Trusted Tips and Resources

Trusted Tips & Resources

Treeternity your Trusted Saskatoon Memorial Forest shares Rob Wurzers Story

Thought about Planting a Tree For A Loved One? Treeternity offers an eco-friendly, modern way to celebrate an event, loved one, pet or family with a tree and plaque in a beautiful park. Treeternity allows you to celebrate or remember an important person or aspect of your life in an environmentally positive way. 

LET A TREE TELL YOUR STORY...

Treeternity is your Trusted Saskatoon Memorial Forest and in this article, they share a personal story. A Time to Remember'

 Rob Wurzer's Story by Maureen Haddock

As long as I live, I will think of Rob Wurzer every November. Rob, our friend and business partner, passed away on November 4, 2016. We held his public memorial on what would have been his 58th birthday. He was born on November 11, 1958.

The summer of 2016 will, forever, be Rob’s summer. As his health declined, my husband, who was Rob’s executor, spent many hours at the hospital discussing the business, the estate, and more personal concerns. I spent time with his wife talking about life, death, and remembering. Somehow, during this time, I heard about a magical, memorial forest, just west of Saskatoon. This forest, still in its infancy, is the vision of Mia Hollinger. When we suggested to Rob that his memorial place be in a forest, he immediately liked the idea. Rob also loved the idea that Treeternity was a new business endeavour, like TVTruck, the company we shared with Rob. He was able to vividly imagine the forest, as it might look in the future.


Treeternity is a place to remember people, pets, accomplishments, and occasions. You can even plant a family tree, adding additional plaques, as the family expands. People love to visit green spaces, and each tree in the memorial park is surrounded by protected land.  You can visit the Treeternity website to watch a video illustrating how this memorial forest might look in its maturity. The site also provides a way to reach Mia Hollinger, owner and developer of the memorial forest. Mia’s blog, also on her website, covers sensitive issues and offers helpful suggestions on many topics. While in the process of planning Rob’s memorial tribute, I called Mia for more information about Treeternity. Mia made it possible for Rob’s friends and family to make a donation to Rob’s memorial tree, in lieu of flowers. She provided a site map, and we were able to select a plot with meaningful coordinates. We decided Rob’s oak tree would be planted in plot 11 of row 58, reflecting his birth date of 11,11,1958. Of course, we had to wait until spring to actually plant his tree.  

Rob’s tree was about five feet tall when we planted it in June of 2017, and Burr Oaks grow about a foot a year. I plan to have a photo taken beside Rob’s tree each year since it was approximately my height when we planted it. With luck, it will be as tall as my husband, Gord, by the summer of 2018. We personalized a 9” by 5” plaque with a favourite quote. Mia was available to help us with every question and decision. I wondered what might happen if something unforeseen occurred to the business. Mia assured me that Treeternity has an agreement with the Saskatchewan Wildlife Federation to donate the land as wildlife conservation, so memorial trees will be enjoyed by future generations.

On the day of the planting, we kept the group small, knowing we had already celebrated with a public ceremony. Initially, Rob’s wife held the tree as each of us placed some dirt around the roots. She sprinkled some of Rob’s ashes there, too. We talked and took photos, and, as we walked away, we were given a certified keepsake certificate. I still remember Rob laughing at the idea of being a tree, symbolically, of course. I love the idea of sitting in the gazebo at Treeternity, some summer in the future, talking to my husband about our time with Rob and remembering the summer of 2016. It’s a quiet, beautiful, young park, and I intend to watch it grow old.

My mother-in-law, at 97, loves the poem Trees. I imagine you have guessed what I am thinking. Since Treeternity is a place to celebrate birthdays, anniversaries, graduations and other milestones, I think we could give her a tree for her 98th birthday. After all, Treeternity is a happy place.

Trees

By Joyce Kilmer

I think that I shall never see

A poem as lovely as a tree. 

A tree whose hungry mouth is pressed 

Against the earth’s sweet flowing breast. 

