Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Funeral Home Discuss The Importance of Memorialization & Talking About What Matters Most

Since 1910, Saskatoon Funeral Home has responded to the needs of Saskatoon & area citizens of every faith and every walk of life. They have a proud history as Saskatoon's longest-serving, local, family-owned and operated, full-service funeral and cremation provider to trace its roots to the beginning days of our city. Saskatoon Funeral Home are a Trusted Saskatoon funeral home. 

Have The Talk Of A Lifetime

Through meaningful memorialization – that is, taking time to reflect on the unique life of a loved one and remember the difference they made – families and friends take an important step in the journey toward healing after death.

People talk about many things with their loved ones: from day-to-day details to big events. Sharing stories with those who matter most isn’t just important today; it will be especially significant when it’s time to commemorate a life. Herman-Taylor Funeral Home and Cremation Center is proud to announce its participation in Have the Talk of a LifetimeSM, a national effort to encourage families to have conversations about life and what matters most. These discussions can help families make important decisions about how they wish to remember and honor the lives of their loved ones.

Individuals and their families have more options than even before for memorializing their loved one at the end of life. From simple to very elaborate, there are a variety of ways a family can honor their loved one in a personal and meaningful way.

Memorialization is so much more than it used to be. It can reflect a person’s life story – their values, interests and experiences – and be transformative, healing and comforting. Meaningful memorialization starts when loved ones talk about what matters most: memories made, lessons learned and how they hope to be remembered.


Informational Brochure

We are pleased to offer families in the community a free brochure here, Have the Talk of a Lifetime, that will help you begin a conversation about life. We encourage you as you ‘have the talk” with your loved ones. Please call us if we can help you or if we can provide additional information about your memorialization options.


Visit their website to learn more about pre-planning a funeral and grief support, as well as the traditional funeral and cremation services that they have to offer. They are always there to help. Check out their listing on Trusted Saskatoon to read more reviews and to see all the services they offer. 

Saskatoon Funeral Home is your Trusted Saskatoon funeral home. 


Trusted Saskatoon Accountants at HTH CPA's Tax Tip: Underused Housing Tax (UHT) Returns

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses, small and large. Hounjet Tastad Harpham is a Trusted Saskatoon Accounting firmand in their latest helpful Saskatoon accounting and tax tip, they explain the new Underused Housing Tax (UHT) Returns.

Underused Housing Tax (UHT) 

The Government of Canada implemented the Underused Housing Tax (UHT) on June 9, 2022, and as of December 31, 2022, it will impact certain residential property owners. 

 

A residential property owner who is not classified as an “Excluded Owner” must file the UHT return by April 30 of the following year. They may be required to pay an annual 1% tax on the Taxable Value or the Fair Market Value of the vacant or underused housing.  

 

Excluded Owners include Canadian citizens and permanent residents, so most individuals will not need to file a UHT return. However, all private corporations, partnerships and trusts (even those owned by Canadian citizens) who own residential property will be required to file a UHT return annually, even if they are exempt from the UHT.  

 

Failure to file a UHT return has significant penalties, starting at $5,000 for individuals and $10,000 for corporations. Further, failure to file could lead to the UHT being payable, even if an exemption should have applied.  

 

If you are a Canadian citizen or permanent resident (except in capacity as a partner or trustee), no action is required on your part. Anyone else who owns residential property, including individuals who own the property as a partner or trustee, may want to consider discussing your situation with your tax advisor.  

 

Exemptions

Your ownership of a residential property may be exempt from the Underused Housing Tax for a calendar year depending on:
  • the type of owner you are
  • the availability of the residential property
  • the location and use of the residential property
  • the occupant of the residential property
Remember, if you are an affected owner of a residential property in Canada on December 31 you still have to file an Underused Housing Tax return for the residential property for the calendar year, even if your ownership qualifies for an exemption.

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Accounting Services:

If you are looking for a Saskatoon chartered professional accountancy firm contact the team at Hounjet Tastad Harpham today.

HTH is a Trusted Saskatoon Accountant 

Tax specialist



Get Your Jewellery Appraised At Bateman Jewellers, a Trusted Saskatoon Jewellery Store

Bateman Jewellers are Trusted Saskatoon jewellery experts! Did you know that they are the oldest independent jewellery store in Saskatoon?  Bateman Jewellers maintain that the relationship with their clients is very important to them. In their latest Saskatoon jewellery tip, they discuss the details of jewellery appraisals. 


GET YOUR JEWELLERY APPRAISED BY BATEMAN JEWELLERS

What is an appraisal?

