considering the idea of selling their home is, "When is the best time to list our home for sale?" 

 While the answer to the question isn’t necessarily black and white,   and there are often many social and economic factors to consider, the following is my take on when the best time to list our home for sale would be. Everyone has their own reason for selling, but this advice applies to anyone who has the luxury of time on their side and the choice of when they would like to list. 

 You may have heard other Realtors® talk about 'time of year' when referring to the best time to sell, whereas I think the right advice is much deeper than that. I believe the   question that needs to be   asked is "what style of property are you wanting to sell?".If it is an acreage property you own, then the main selling feature of the property is often the land and would be best shown in the summer months when foliage is in full bloom. Ideally, you would want to list in April or May as this is when most acreage buyers start up their search.

 

If it is a condo you are thinking of listing, whether it be a townhome, stand-alone home (bare land condo), or apartment style; I believe the best time to list is when the competition is low. For example, if there are several other apartment-style units for sale comparable to yours in the same complex or building, chances are you are going to sit on the market for a while. Unless you have something completely unique to offer that your competition does not (eg.- view, additional parking, top floor, etc), then waiting until there aren’t as many comparable units for sale would be best.


 Similarly, the same is true when considering selling a single family dwelling (stand-alone home). If there are many homes for sale comparable to yours in your immediate area, waiting until the competition is thinner might just be your best option. 
 If timing is not on your side and you need a quick sale, contact me today and he would be happy to discuss a strategy to achieve top market dollar for your home!


Read what clients have to say about Clark Dziadyk here


CLARK DZIADYK Is a Trusted Saskatoon Realtor contact him today for all your Saskatoon Real Estate needs.


Buying a home? Work With Trusted Saskatoon Realtor Marla Janzen!

Marla Janzen is an award winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. 

Marla Janzen is a  TRUSTED SASKATOON REAL ESTATE EXPERT listed on the SASKATOON DIRECTORY and she loves to provide Trusted Saskatoon real estate Tips that help the public! 

Considering buying a house in the near future? Whether it be a first home, upgrade, downgrade, or whatever the reason Marla Janzen can sell you the house you've been dreaming of!

Buy a House From Trusted Saskatoon Realtor Marla Janzen


You will not be disappointed from an experience to work with Marla Janzen while buying a home! You can listen about what clients had to say about Marla on her listing here.

Ask Yourself A Few Questions:


Are you hunting for the perfect home?

Do you find it hard to keep up with the new properties on the market?

New to the city and don't know what area to buy in?

If you answered YES to any of these questions - you need to call Marla Janzen AS SOON AS POSSIBLE!



Whether this is your first time buying a home, or you're an experienced buyer, using a Trusted Saskatoon Realtor like Marla means you've got someone who has your best interests in mind. 





Buying a Home From Marla Means You Have a Trusted and Experienced Agent Who:


  • Finds and researches all properties that you're looking for that meet your criteria - even the ones she isn't the selling agent for.
  • Arranges viewing appointments with sellers and their agents that work around your schedule.
  • Negotiates offers on your behalf.
  • Provides you with trusted and reliable recommendations for other services needed during purchase like a lawyer and mortgage broker. 


Did You Know?

Marla will pull a list of all houses available on the market that suit your needs from multiple sources. She can then represent you so you don't have to contact multiple agents to view the properties they have for sale!









Find Marla Janzen Online at www.marlajanzen.com   she is a Century 21 Fusion Realtor an Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT


Categories

Previous Posts

ADDRESS

S & E Trusted Online Directories Inc
TrustedSaskatoon.com
129 21st St E #400
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150

GET THE APP

App Store Google Play
Follow us on Facebook Linked In Twitter YouTube RSS Feed
Abex
Abex
Stevies
Sabex
NEYA
Website hosting by Insight Hosting