Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Security Experts REED Security Talk Doorbell Security Cameras

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term... they work hard to meet all your Saskatoon Alarm & security needs from day one! Reed Security are Trusted Saskatoon Alarm and Security Experts. 


Trusted Saskatoon Security Experts REED Security Talk Doorbell Security Cameras

See and Hear Visitors at Your Front Door

Your front doorway is a busy place. With visitors introducing themselves, your kids charging to and from the school bus, packages arriving, and hellos and goodbyes galore, it's hard for you to keep track of everyone who passes through. It's no wonder that doorbell cameras are now a smart home must-have, thanks to their ability to show you who's at the door, no matter where you are. And with a ReedHD™ Doorbell Camera, that's just the start. 

Because these doorbell cameras are fully integrated into your smart home security system, they're powered by Alarm.com and able to cooperate with other devices. That gives you and your family more ways to incorporate your doorbell camera into your everyday life. 


Answer Your Door From Anywhere

A ReedHD™ Doorbell Camera gives you a safe, smart way to see who's at the door, no matter where you are. When a visitor rings the doorbell, you get an Alarm.com smartphone alert. Open your Alarm.com app and you'll see a video feed of who's there, with a microphone icon that you can press to start a voice conversation through the doorbell.

Although you can see your visitor, they can't see you, and you don't need to indicate whether you're home or not. Given that burglars often ring a home's doorbell before a break-in, this makes your video doorbell a great crime deterrent.

Protect a Package from Thieves

With a smart lock included in your Alarm.com-powered setup, you can go a step further and unlock your door remotely. This is great for protecting valuable deliveries that would otherwise be left on your porch.

If you have a smart lock, you'll see an ‘unlock' icon in your app underneath your doorbell's video feed. Once you've verified the delivery person visually, tap once to unlock your door and ask them to leave the package inside. When they're done, use your app to lock your door and watch them leave.


See and Share Suspicious Activity.


A ReedHD™ Doorbell Camera is also a full smart home security camera, ready to capture and send you footage of suspicious activity in your front yard or porch area. 


A visitor to your porch will trigger a motion-activated video recording, even if they don't press the doorbell. You can have these clips delivered to your phone right away, where they're easy to download and forward to your partner, neighbours or local police department.


Keep Up With Your Kids

Crooks and intruders aside, most activity at your front door is ‘good' activity: friends visiting and family arriving home. Reed makes it easy to keep up. It's easy to create a custom doorbell camera alert, triggered by your kids' Alarm.com user codes, that sends you a video clip of your kids arriving home every day. It's a great way to make sure they're home safe and know who they're with. Once the kids know they're on camera, they might even give you a wave. 


PS: It's Also a Doorbell

Sometimes, you just need a doorbell. You'll be pleased to hear that a ReedHD™ Doorbell Camera goes above and beyond, with both an audible chime and a special ‘Do Not Disturb' option that parents of young children will love. Instead of waking a napping youngster with an audible chime when pushed, your video doorbell will simply trigger a silent smartphone alert that only disturbs you.

Is it Time For You To Upgrade to a ReedHD™ Doorbell Camera?

If you already have an Alarm.com-powered smart home security system, Reed Security can quickly upgrade you with a doorbell camera or other smart devices, including indoor and outdoor video cameras, smart locks and even a smart thermostat.


Contact Virgil Reed and his team at Reed Security today - they are your Trusted SASKATOON ALARM & SECURITY experts!


Trusted Saskatoon Air Conditioning Experts at Razor Share Why Your Air Conditioner Is Not Cooling

At Razor Heating & Air Conditioning, the primary focus is to provide Saskatoon and surrounding area customers with quality work, prompt service, and innovative real-world solutions to everyday mechanical and home comfort issues. Whether it be an upgrade or repair to your current home or mechanical needs of a new home, Razor Heating and Air are the people to turn to for all your Air Conditioning, Heating and Indoor Air Quality needs. Their real-world, on-the-job trained employees have the industry experience and know-how to look past the rough edges of renovation or construction. The professionals at Razor strive to bring you quality products and services with a budget-minded solution. Razor Heating & Air Conditioning is a TRUSTED SASKATOON AIR CONDITIONING & FURNACE EXPERT!

Why Your Air Conditioner Is Not Cooling

An A/C unit that’s not cooling your home is a big problem. After all, that’s its one job.

When you’re A/C doesn’t perform as it should, it’s frustrating, time-consuming, and very hot.