An appraisal is a professional opinion of the authenticity, quality, design and approximate value of a piece of property. An appraisal must be typewritten in concise, objective and internationally recognised terminology, accompanied with a photo.

Why Appraise Jewellery?

Most people require appraisals for obtaining insurance but other reasons may include - a division of property upon death or divorce, as proof of ownership when travelling, to use as collateral or for resale.

Where to Find an Appraiser

There is no licensing body which requires jewellery appraisers to attain a minimum level of education/experience before practising. Until legislation is passed to protect the public from those who are unqualified, the burden is on consumers to investigate a company's reputation and question its appraiser's competency. Our Appraiser(s) have a minimum of 25 years of experience and are G.I.A. certified.

How Much Will it Cost?

Fees vary among qualified appraisers. Professional-level fees usually indicate a high degree of education and experience as well as state-of-the-art lab facilities. Since no one professional can be an expert on everything, occasionally your appraiser may consult with others who specialize in a particular field. Be prepared to allow extra time and cost. See our Price list to give you a guide to our pricing. It is always best for us to see the piece first to give you an accurate price quote.

When You're Ready

When you bring your valuables to Bateman Jewellers, we do the appraisals locally. We insure the item(s) for the duration of their stay with us, providing your peace of mind. Although the normal turnaround time is about 1 week, same-day services may be arranged by appointment with notice.

  • Minimum Charge $80
  • Multi-stone item $100
  • Complex items with mixed stones $120
  • 2 ring sets $120 (simple)
  • 3 ring sets $160 (simple)
  • Complex ring sets  $240
  • Most Watches $125+
  • Bracelets $80 - $100

Bateman Jewellers continues to have a strong reputation in Saskatoon, and this is due to their loyal customers who appreciate the friendly, family-orientated store that they have come to expect! As a team, Cam and Jan are committed to ensuring that Bateman Jewellers remains the same for many generations to come.

'Your Jewellery Is A Lifetime Investment... Buy It From A LifeTime Friend'

Bateman Jewellers is a Trusted Saskatoon Jewellery Store

Three Factors to Consider When Choosing a Hot Tub from Backyard Living Center Your Trusted Saskatoon Hot Tub & Sauna Store

 Backyard Living Center is a locally owned and operated Saskatoon hot tub & sauna storeThey offer an exclusive line of high-quality Canadian-built products that are ideally suited to the Saskatchewan climate with a variety of design choices, they have hot tubs, sauna and other products that will suit every lifestyle! Service means everything to owners Sheryl and Matthew! Whether it's finding the perfect sauna, spa, hot tub servicing or repair, water testing, or helping find or deliver parts for your hot tub, they're here to help. In this Saskatoon hot tub tip, we share 3 factors to consider when choosing a hot tub. 

Backyard Living Center Is Your Trusted Saskatoon Hot Tub Store!

Three Factors to Consider When Choosing A Hot Tub


A hot tub isn't a one-size-fits-all product. Hot tubs offer many different functions, and different models are tailored to different needs. Are you looking for a place for friends? For you and your spouse? Or is it deep-tissue hydrotherapy you're after? There are plenty of models that offer all of these benefits. Still, when you're looking to maximize your investment based on the budget you want to spend, it's best to weigh your expectations and prioritize which benefits are the most important to you.


Choosing the Right Hot Tub

Factor 1: Size & Seating

If you are looking for a place for entertaining friends and family, size, and seating will be a big consideration.
Remember that price doesn't necessarily equal the number of seats when looking at hot tubs. We have large and small hot tubs across our 700, 500, and 300 series, so a smaller budget doesn't mean you won't afford a larger tub. Our hot tubs come in sizes that accommodate anywhere from 2 to 8 people, with others accommodating between 5 and 6 adults.

Factor 2: Advanced Jetting

If you are looking for more advanced jetting and if hydrotherapy is your number one priority, don't just look at the quantity, research placement, quality, and the ability to customize. Ensuring the jets inside the model you are selecting offers adequate horsepower to balance propulsion and airflow and provide deep tissue results is critical before you purchase.

Factor 3: Enhanced Features

When comparing your budget to the models available, we recommend that you make a list of "must-haves" vs. "nice-to-haves." These lists will help you understand the available options in the price range with your "must" amenities. This will also help you determine whether features like a lounger seat or built-in sound are really something you get used to. 

To see our full range of Hot Tub Models please contact us.


"Your Backyard Oasis is Waiting For You!"

You can read more fantastic client testimonials and see all their products and services by clicking on the link below to check out the Backyard Living Center's listing. 

Backyard Living Center is Your Trusted Saskatoon Hot Tub and Outdoor Furniture Store!