A tree that looks at God all day 

And lifts her leafy arms to pray 

A tree that may in summer wear

A nest of robins in her hair

Upon whose bosom snow has lain

Who intimately lives with rain

Poems are made by fools like me  

But only God can make a tree. 


Have Questions? Check out the links below:

Each tree has its own story so there are countless reasons why planting a tree might be something you want to do. You can also offer it as a unique gift for someone you love, they are the perfect example of something that gives more than once.

Check out the website and contact Mia to get the process started today. 

Treeternity is your Trusted Saskatoon Memorial Forest.


PickNic's Catering - Trusted Saskatoon Caterer Shares Wedding Cake Trends

At PickNic's Catering and Fine Foods, they understand you need more from your caterer than culinary expertise; you need peace of mind that someone you TRUST will take care of every detail. That’s why they have been serving more than just excellent food to Saskatoon and area for 15 years— they are here to serve you. From stress-free planning services to a sounding board for all of your catering ideas, everything they provide will make your event unforgettable and uniquely yours! In their latest tip, they talk wedding cake trends!  

PIckNic's Catering & Fine Food are Trusted Saskatoon Caterers


Oh wedding cake, we will never stop loving you! But whether we’re talking about the fillings and frostings or gorgeous decorations, this spring’s trends are going to make it mighty hard to say “I Do” to just one.

Foliage Fun


Take those show-stopping sugar blooms one step farther with extra foliage! Be on the lookout this spring for cakes with heavy foliage accents, fresh green palettes, or leafy designs. 

You might even spot some fresh herb-inspired decorations. Rosemary is one of our favourites because of its feathery, plume-like appearance.











Shine with Sequins.


More and more brides are using silver and gold accents to add some sparkle to their big day, and the cake is no exception.

Edible sequins are the way to go here and don't be scared to go bold, coating an entire tier in a layer of twinkly bits. Another option: create custom shaped sequins by painting slivered almonds or small fondant cutouts with lustre dust.













Sealed With A Kiss


A cake that matches your invites? 
Why not! 
Edible wax seals (made out of candy melts!) are the prettiest little accents hidden among sugar flowers. Just keep ‘em simple — the bride and groom’s initial works well — to make sure the effect is clear.











Bigger Isn’t Better


Whether you’re having a small reception or just want to save some money, a petite cake may be just the ticket. More brides are opting to show off their cake style without three tiers or lots of fuss. We love a small, semi-naked cake piled with fresh flowers and maybe even a personalized topper.



Watercolour Wonders


The soft and romantic strokes of watercolour paint are perfect for weddings. And brides are taking note: This artistic style is showing up on invites, signage and, yes, cakes. Watercolour washes on a cake can be as bold or as subtle as you want, and also make a beautiful backdrop to other decorations like vibrant flowers, fruits and foliage. 


Bold Florals

Dramatic floral arrangements are perfect for wedding cakes, and they feel even fresher when the cake underneath is left semi-naked. One thing you’re gonna see everywhere: Large, cascading roses sweeping down and around a tower of tiers. That’s a lot to love!

What's the difference between good food and absolutely incredible dining?  Fresh, quality ingredients, generous portions, imagination and creativity!  

From a simple catered lunch with gourmet sandwiches, to a PickNics Candlelight Dinner In A Box for 2 for a romantic evening in, to a fabulous catered wedding or special event catering.

Let Nicola and the team at Picknic's Catering create something special for you!


Looking for a caterer in Saskatoon for your wedding or event?  We highly recommend PickNic's Catering, your Trusted Saskatoon Caterers!

Trusted Saskatoon payment solution provider Choice Payment Solutions explains eCommerce

Choice Payment Solutions, led by Nelson Crowder, is your Trusted Saskatoon payment solution provider serving Saskatchewan. In their latest business and payment solutions tip, they share information on e-commerce. 