There are several reasons your air conditioner may be failing to perform. The experts at Razor Heating and Air Conditioning are going to walk through each one – and how best to fix it.


1. Your Thermostat Isn’t Cooperating

Your first stop is your thermostat. You should make sure that your thermostat is not only set to ‘ON’ but that it is set to ‘COOL’. Test that it’s working by setting the thermostat several degrees cooler than the stated temperature. You want to feel that chill!


If you can hear the air conditioner running, but minutes later still don’t feel any cool air coming through the vents, there could be something wrong with your thermostat and its electrical wiring. Fixing that problem is best left to a professional. You should also make sure all your windows and doors are sealed shut, and your supply and return vents are open and unblocked. It’s little things like this that are easy to forget about but super easy to fix.


2. A Breaker Has Been Tripped

This tip is only for those homeowners whose air conditioners are not running at all. Your A/C runs on electricity. No electricity going to your air conditioner means no cool air making your home a summer paradise. It’s time to travel to the location of your breaker panel and do a check. The breakers for your air conditioner should be clearly labeled. Flip them off and on again, and see if this makes a difference.

3. Your Air Filter Is Clogged

Just because your air filter is located in your furnace’s blower doesn’t mean it isn’t used by your air conditioner. Your furnace’s air handler is what pushes the cooled air through the filter, through your ductwork, and into your home.

Therefore, if your air filter becomes clogged with dirt and debris, it’ll act a lot like a cork in a bottle: little to nothing is getting past it. Razor Heating and Air Conditioning recommend checking your filter once a month and changing it at least every 3 months – more often if you have hairy pets, allergies, or a lot of people living in your home. Air filters can be found at local hardware and home stores. Make sure you replace your current filter with one that is the same size.

4. Your Outdoor Unit is Coated in Dirt and Debris

Sensing a theme here? Dirt is no friend to an air conditioner. Your air conditioner condenser is located outside your home and left exposed to the elements when in use. After a while, all that wind and rain is bound to blow some dirt and debris into it. If there’s too much dirt, your condenser can’t perform the heat exchange process efficiently. There are things you can do to help with this particular problem.

For example, tidying up the landscaping around your condenser will help keep branches, bushes, and other vegetation from adding to the debris buildup. Razor Heating and Air Conditioning recommend keeping about 46 centimeters of space clear on all sides of your condenser. You should also wash your condenser regularly with water and soap. Gently wipe away dirt from the condenser fins, being very careful that they don’t break. In the offseason, make sure your condenser has a cover and it is secured tightly.

5. Houston, We Have a Mechanical Problem

While annual maintenance is an excellent way to reduce your risk of mechanical breakdowns, they can still happen. Whether it’s a broken fan motor or compressor, a mechanical problem could be the reason your A/C is not cooling properly. If you suspect a mechanical problem, you should call Trusted Saskatoon Air Conditioning Experts at Razor Heating and Air right away.

6. The Refrigerant in Your Air Conditioner is Leaking

Air conditioners use continuously circulating refrigerant to cool air. Normally the level of refrigerant never changes and your air conditioner is perfectly fine. If you spring a leak, that refrigerant level drops – and so does the amount of cool air you get. Refrigerant leaks can be identified by ice buildup, hissing noises, or a noticeable decrease in cooling efficiency. If you think you have a refrigerant leak, turn off your air conditioner and call us right away. This is a problem that should only be handled by experienced professionals.


7. Your AC Wasn’t Properly Installed

Unfortunately, this is seen all the time with both air conditioners and furnaces. An improperly installed air conditioner just won’t provide the cool air you need in an efficient manner. This is something you’ll notice after you get a new air conditioner. They can provide you with a second opinion, and do what they can to fix any potential problems. The size of your air conditioner is also incredibly important. If it’s too big or too small, you won’t be able to efficiently cool your home. Before you buy an air conditioner, meet with a qualified home specialist who can perform an evaluation and make recommendations.

8. Your Air Conditioner is Over the Hill

There comes a day when even the best air conditioner in the world just gets to be too old. Generally, after 15 years, you want to start paying close attention to how your air conditioner performs. If it gets to a point where you’re spending hundreds of dollars a year to keep it going, or you’re A/C is not cooling your home at all, it’s time for a replacement. The experts at Razor can perform an in-home consultation and walk you through the latest models, making recommendations for your home and your needs.



