Trusted Tips and Resources

Trusted Tips & Resources

Why Choose Choice Payment Solutions As Your Saskatoon Business Payment Solution Providers

Choice Payment Solutions are your Trusted Saskatoon payment solution provider. In his latest Choice business tip, Nelson, the owner, shares his thoughts on the reasons why we should do business with a specific business or individual.


Why Choose Choice Payment Solutions? 

With any transaction we do, we need to make a decision about why we want to purchase a specific product from a specific business. This can be for a transaction as small as a pack of gum, tank of fuel or larger purchase such as a vehicle or home renovations.  All of the transactions you make, while different in size can each cost slightly more or less depending on which company you choose to make your purchases. So if the price is important to you, then shopping around is the smart option! 


What If You Could Save Money and Get Better Service From Your Payment Solutions Provider?


Choice Payment Solutions are a Trusted Saskatoon point of sale provider. If you are a local business looking to run your operations efficiently as possible, we encourage you to contact Nelson and make an appointment to meet up. It costs nothing, and they will take the time to understand your business and see how they can help save you time, money and stress. Choice is a Saskatoon payment solutions company and they are committed to learning and growing with their valued clients, they are local and available to there to help and they have various payment solution options. 

Nelson and his team understand that the payment processing and point of sale industries are jam-packed with companies from all over North America soliciting their business over the phone. Their telesales people use various tactics to obtain information in an attempt to convert local businesses to their products and tie them into long term fee-laden contracts. While some of these companies legitimately wish to help, they are not locally owned and accountable like Choice Payment Solutions are. In the age where buying and shopping local is more important than ever to help our local economy thrive, have you ever considered that a local payment solutions company might be able to serve you better? 

Do You Value Local Friendly Service? 

A face to face conversation and a handshake is refreshing in the payment solutions industry. Time is precious to everyone, however, it is still nice to put a face to a name. Nelson's goal is simple! His team want to learn about your business and understand what you LIKE about your current point of sale solution and also what you DON'T LIKE. 

They are confident that they can provide you with enough information and real reasons that will lead to you choosing to partner with Choice Payment Solutions, they understand that some things take time and moving from one provider to another seems like a hassle - but they excel and making the transition as smooth and stress free as possible! 




Choice has been a great company to work with, and Nelson has been very helpful in transitioning us to a system that meets our current needs and can grow with the business. The local customer support is an amazing benefit that has made learning the new system very smooth." - Victoria, Trusted Saskatoon & Trusted Marketing Services (Saskatoon)




They are ready when you are... they are not going anywhere. If you are interested in learning more about Choice and what they do, contact Nelson, conversations are free. You have many options when it comes to card acceptance. They want to be your LOCAL CHOICE! 


If you already accept credit cards, take advantage of a complimentary statement analysis to find out how Choice Payment Solutions compare to your current provider.

  

Choice Payment Solutions are your Trusted Saskatoon Payment Solution Providers! 

Find more information and reviews on their listings here :



Trusted Saskatoon Mortgage Broker Tammy Wandzura Warning About Buying A New Car Before a Home

Purchasing your home is one of the biggest and most important decisions that you can make. Tammy Wandzura a Trusted Saskatoon Mortgage broker and the team at Elite Mortgage Choice believe that buying a home should also be an exciting experience with little to NO stress. By trusting your Mortgage Broker, you are ensuring that any stress you may have had in previous encounters can be eliminated! 

Tammy truly believes that all you should have to worry about is opening the door to your new home for the very first time. In her latest mortgage article, Trusted Saskatoon Mortgage Broker, Tammy Wandzura discusses why you should hold off on buying that new car if you are looking to buy a home.


1st Time HomeBuyer- Hold Off Buying The New Car!




















Thinking of starting the house hunting process?? Did you know that a vehicle payment can significantly affect your ability to qualify for a mortgage? Buy The House and THEN The Car " Tammy Wandzura
Federal mortgage guidelines require that your income can handle all of your debts (that you currently have) PLUS the new mortgage payment, property taxes and heat payment.  The NEW mortgage rules are more strict and rigid than ever - and require you to be very conscious of what your debt load looks like. 

 

An Example! 

If you have a car payment of $500/month - that is $500 a month less that can go towards your mortgage payment and expenses. If you have a BIWEEKLY car payment (a biweekly payment comes out of your account every 2 weeks) you make a payment 26 times in a year. If your car payment is $200 biweekly - that does not mean you are paying $400/month... it means you are paying $433.33/month. This is the number the mortgage company will use when calculating your debt. 

The Math: 

1. If you have a car payment of $433/month AND assuming you have good to great credit

  • Income is $50,000/year
  • Max Purchase Price $180,000
  • 5% down = $9,000.00

2. IF you do NOT have a car payment (same good credit, same income)

  • Max Purchase Price $225,000
  • 5% down = $11,250.00

That is a $45,000 difference in borrowing power and may allow you to purchase the type of home in the neighbourhood you are hoping to live in! After you have taken possession of your home - you can easily qualify for a Car Loan with a number of banks or dealerships. Qualifying for a home (mortgage) is a very different process with much stricter rules.