Choice Payment Solutions are Trusted Saskatoon Payment Providers


What does e-commerce mean? 


eCommerce Definition, In a nutshell, eCommerce is just the process of buying and selling produce by electronic means such as by mobile applications and the Internet. E-commerce refers to both online retail as well as electronic transactions and it has hugely increased in popularity over the last decades, and in ways, it's replacing traditional brick and mortar stores.   

eCommerce enables you to buy and sell products on a global scale, twenty-four hours a day without incurring the same overheads as you would with running a brick and mortar store. For the best marketing mix and the best conversion rate, the venture should also have a physical presence; this is better known as a click and mortar store.  


When talking to businesses or our existing clients that want to know more about accepting payments online there are several ways this can be done. We will explain the various options and ways that they can go about accepting payments. Only once we clearly understand what the business is looking to accomplish we can recommend solutions.  

 We will assist in integrating a payment form into your website with your web developer and can work with many different platforms... Some of which are..   * WordPress * Magento * BigCommerce * Square Space * Shopify   Connect with us to discuss further.


Our robust eCommerce solutions empower you to provide customers with a more satisfying shopping experience online. We provide everything you need to set up an online store and expand the reach of your business with global payments, mobile-ready checkout and comprehensive security.


If you already accept credit cards, take advantage of a complimentary statement analysis to find out how Choice Payment Solutions compares to your current provider.


Hounjet Tastad Harpham Trusted Saskatoon accountant share Canada Tax Deadline info.

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham are Trusted Saskatoon Accountants and in their latest accounting tip, they share info about the Canada Tax Deadline 

Canada Tax Deadline

The time when Canadians will be able to shed their toques and snow boots is still months away, but tax season is right around the corner. Get ready to tell the government how much money you made last year, how much you already paid in tax and hope that the difference will put a few dollars back into your pocket.

But whether you’re in for a refund or a tax bill this year, simply filing your return can be stressful. There are old receipts to be gathered, deadlines to put on your calendar and new rules you should know about.

WATCH: Canadians pay on average 42.5 percent of their income in taxes, reports finds


When’s the tax deadline?

As usual, April 30 is the date most Canadians need to keep in mind. For the majority of tax filers, this is the deadline to both pay any tax due and file your return.

  • If you’re self-employed, this year you have until June 17 to file (the deadline is normally June 15, but that falls on a Saturday this year). Remember, though, that if you owe taxes, you still need to pay up by April 30.
  • If you’re late to either settle your balance or send in your paperwork, you’ll face late-filing penalty and daily interest charges on any taxes owed.

When’s the earliest I can file my taxes?

If you just can’t wait to get that big refund, know that the Canada Revenue Agency (CRA) will start accepting electronic returns on Feb. 18.

Most people want to skip the tax-processing queue because they anticipate getting money back. But having a big tax bill is also a good reason to file early. That allows you to set up a plan to pay your tax in instalments. The more you manage to pay by April 30, the fewer extra charges you’ll face.

What is the deadline to contribute to my RRSP?

You can put money into your registered retirement savings plan (RRSP) any time. But if you want to get a tax refund for your RRSP contribution with your 2018 return, the cutoff for adding funds is March 1.

WATCH: A look at how taxes affect your savings outside an RRSP or TFSA


What's New in 2019?

A few things:

New and improved tax breaks:

  • Climate Action Incentive. Canadians who live in Saskatchewan, Manitoba, Ontario and New Brunswick are in for an extra tax credit this year. The money, which may create or boost a tax refund or reduce a balance owing, is meant to offset the cost of the carbon tax in provinces that haven’t established a carbon price of their own. Once the tax goes into effect on April 1, it will push up the cost of gasoline by 4.42 cents a litre, that of natural gas by 3.91 cents per cubic metre and that of propane by 3.1 cents a litre, according to government estimates. In an unusual move, Ottawa is putting cash into Canadians’ pocket before they incur the extra expense. According to the federal government’s calculations, the average household (defined as 2.6 people) in Saskatchewan will spend $403 more but receive $598 under the climate-action incentive. In all jurisdictions, residents of small and rural communities will receive an additional 10 percent supplement. The amount of the tax credit depends on family size — you can use this table to calculate how much your household can claim. It’s important to note that the tax credit applies to the household, not the individual taxpayer, said Lisa Gittens of H&R Block. This means that only one person for every family living under the same roof should claim the credit on her return, she added. All you have to do to receive the credit is file taxes and claim the credit in a new schedule that will come with the income-tax package in the four affected provinces.