Life Longevity & Sauna Bathing From Backyard Living Center Your Trusted Saskatoon Hot Tub & Sauna Store

 Backyard Living Center is a locally owned and operated Saskatoon hot tub & sauna storeThey offer an exclusive line of high-quality Canadian-built products that are ideally suited to the Saskatchewan climate with a variety of design choices, they have hot tubs, sauna and other products that will suit every lifestyle! Service means everything to owners Sheryl and Matthew! Whether it's finding the perfect sauna, spa, hot tub servicing or repair, water testing, or helping find or deliver parts for your hot tub, they're here to help.In this Saskatoon hot tub tip, we share how sauna bathing can lead to longevity. 

Backyard Living Center Is Your Trusted Saskatoon Hot Tub Store!

Life Longevity And Sauna Bathing


What is life extension really about? Implicit in any longevity program is extending the quantity of chronological life and improving the quality of life. For many, this means creating a body that is free of disease, full of vitality, and an emotional stance that is both stable and joyful.

The pursuit of longevity can be broken down into two primary branches. First, creating a healthy physiological landscape that prevents high mortality rates due to disease and illness—second, altering and transforming how genes are expressed through proteins in a coherent and high-functioning cellular landscape.

Longevity is a complex topic. Many factors correlate indirectly and directly to the quantity and quality of life. From the geographical location, nutrition, and genetics, there are many aspects to consider.

There will always be considerations that fall out of the realm of immediate control, but with respect to the participatory actions an individual can take toward his or her longevity, regular sauna bathing emerges as a heavy hitter in the game of longevity.

For the sake of precision and clarity, this article has been divided into two primary compartments.

  • Factor #1: Reducing the risk of mortality from chronic disease and examining how and why regular sauna bathing may positively impact degenerative illness.
  • Factor # 2: The transformation of proteins, cellular, and intracellular expression through sauna bathing to alter the physiological makeup of each individual to promote longevity.

What Is Longevity And How Is It Defined?

In very simplistic terms, longevity refers to life expectancy. Increasing longevity, or the probability of living longer, involves two primary components: A) Reducing the risk of mortality and B) Altering the biological expression of age at a cellular level.

In tandem, both factors contribute to the expected longevity of the human species. While many correlative elements contribute to life expectancy, from genetics to nutrition, geographical location, access to modern medicine, and clean water. Each of these influences plays a significant role in determining an individual or community’s life expectancy. Another surprising factor that is deeply compelling for longevity is sauna bathing.

With over forty clinical studies on health and sauna bathing, research demonstrates impressive evidence in the field of sauna bathing and human biology that has accelerated over the past twenty years. This collection of data demonstrates that regular sauna bathing may powerfully and positively impact health in general and more specifically, longevity.

Factor # 1 Reducing Overall Mortality Risk With Sauna Bathing

  • Improve Insulin Sensitivity
  • Reduce Chronic Heart Failure & Hypertension
  • Improve Cardiovascular Function
  • Augment Circulation And Oxygenation Of The Body
  • Create Healthy Intracellular Communities Rich In Heat Shock Proteins

Consider two primary factors in determining life extension. The first is the ability to reduce the risk of mortality.  This concept, however, abides beyond the parameter of ‘life events’. If we can define ‘life events’ as, for example, motor vehicle accidents, natural disasters, crime, and other contributing causes of death that are not overtly health-related, meaning those occurrences outside of immediate control.

There is little action anyone can take outside of safety precautions and measures, so perhaps there ought to be a third-factor category labelled ‘Fate’. When it comes to maintaining a healthy body free of disease, sauna bathing certainly is a heavy hitter in any life extension program.

Sauna Bathing And Heart Health


Dr. Thomas Lee, a cardiologist from Harvard Medical, writes this. From heart disease to diabetes and a broad array of autoimmune diseases, many chronic illnesses respond positively to regular sauna bathing. Roughly 670,000 Americans die every year of heart-related diseases. As a general demographic, there is significant room for improvement in heart health.

While it is true that diet and other contributing lifestyle habits profoundly impact heart health, it is also true that regular sauna bathing demonstrates positive results for individuals living with chronic heart conditions. Moreover, it is relatively inexpensive, accessible, as well as enjoyable.

Establishing a healthy heart will undoubtedly be top of the list for anyone interested in longevity. In Harvard Medical Journal on Heart Disease Fatality reporting on a study involving individuals with cardiovascular disease, the authors write: “Frequent visits to a sauna were also associated with lower death rates from cardiovascular disease and stroke.”


Autoimmune Disorders And Sauna Bathing: Remission And Sauna Bathing

According to the National Institute Of Health, over 23.6 million Americans have autoimmune disorders. While many of the over 80 varieties of autoimmune disorders may not always be directly lethal, they can be debilitating and weaken immune defences that, ultimately increase mortality rates.