Keep In Mind:

Even with strong income, depending on the area you wish to buy a home - a vehicle payment can seriously and negatively affect your ability to qualify for the house you want to buy.


Buy the house and THEN the car!! Spread the word and tell your friends. Many FIRST TIME HOME BUYERS do NOT know this! 

You're paid off "middle of the road" vehicle is not looking so bad now, is it??


Call Tammy Wandzura today at 933.3386 for all of your Saskatoon mortgage needs OR visit www.elitemortgagechoice.com she is a Trusted SASKATOON MORTGAGE BROKER! 





Trusted Saskatoon Furniture Store Palliser Rooms EQ3 Celebrating 75 Years

Palliser Rooms EQ3 is an independent furniture store that has been operating in Saskatoon for over ten years. The store specializes in offering a generous selection of contemporary furnishings (predominantly Canadian brands) and a personalized service that is forward-thinking and client-focused. Customer reviews describe Palliser Rooms as a "great shopping experience," "with exceptional sales staff," "best displays and best furniture in town," and the kicker: "great delivery service." The comments reflect the company's commitment to providing excellent customer service and speak to their impeccable taste and attention to detail. 

Palliser EQ3 is a Trusted Saskatoon Furniture Store 


In 1944, Palliser originated as a producer of simple wood products in the basement of the home of founder A. A. DeFehr, transitioning to a chicken barn and then the first factory in 1948. Products changed from unfinished wood items to finished furniture and to custom coloured bedroom and occasional tables. The design and value paralleled post war developments. Founder A. A. DeFehr was an early adopter of European technology and modern fashion. The Canadian economy prospered and the DeFehr family participated in this growth. The business survived a catastrophic fire in 1961 that resulted in the building of their first modern factory.

Since their humble beginnings, Palliser has evolved and grown, and in 2016, Palliser was named one of Canada’s Best Managed Companies in 2015 for Business Performance Excellence. Canada's Best Managed Companies is the country's leading business awards program, recognizing excellence in Canadian owned and managed companies:

  • with revenues over $10,000 000; and
  • who have implemented world-class business practices in the areas of strategy, capability, commitment, and financial strength.
Palliser was built on values representing the faith of the founders and the importance of community. Palliser is committed to retain and represent these values. The design of Palliser products will continue to evolve to reflect our changing world but will demonstrate a special emphasis on the contemporary and modern designs that require more attention to detail and precision. Whatever the future holds, the people of Palliser will continue to work together to produce high quality products that provide consumers across North America the opportunity to GET TOGETHER.

At Palliser Rooms / EQ3 we are celebrating 75 years of Palliser, and we want to make it even easier for you to add a touch of Palliser to your home with our 20% anniversary store-wide event. We have many great deals available with 20% off on most of our brands.


Find Palliser online at www.pallisereq3.com - they are one of your best choices when it comes to choosing a  SASKATOON FURNITURE Store. Visit their massive showroom on Faithfull Ave, Saskatoon.

Palliser EQ3 is a Trusted Saskatoon Furniture Store


PickNic's Catering - Trusted Saskatoon Caterer Shares Wedding Cake Trends

At PickNic's Catering and Fine Foods, they understand you need more from your caterer than culinary expertise; you need peace of mind that someone you TRUST will take care of every detail. That’s why they have been serving more than just excellent food to Saskatoon and area for 15 years— they are here to serve you. From stress-free planning services to a sounding board for all of your catering ideas, everything they provide will make your event unforgettable and uniquely yours! In their latest tip, they talk wedding cake trends!  

PIckNic's Catering & Fine Food are Trusted Saskatoon Caterers


Oh wedding cake, we will never stop loving you! But whether we’re talking about the fillings and frostings or gorgeous decorations, this spring’s trends are going to make it mighty hard to say “I Do” to just one.

Foliage Fun


Take those show-stopping sugar blooms one step farther with extra foliage! Be on the lookout this spring for cakes with heavy foliage accents, fresh green palettes, or leafy designs. 

You might even spot some fresh herb-inspired decorations. Rosemary is one of our favourites because of its feathery, plume-like appearance.











Shine with Sequins.


More and more brides are using silver and gold accents to add some sparkle to their big day, and the cake is no exception.

Edible sequins are the way to go here and don't be scared to go bold, coating an entire tier in a layer of twinkly bits. Another option: create custom shaped sequins by painting slivered almonds or small fondant cutouts with lustre dust.













Sealed With A Kiss


A cake that matches your invites? 
Why not! 
Edible wax seals (made out of candy melts!) are the prettiest little accents hidden among sugar flowers. Just keep ‘em simple — the bride and groom’s initial works well — to make sure the effect is clear.











Bigger Isn’t Better


Whether you’re having a small reception or just want to save some money, a petite cake may be just the ticket. More brides are opting to show off their cake style without three tiers or lots of fuss. We love a small, semi-naked cake piled with fresh flowers and maybe even a personalized topper.



Watercolour Wonders


The soft and romantic strokes of watercolour paint are perfect for weddings. And brides are taking note: This artistic style is showing up on invites, signage and, yes, cakes. Watercolour washes on a cake can be as bold or as subtle as you want, and also make a beautiful backdrop to other decorations like vibrant flowers, fruits and foliage. 