New carbon tax takes effect in SK we have a tip on it here: CAI In Saskatchewan.  

  • Medical expense tax credit for service animals. In certain circumstances, Canadians suffering from severe mental impairment will now be able to claim the cost of caring for service animals as a medical expense. The credit is only for animals trained to perform specific tasks that help their owners cope with their impairment. Examples of those tasks include things like “guiding a disoriented patient, searching the home of a patient with severe anxiety before they enter, and aiding a patient experiencing night terrors,” according to H&R Block.
  • Accelerated capital cost allowance rates. Self-employed Canadians and business owners, listen up. This year you might be able to get more money back for the cost of things like business equipment, office furniture and computers. All those things lose value as they age, so the CRA allows you to gradually claim the cost of these purchases over the years. The good news is that in your 2018 return you’ll be able to get a bigger tax break for equipment bought after Nov. 20 of last year. For example, say you spent $1,000 last December on a new couch for your office. In the past, you’d have been able to claim only $100 of that expense for the first year. Now, you’ll be able to claim 50 per cent more than that, or $150. The change will apply for purchases of eligible equipment made up until the end of 2023 and be phased out between 2024 and 2027. The capital cost allowance reduces your taxable professional or business income.

Tax breaks you can no longer claim:

  • Tuition. Students in Saskatchewan, Ontario and New Brunswick can no longer claim a provincial tax credit for their tuition expenses, noted Warren Orlans at TurboTax. The federal tuition tax credit, however, is still alive and well. Students over the age of 16 who are enrolled in post-secondary level courses can usually claim their tuition costs to help offset their tax bill. If they don’t have a lot of taxes to offset – which is often the case for students – they can carry forward the credit or pass it on to an eligible relative, which includes parents and grandparents. However, it’s the student who needs to claim the tax credit on her or his return, regardless of who will ultimately benefit from the tax break. The federal credit is 15 percent of your eligible tuition. For example, if you paid $2,000 in fees, you would be able to claim a $300 tax credit.


Tax-rate changes:

  • Lower tax rate for small business. 
The federal small business tax rate applies to business income up to $500,000 dropped from 10.5 percent to 10 percent in 2018 and came down another notch, to nine percent, as of Jan. 1, 2019. On the other hand, Ottawa also tightened the rules on so-called passive income. This is the income businesses earn when they invest surplus profits in things like mutual funds and real estate. As long as the extra cash stays inside the company, it is taxed at the corporate tax rate, which is lower than the rates that apply to individuals. The federal government contends many Canadians have been using passive income and its low corporate tax rate to grow their personal savings, so it tightened passive income rules. Under the new regimes, businesses with less than $50,000 in annual passive income can claim the full $500,000 at the small business rate. The federal government also cracked down on the practice, common among business owners, to sprinkle income to relatives in lower tax brackets as a way of reducing the family tax bill. With the new rules, there’s no tax advantage to income sprinkling unless business owners can prove that family members are, or have been within the previous five years, actively engaged in the business. The reduction in the small-business tax rate softens the effect of the tighter passive income and income sprinkling rules, Orlans noted. For some business owners, the changes will cancel each other out, he said. “When people file through the software, everything calculates itself in the back end, so people aren’t going to see a change in the income they’re claiming.”