Sauna bathing capitalizes on the thermoregulatory trait of humans to continually find a balance of internal temperature. By this innate trait, a variety of the body’s systems are engaged to do this, including the triad of the autonomic nervous system, the hypothalamus (the emotional center of the brain), the pituitary gland, and the adrenal glands.

Many autoimmune disorders, although they exist without a concrete causative factor, can be traced back to overextension of sympathetic dominance, or more colloquially put, living in states of stress for too long depletes the health of the body. A depleted physical form inevitably begins to demonstrate illness and disease. Sauna bathing nurtures the autonomic nervous system by ushering states of being back into parasympathetic dominance, where cellular regeneration occurs, as well as healing of the body's tissues.

Type II Diabetes And Sauna Bathing: Secretion Of Heat Shock Proteins Positively Affects Insulin Sensitivity

According to Dr. Philip L. Hooper of Colorado University Medical, in his published journal by the National Institute of Health, there is a strong correlation between full body thermal therapy, the production of Heat Shock Proteins (HSPs), and insulin sensitivity. He writes the following expanding on the relationship between this cascade of  biochemical change:

Research suggests that insulin sensitivity is low in tissues with fewer HSPs; this has a remarkable impact on both types of diabetes. This information suggests that as the number of HSPs increases in different body tissues, so too does insulin sensitivity. Increased insulin sensitivity directly impacts the expression of both types of diabetes. While it is true that all thermal therapy induces increased HSPs, meaning either plunging temperatures or elevated temperatures, the former is certainly a more comfortable option! 

For various reasons, sauna therapy in its many forms is more pleasurable, accessible, and possibly a safer means by which to increase the production of heat shock proteins than extreme cold therapies. The development of Type II diabetes drastically impacts longevity in a significant portion of global society.

Brain Degenerative Diseases And Sauna Bathing:

According to a Finnish study that followed twenty men between the ages of 42 and 60 years over a decade, researchers found that regular sauna bathing (at least three times per week) had a strong correlation with the reduction of the expression of brain degenerative diseases. The authors of the publicized journal entitle their work:

An estimated 46 million individuals were diagnosed worldwide in 2015 with some form of dementia. Deterioration of brain function significantly reduces life expectancy and quality of life. Many factors indeed contribute to progressive brain degenerative diseases, but it is remarkable the positive impact that regular sauna bathing has on preventing the development of dementia.

In addition, not only is sauna bathing effective, but it is also enjoyable and relies on the natural functions of biology. Indeed, with the wellspring of available health benefits associated with sauna bathing, its impact on Alzheimer's and other brain degenerative diseases is astounding.

Factor # 2 Biological Age Versus Chronological Age: Genes, Proteins, And Cellular Expression

  • Heat Shock Proteins: Intracellular Health
  • Telomeres: The Longevity Protein Cap
  • FOX03: A Gene Necessary For Longevity
  • Autonomic Nervous System Health
Longevity is not only a matter of reducing mortality rate: Fundamental to any life extension program is the transformation of cellular composition, genetic expression, and a balanced autonomic nervous system that fosters the health of all tissues within the body’s systems.

What Is A Telomere, And How Does Its Length Affect Longevity? Ground Zero Of The Aging Process

Telomeres are the ‘caps’ that seal off the proteins at the end of every chromosome. Often likened to the plastic portion of a shoelace that keeps the lace from fraying at the end. Telomeres have three primary functions:
  • They help to organize each of the 46 chromosomes in the nucleus of the cell
  • They protect the ends of the chromosomes by forming a ‘cap.’ This ensures the proper fusion 
  • They allow cells to replicate properly during cell division
The demonstration of increased biological age can be brought back to ground zero. Are telomeres maintaining length?

Every time DNA is replicated, the chromosome strands are shortened. This is fine because the end caps, the telomeres, take the hit of being shortened. Once telomere length is shortened excessively, DNA itself begins to be affected without the protective barrier, and demonstrable aging occurs.

Expert Tip: Longevity could be summed up in one sentence: Maintain telomere length; Maintain Youth!

So if every time cellular replication occurs and telomere length shortens, how do we keep telomeres healthy and long? Here is where regular sauna bathing comes in. Yes, it can ensure telomere health by sweating it out in a warm cabin-like structure! This is great news.

The action of telomerase allows cells to keep reloading without aging. How can an individual encourage telomerase? What specific actions can be taken to ensure telomeres maintain their length? Creating a healthy atmosphere in the intracellular community is crucial.