Get Help from the Professionals at Razor Heating and A/C

Trusted Saskatoon's Heating and Cooling Experts, Razor Heating and A/C are there to help you with all your Heating, Air Conditioning, and Indoor Air Quality Needs. Contact Razor today!


Trusted Saskatoon Contractors K & S Contracting Discuss Home Foundations

K & S Contracting specializes in foundation repair for homeowners across Saskatchewan. In addition, they also offer general contracting services to Saskatoon and the surrounding area. In their latest Trusted Saskatoon tip, K & S Contracting, Trusted Saskatoon General Contractors, and foundation specialists, discuss your home foundation.


Pay Attention to Your Foundation While Living in Saskatchewan

As a homeowner, you probably tend to prioritize home repairs based on how soon they need to be addressed. If your kitchen faucet is spraying water all over the room, for example, that’s something you’ll try to fix as soon as possible. If a tree branch falls and punches a hole through your roof, that’s something else you’ll probably work on right away.


On the other hand, if you start to notice tiny cracks developing in your foundation, you might not jump to fix them immediately. After all, all homes are expected to move a little from our adverse weather conditions to clay expanding or contracting up six inches with the fluctuation of moisture content. What’s more, a tiny crack that appears in your concrete doesn’t mean your house is in danger of falling anytime soon, does it? Basement crack repair may be one of those things you’d file under “keep an eye on it” rather than “call someone tomorrow,” but that can be the wrong idea.


Why Pay Attention to Your Foundation Living in Saskatchewan

With the weather extremes that we experience in Saskatchewan, from a 40-degree temperature swing in a matter of days to expanding clay that is affected by moisture in ways we never thought possible, home foundation repair is critical for your house. It should be taken care of as soon as possible. Although a few cracks in the foundation might not seem like a big deal, think of them as warning signs of something much more serious to come. Your home’s foundation may not be in any danger of crumbling to dust in the immediate future, but any signs that you may need foundation crack repair should be acted upon immediately if you want to avoid major foundation problems later.


Here are some of the best reasons why you always need to make foundation repair a high priority:

It Saves You Time and Money

Perhaps the most important reason to have your foundation repairs made sooner rather than later is cost. Although foundation repair may cost more than you’re expecting, it only gets worse when you wait. In addition to labour and material costs continuing to rise, the longer you wait to fix cracks in your foundation, the worse they will get. This is especially true if you’re planning on selling your home or making any significant home improvements. Ignoring the need for foundation repairs now will only make those projects much harder and result in more-expensive work to be done.

If you suspect you may need a foundation in Saskatchewan or wherever you are, it’s not a good idea to hesitate. The longer you wait for foundation repair, the more complicated and expensive those repairs are likely to be. Even if you think you have time to get that work done, don’t wait.

Trusted Saskatoon Mortgage Broker Tammy Wandzura Explains Mortgage Rate Hike Hype, What Clients Can Anticipate

Purchasing your home is one of the biggest and most important decisions that you can make. Tammy Wandzura is a Trusted Saskatoon Mortgage broker and the team at Elite Mortgage Choice believe that buying a home should also be an exciting experience with little to NO stress. By trusting your Saskatoon Mortgage Broker, you are ensuring that any stress you may have had in previous encounters can be eliminated! Tammy truly believes that all you should have to worry about is opening the door to your new home for the very first time. In her latest Saskatoon Mortgage tip she shares information on the 2022 mortgage industry landscape! 

Tammy Wandzura Explains What Clients Can Anticipate With Rate Hike Hype 

As we anticipated, the APRIL 13/2022 Bank of Canada increase by .50%

Many economists are currently predicting faster and higher increases to the Bank of Canada (BoC) prime lending rate than previously suggested.

Information, speculation and predications are changing by the day.

As the issues surrounding Canada’s inflation concerns remain the same (funds being injected into the economy due to COVID-19 programs and aid, and never ending supply chain issues), inflation numbers are coming in stronger than expected and the BoC is considering aggressive actions to fight rising prices.

As you hear of increasing rates, it’s important to know HOW and WHY rates move and are adjusted.

This information MAY assist you in making a plan and decision moving forward.


The Bond Market (and how affects FIXED rates) WHY are fixed rates moving UP faster than the Bank of Canada (BoC) Prime lending rates. 