Service upgrades from the CRA: 

  • CRA has a new phone system. More than a year after the auditor general blasted the CRA for issues at its call centres, the agency has migrated to a new phone platform. When Canadians call this year, the CRA is promising they will receive an estimated wait time to speak with an agent instead of the familiar busy signal or message to call back later. Callers will have the choice to wait on the phone, call back later or use automated options. The new system will also be able to route calls to agents with the skills necessary to deal with the question or issue at stake, the agency said. The auditor general found that even when Canadians did manage to get through to a CRA agent, they would get wrong information from almost 30 per cent of them. This tax season will be the test of whether the agency has made meaningful progress.


  • Pay your taxes with an app. Many Canadians already pay most of their bills through their phones. Starting in February they’ll be able to do so with taxes, too. The MyCra web-based app will let you view and pay your tax balance with Interac, Visa Debit or Debit MasterCard, or by pre-authorized debit. You can also use the app to pay your taxes at a Canada Post outlet for a fee by generating a quick response (QR) code.


  • Paper tax return shipped to your home. If you filed your taxes the old-fashioned way last year, the CRA will ship the 2018 income tax paperwork to your doorstep. If your package hasn’t appeared by February 11, you can download a copy of the return online or order a copy from the CRA.


  • Email notifications about account information changes. If you’ve signed up for this service, starting on February 11, the CRA will begin to send you email notifications about account changes like updates to your address or direct-deposit information. This should make it easier to spot suspicious activity in your account.

Contact Hounjet Tastad Harpham today if you have any further questions related to the Canada Tax Deadline. 




Hounjet Tastad Harpham Services:

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants

Trusted Saskatoon Plumbers at Perfection Plumbing Tip on Preventing Drain Blockages

Perfection Plumbing & Drain Cleaning Ltd. is a premier provider of quality drain cleaning and plumbing services in Saskatoon, SK. They are the company of choice to handle all of your plumbing concerns including drain cleaning service, water heater installation, plumbing repair, and more.  Perfection Plumbing are Trusted Saskatoon Plumbers on the Saskatoon Directory. In their latest tip, they share helpful info on preventing blocked drains. 


Prevent Drain Blockages With Common Sense and Saskatoon Drain Cleaners

Saskatoon drain cleaners very often have a hard job; the majority of any drain cleaning job is reactive, in that it’s clearing away the result of months, even years of buildup in drain and guttering systems, when the problem could easily have been alleviated, or even prevented, in the first place. But it is still surprising how many people do not know how to proactively keep their drain systems clean, and there are many reasons why this should be a priority. But just how can someone be mindful during their day-to-day tasks?

drain-cleaners

Avoid Pouring Fat Away

An alarming amount of commercial premises that serve food, and just as many residential customers, require Saskatoon drain cleaning services as fat build-up has clogged their drains. It may seem like the easy option to pour away boiling hot liquid into a plug hole, but it won’t stay hot forever. When it cools down, it congeals and effectively creates a plug in the draining system. Before long, anything that goes down the drain in the same building, and very often with neighbouring buildings who share the same pipes, will come right back up, delivering old waste and a foul smell to boot. For commercial premises, this can mean closing down while the ‘health hazard’ has to be remedied. The easiest option is to avoid pouring away fat altogether.

Claw Back on Lumpy Food in The Sink!

It’s easy when the cooking is done to throw pots and pans into the sink and forget about the lumpy, off-cut pieces of food that lay in the bottom of the bowl. But again, over time, these will not go away. When they eventually get soft enough to go down the drain, they’ll rot and start to produce a rotting smell. A quick clear away before throwing the pots and pans in the sink will mitigate this problem.

Avoid Blocking the Gutter

Many gutter drain cleaning jobs can be avoided by simply not letting the gutter clog up. Over time, waste in the guttering needs to go somewhere, and when the rain and wind hammer down, it’ll push what waste is in the guttering down the downspout, causing a blockage. Regular clearing of the gutter is a must.

For plumbing problems in your home, don’t hesitate to contact Perfection Plumbing for help.


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