Trusted Tips and Resources

Trusted Tips & Resources

Tammy Wandzura a Trusted Saskatoon Mortgage Broker Expert shares a Customer Testimonial

Purchasing your home is one of the biggest and most important decisions that you can make. Tammy Wandzura your Trusted Saskatoon Mortgage broker and the team at Elite Mortgage Choice  believe that buying a home should also be an exciting experience with little to NO stress. By trusting your Mortgage Broker, you are ensuring that any stress you may have had in previous encounters can be eliminated!

Tammy truly believes that all you should have to worry about is opening the door to your new home for the very first time.

Here Tammy shares a Customer Testimonial:


What makes a Mortgage Broker AWESOME?

As your Saskatoon Mortgage Broker I am here working for you NOT the bank.

We have access to Many lenders including the Big banks that offer us the very best rates up front.

A mortgage is not just about rate. As a Mortgage Expert I am looking for the best rate, the best flexibility for the future, the fastest approval process & the best prepayment options.

I want to be your #1 mortgage choice in Saskatoon now and in the future. This means assisting you in meeting your future financial goals. Working together to pay your mortgage off and create further financial freedom in the future.

We are here to assist in teaching you the best methods of treating your mortgage like any other large investment you make.

How do Accelerated Payments pay off your mortgage faster? Looking to expand your family in the future & avoid paying big penalties if you move? How can you make your equity work for you? Wanting to follow the ever popular Income Property trends? We can help you!

I am here to assist you with your Home Purchase, Revenue Property Purchase, Refinance, Consolidation, Home Equity Line of Credit. Providing simple advice if that is all that Is needed Or running figures back and forwards to ensure that you have the information you need to make the appropriate decisions!

I have been working in the Mortgage world for over 10 years and my expertise means two important things for you: Expert advice and Attention to Fine detail.

These two most important factors mean easy smooth transactions.

My team and I will walk you through the process in easy steps that allow you to continue on with your busy day to day schedules!

When you think Mortgage: Think Tammy Wandzura @

I invite you to visit my website and check out my client testimonials My goal is always to “WOW” my clients with the best service they have ever received from beginning to end. I take the comments that I receive back from my clients very seriously!

Recently the 5 year fixed rates have been increasing slightly.

What does that mean for the financial forecast in the mortgage world?

There are a few key determining factors in regards to increase’s and decreases’ in mortgage rates.

  • The PRIME lending rate has not moved. 
  • In the Spring and Fall – the lenders typically start playing with their rates. These are the two busiest times in the real estate world across the country. All of the banks compete with their 5 year fixed. Every Spring and Fall rates typically start adjusting.  
  • We will see this trend from now until the end of October (the banks Fiscal year ends)
  • The 5 year rates at 3.59%-3.69% are still FANTISASTIC! Any 5 year fixed rate below 5% is a great rate allowing many people to become home owners and others to lower their current mortgage rates!
  • Rates will also increase as our economy strengthens- however the government has been doing everything within their power to ward off a recession in Canada. A Huge spike in rates would significantly impact home owners in Canada. Thus PRIME rate has not been adjusted for over 2 years. We will see our rates increase in the future. However it will likely be small increases allowing the economy to keep up.

Rate is important! So call us today at 306.933.3386 and lock your rates in. A pre-approval and “ratehold” will lock your rates in place for 120 days (4 months) allowing you time to find the perfect home! 


Call Tammy Wandzura today at 306 933.3386 for all of your Saskatoon mortgage needs OR visit

Make an appointment with Tammy Wandzura at TMG, #1-511 1st Ave N or check out her listing on the SASKATOON DIRECTORY in the SASKATOON MORTGAGES Category..she is a Trusted SASKATOON MORTGAGE BROKER Expert!

Listen to Tammys current Radio ad here! 


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S & E Trusted Online Directories Inc
129 21st St E #400
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150


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