A study performed by Brigham Young University revealed that individuals who were able to sweat at least three times a week profusely demonstrated significantly longer telomere length. 

Profuse regular perspiration is so critical because Heat Shock Proteins (HSPs) are produced in higher quantities. Singularly HSPs play a vital role in intracellular health. Often HSPs are considered protein chaperones; they escort, clean, and ensure a  healthy intracellular space void of excessive free radicals.

Through regular thermal, both hot and cold therapies, the body begins to produce more HSPs. This, in turn, aids in maintaining telomere length so that cellular replication can occur healthily without destruction to DNA.

Heat Shock Proteins, Telomere Length, And FOX03: The Longevity Cocktail

The triad of protein chaperones, protein end caps, and the longevity gene makes it possible to reduce the biological expression of age actively. Unfortunately, continued environmental stress may erode the efficacy of this triad.

When research is performed on the gene FOX03, changing the external environment to include more or fewer toxins directly affects the subject's lifespan.

Authors of: ‘FOX03: A Major Gene For Human Longevity’ published by the National Institute of Health and authored by Dr. Brian J. Morris, write: “…Because of its actions and strategic position concerning intracellular pathways, FOX03 has long been considered to play a pivotal role in the molecular basis of longevity”

As a healthy intracellular community is crucial for the gene FOX03, it becomes clear why augmented production of HSPs, the protein chaperone, is critical. Further, detoxifying potentially harmful pathogens while engaged in regular sauna bathing is paramount to maintaining the integrity of FOX03. The production of HSPs that occurs while engaged in sauna therapy is necessary to maintain a healthy intracellular community and, therefore, the integrity of the longevity gene FOX03.

The Autonomic Nervous System And Longevity

Imperative to longevity is a balanced autonomic nervous system; this ensures that individuals remain in states of stress response for prolonged periods. As the leading cause of chronic illness, stress is not news, but how does this work?

Understand that all involuntary processes within the body, including heart rate, digestion, cellular regeneration, circulation, and the list goes on, all take direction from the autonomic nervous system, thus the autonomic.

Within this system of the body, two states of being can occur but are mutually exclusive. This means that when the adaptive portion of the autonomic nervous system swings into sympathetic dominance, or survival states, circulation, hormone secretion, mood, heart rate, and many other involuntary actions are all affected.

Survival depends upon the individual’s ability to release cortisol and adrenaline from the adrenal glands to perform extreme acts of fight or flight; however, if individuals remain in stress response for too long, the body’s health is eventually eroded.

Regeneration, healthy digestion, and cellular nourishment only occur when the autonomic nervous system is in parasympathetic dominance. This means that healthy cell replication can only occur in states of relaxation. Sauna bathing is an incredible tool that aids in coaxing the autonomic nervous system back into states of regeneration where health and, ultimately, longevity can be experienced.

Anyone interested in promoting their health must find both easy and accessible means of drawing the autonomic nervous system out of states of stress response back into relaxation.

Adrenaline overload is a primary correlative factor in almost all autoimmune disorders. When the body remains in stress response for prolonged periods, eventually, the adrenal glands break down. Consider the health of the endocrine system; pineal, pituitary, thyroid, adrenal, and reproductive glands. When this system is in balance, many health benefits occur; likewise, when the endocrine system is out of balance, there is an erosion of health, vitality, and longevity within the physical form.

Individuals looking for longevity protocol would do well to add regular sauna bathing to a well-balanced, healthy diet, clean water, and plenty of rest!

Criteria To Acquire Results Successfully: The ‘How To’ Of Sauna Bathing For Longevity

With over 40 peer-reviewed articles on sauna bathing and longevity, one thing is clear; to benefit from the results of sauna bathing, the therapy must be engaged regularly. This means a minimum of three times per week for fifteen minutes.

Yes, sauna bathing promises compelling results for human longevity, but you must be willing to commit to regular sauna protocol.

It is no wonder that sauna bathing in its many forms has existed since before recorded history. Science has now enabled a means to measure these astounding truths; from reducing mortality rates by aiding in the prevention and remission of chronic illness to enhancing protein health and genetic expression, sauna bathing may hold the key to the fountain of youth. Still, you must be willing to turn to your heat therapy several times a week! 

Is sauna bathing the elixir of life? Perhaps. Indeed, it has stood the test of time and scientific research. If you feel moved toward a longevity program for yourself, take some time to discover what form of sauna bathing suits your personality and lifestyle!


Your Backyard Oasis is Waiting For You!

You can read more fantastic client testimonials and see all their products and services by clicking on the link below to check out the Backyard Living Center’s listing. 

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310 Wall St #209
Saskatoon, SK   S7K 1N7
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