Bold Florals

Dramatic floral arrangements are perfect for wedding cakes, and they feel even fresher when the cake underneath is left semi-naked. One thing you’re gonna see everywhere: Large, cascading roses sweeping down and around a tower of tiers. That’s a lot to love!

What's the difference between good food and absolutely incredible dining?  Fresh, quality ingredients, generous portions, imagination and creativity!  

From a simple catered lunch with gourmet sandwiches, to a PickNics Candlelight Dinner In A Box for 2 for a romantic evening in, to a fabulous catered wedding or special event catering.

Let Nicola and the team at Picknic's Catering create something special for you!


Looking for a caterer in Saskatoon for your wedding or event?  We highly recommend PickNic's Catering, your Trusted Saskatoon Caterers!

Reed Security Share Options For Rental Home And Apartment Security Systems

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Saskatoon Alarm & security needs from day one!  In their latest alarm and security tip they share options for rental/apartment home security systems.

Reed Security are Trusted SASKATOON ALARM & SECURITY experts


If you have been a renter have you considered an apartment security system?  Whether you rent an apartment or a house, you have options for installing a home security system.  First the facts on burglary. Second the language you’ll need in your lease agreement. And finally, we’ll review the types of security cameras and devices that work for renters.


Did you know renters are 85% more likely to be burglary victims than homeowners? Across the board: renters experience higher rates of burglary (reference).  In general, apartment complexes with 10 or fewer units were more likely to be burglarized than larger ones. Single-family homes fell into the second place. And last, apartments with 10 or more units were the least likely.

Our only point is that renters need to think about home security. Modern security camera systems make it much easier for renters to install them apartments and rental homes. Your rental contract should have a specific clause regarding alterations to your apartment. Typically, the language will read something like this:


TENANT ALTERATIONS:

All alterations, improvements, or additions to the Demised Premises to be made by Tenant shall be subject to the written consent of the Landlord, which consent shall not be unreasonably withheld, provided such alterations and improvements do not weaken the structural integrity of the Building or detract from its dignity and/or uniformity. All alterations and improvements and/or additions made by Tenant shall remain upon the Premises at the expiration or earlier termination of this Lease and shall become the property of the Landlord, unless Landlord shall, at the time of approval of the alteration, provide written notice to Tenant to remove the same, in which event Tenant shall remove such alterations, improvements and/or additions, and restore the Premises.

TIP: GET CONSENT BEFORE YOU INSTALL A RENTAL HOME OR APARTMENT SECURITY SYSTEM


The basic rule of thumb is that you cannot do anything that alters the structure of the building.  Anything you do must be restored to its original condition. Our advice is to let your landlord know what you want to do. Once you have gained their consent, make those changes on your existing lease and both you and your landlord should initial them or add an addendum to your lease. Typical language regarding a rental home or apartment security system will look something like this:


CAN TENANTS PUT HOME SECURITY CAMERAS OUTSIDE THEIR APARTMENT OR RENTAL HOUSE?



Modern home security cameras make it possible for you install them in a rental home or apartment without altering the structure. Cameras can be motion activated, which means you’ll get a text message the second someone triggers them.  Some also have two-way speakers so you can “answer” your door from wherever you are, whether you’re in the backyard or across the globe. If you rent a house, then these cameras are definitely a good option for you.

CAN YOU PUT A SECURITY SYSTEM INSIDE AN APARTMENT?

According residential lease agreements, the inside of your apartment is your private space, which means that as long as you follow the standard rules on alterations, you can install your home security system in an apartment.  Only under strictly outlined circumstances can your landlord enter your home without prior approval, so there should be no expectation of your landlord’s privacy if he or she walks into your apartment. Check your lease to find out what those circumstances are.

Peephole Cameras 

One of the easiest options for renters is to install a door peephole security camera. Like the porch light cameras above work with standard outdoor lights, door peephole security cameras work with your existing peephole set up.


You’ll have to remove the existing peephole, but that’s not difficult at all. One you remove the peephole, your peephole security camera fits right into that hollow space. They are adjustable according to your door’s thickness. And again, like those porch light security cameras we mentioned, they are motion-activated, equipped to send you text messages, and allow you to communicate with the person at your door.

RENTAL HOME AND APARTMENT SECURITY SYSTEMS: FINAL THOUGHTS

Renters are no longer priced out of the market or shut out by their lease agreement in terms of diy home security. You may have only a few options, but they are really good options. Take advantage of that and secure yourself and your belongings.

When you become a Reed Security client you will be entering into a relationship - one they want to grow and become long-term. Last year over half of their business came from word of mouth! 

PRODUCTS:

Installing a security system will decrease the odds of having a break-in by nearly 400%. There are a few more things you can do to keep the odds in your favour, and they offer these security tips to their clients.

Reed Security is a Multi SABEX AWARD WINNING company and they are TRUSTED SASKATOON ALARM & SECURITY EXPERTS





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Saskatoon, SK   S7K 0B2
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