  • Bond yeilds are determined buy 100000's of people, investors, institutions, pension funds and massive amounts of investors buying and selling each day.
  • Bond yields move up and down (like stock) based on what someone is willing to buy for and what someone is willing to sell it for in real time. These trades happen on a Government of Canada bong yield probably every 10 seconds.
  • The Bond market is like a big voting machine - 100000's casting thier votes (should I buy, or should I sell) based on what they are seeing in the market. (speculation)
  • That is why when you look at a chart on Bond yields, they look volitile, they go up and down quite a bit.
  • That is what our fixed rates are priced at - the Government of Canada bond yields move when the Goverment of Canada bond yeilds move.
  • More volatillty than Bank of Canada.

VS The BANK OF CANADA

  • Very stern - carefully measured institution that calmy meets 10 x a year.
  • The BoC is considered and measured in thier decisions - as they put their hand on the policy rate lever and decide whether they should raise rates or not.

As information changes, we are here to help you and assist in making decisions moving forward.

Deciding between FIXED and VARIABLE/Adjustable rate options comes down to weighing the pro’s and con’s and information available at the time you make the decision.


If you currently have a Variable/Adjustable rate mortgage – considering the long game is essential.


  • Statistics show that a Variable/Adjustable rate mortgage will save you, 80-85% of the time (based on the last 25 years of historical data)
  • Fixed rates will always be higher than they would have been when you booked your mortgage in an inclining rate environment
  • Going Variable as a short term strategy will always be more expensive
  • Remember: your variable/adjustable rate has a DISCOUNT locked in OFF of the BoC prime rate
  • Although Prime is moving up, you must consider your discount (and) what current fixed rates are sitting at in comparison
  • Reviewing current fixed rates vs speculation on increases is important
  • A reminder: (if you have not done so already) set your payment as if you are paying a fixed rate mortgage. This is a fantastic strategy to encompass interest savings and principal balance reduction between BoC rate bumps
  • Remember: Prime rate does not go up all at once


An increase to Prime rate will have a direct impact on everyone that has a VARIABLE rate / ADJUSTABLE rate and Line of Credit.

The increases and impact does NOT mean your payment will double or triple, but it will adjust and move up.

The age old question: FIXED vs VARIABLE/ADJUSTABLE mortgage rates.

  • Risks of VARIABLE/ADJUSTABLE rate mortgage
  • Prime could increase faster than expected through 2023 or continue rising to a higher peak than expected in 2024/25.
  • Today, most economists expect that Prime will increase by about 2% over the next two years, but that could change if inflation continues to be stronger than anticipated.
  • Reasons to Stay Adjustable/Variable
  • Short term savings: If you have a competitive discount on your mortgage rate, you will be guaranteed to continue saving interest costs for the next 12-24 months even as prime increases.
  • Long term possible savings: If you believe that Prime won’t continue rising through 2025-27 because the national and global economies and supply chains will be recovered by then, you will stand to save further interest costs in those years if the Bank of Canada starts to reduce Prime to avoid recession.
  • Flexibility: If there is a significant chance you may sell the mortgaged property in the next few years (to upsize for more space, downsize as kids move out, to relocate for a new job, etc), the penalty for canceling an adjustable/variable rate mortgage is usually much lower than that of a fixed rate mortgage.


  • Risks of LOCKING into a FIXED rate mortgage
  • If Prime increases over 2022-23, but then starts to decrease as supply chains recover and governments want to avoid a recession, you are stuck paying a higher interest rate or paying a hefty penalty to refinance.
  • If you cancel your fixed rate mortgage mid-term, you can potentially be charged an Interest Rate Differential penalty which is much higher than 3 months interest (the penalty on an adjustable/variable rate mortgage).
  • Reasons to LOCK IN
  • Peace of Mind: if you are uncomfortable not having control over if/when your mortgage payments increase or any type of financial risk makes you worry and stress, you should lock in your mortgage to a fixed rate.

  • Fixed Income: If you have a fixed income (pension, annuity, etc) or your family finances are tight, then you may not be able to adapt to mortgage payments higher than a specific threshold. In this case, the security of a fixed rate mortgage might be best, even though it means paying more in interest and having higher payments over the next few years. It’s like buying insurance – you spend more money in interest today for the guarantee of knowing your payments will stay within your budget.


As your Mortgage Consultant, we are regularily sitting in on calls, listening to the narrative, reading the articles and the economist predictions.

Overall, we are here to collect as much information and data to share.

Recently (December 2021) I sat in on a call with other industry colleagues as we reviewed current events and discussed what to consider moving forward.

Although, speculation continues to eb and flow as we lead further info 2022, there are a few points made that need to be considered now and in the future.


MORE FOOD FOR THOUGHT......( as taken from a call in December, but a few points still hold merit )

  • There is a disconnect between Bond market and the BoC and US Federal reserve (aka central banks).
  • Central banks continue to think that inflation will be transitory and that economies need a lot of stimulus.
  • Bond market things that the BoC will be forced to raise by more than what it expects.
  • Right now, the BoC expects will start start increasing middle quaters of 2022.
  • Bond market does not belive that.
  • Bond market is already pricing in speculated rate hike (therefore fixed rates have gone up based on that Speculation). 
      
 How likely is it to happen?
  • Bond market is betting on a future outcomes and a lot of the time gets it wrong.
  • Its not to say they will be wrong - but there is alot hype and noise in there.
Bank of Canada
  • increases take 12-18 months to bake into the economy.
  • Remember- the momentum that we have in our economy right now was earned by CRAZY amounts of government stimulus and aggressively loose monetary policy. IF the BoC were to hike rates right now it would kill the same momentum so why go to all the trouble to hike rates aggressively unless you have absolutely no choice.
  • The Bond market thinks its going to happen - they are pricing in - but the BoC is pushing agaisnt the narrative.
  • That is why you see the spread in rates.
  • Variable rate discounts have onlyu slightly changed as they are based on the BoC policy rate.
  • And bond yeilds have pushed fixed rates much higher.
Even if we were to get a ton of rate hikes - bottom line...would push us into a recession and we would likley see decreases coming down the other side. 

What's going to happen when then BoC starts starts to increase.
  • They meet 10 x a year (if they increase, historically speaking they increase by .25 at a time) they generally let one meeting go by before they hike again.
  • The BoC is on record saying they may not have to increse as much as they have had to in past cycles to bring inflation to heel.
  • How many times in total - hikes?
  • Historically (past cycles = 6 hikes)


In the end, it’s a very personal decision. 



Call Tammy Wandzura today Saskatoon mortgage needs OR visit www.elitemortgagechoice.com

Tammy Wandzura is a Trusted Saskatoon Mortgage broker





Trusted Saskatoon Carpet Cleaners The Carpet Guys Share What's Hiding In Your Carpet

Trusted Saskatoon Carpet Cleaners, The Carpet Guys are locally owned and operated with over 30 years of experience in the SASKATOON CARPET CLEANING industry. You can rest assured that you are hiring quality and expertise when you give “the Guys” a call! In their latest tip, they share some tips on what's hiding in your carpet.

What's Hiding In Your Carpet?


What Could Be Lurking In Your Carpet?

Everything that lands on your carpet could have the potential to stay there, even if it's not an obvious stain.

Dust particles, hair, mould spores, and pet dander.

Almost invisible to the naked eye, they fall off your clothing and land on your floors. Walking over carpet grinds these small particles into the fibers and underlay, often leaving a carpet that looks clean but can negatively impact the air in your home.

Stains

Stains are also a problem. For example, stains caused by red wine or pet urine can actually provide a food source for bacteria living in your carpets.

Getting rid of carpet culprits

Vacuuming is always the first step in removing contaminants from your carpeting. Make sure to vacuum one or two times per week, and use a newer vacuum with powerful suction and built-in HEPA filters for a better chance of pulling up mites, allergens, and dirt. But even the best vacuum can't remove everything that hides in your carpet.

​​To deal with the bulk of the particles, consider hiring a professional carpet cleaning service. Most companies use steam cleaning or dry-cleaning techniques to eliminate contaminants and remove stubborn stains. Professional carpet cleaners recommend at least one cleaning per year, but high-traffic areas might require more frequent cleanings.

Don't take a risk anywhere else! Contact them for an estimate today 

SERVICES - For fast service call or TEXT (306)-222-2561

DOMESTIC & COMMERCIAL SASKATOON CARPET CLEANING

  • Carpet Cleaning
  • Upholstery Cleaning
  • Scotch Guarding, Spot & Stain Removal
  • Pet Odour & Flood Clean-up

Saskatoon Carpet Guy is a Trusted Saskatoon Carpet Cleaning Company


Categories

Previous Posts

ADDRESS

S & E Trusted Online Directories Inc
TrustedSaskatoon.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

GET THE APP

App Store Google Play
Follow us on Facebook Instagram Linked In Twitter YouTube RSS Feed
Abex
Abex
Stevies
Sabex
NEYA
Website hosting by Insight Hosting