Trusted Tips and Resources

Trusted Tips & Resources

Courtney at CKH Bookkeeping & Payroll Explains How Regular Bookkeeping Helps Small Businesses Thrive in Saskatchewan

CKH Bookkeeping & Payroll provides customized bookkeeping and payroll solutions tailored to meet the unique needs of each business. With over a decade of experience across diverse industries—including technology, insurance, automotive, healthcare, and small to mid-sized local businesses—the team offers reliable, detail-oriented support designed to help organizations thrive.  In Courtney's latest bookkeeping tip, Courtney explains how regular Bookkeeping Helps Small Businesses Thrive in Saskatchewan



Understanding the Numbers: How Regular Bookkeeping Helps Small Businesses Thrive in Saskatchewan

Running a small business in Saskatchewan is a lot like tending a prairie garden; you need the right conditions, steady attention, and a clear understanding of what’s growing and what’s not. Bookkeeping is a part of business care that helps you see what’s blooming and what needs a little extra work.

When you keep your books up to date, you’re not just balancing numbers; you’re giving yourself a clear picture of your business health. Regular bookkeeping helps you see where your money is going, spot trends, and make confident decisions about when to grow, when to save, and where to invest.

Think of it like driving with a clean windshield. Without regular bookkeeping, it’s like trying to navigate a winding highway with mud all over the glass. You can still move forward, but you can’t see what’s coming. When your books are clean and current, you can spot opportunities and challenges before they hit.

At CKH Bookkeeping & Payroll, I work with small business owners who want to understand their numbers — not just hand them off once a year. My goal is to make bookkeeping simple, clear, and meaningful so you can focus on running your business with confidence.

If you’re ready to take the guesswork out of your business finances, let’s talk. Visit www.ckhbooks.com


CKH Bookkeeping & Payroll offers trusted, professional service that adapts to each business—ensuring accurate records, compliance, and peace of mind. Serving Saskatoon and the surrounding area. 

"Simplify Your Success"

CKH Bookkeeping & Payroll - Your Trusted Saskatoon Bookkeepers




Courtney at CKH Bookkeeping & Payroll Shares The Top 5 Common Small Business Bookkeeping Mistakes

CKH Bookkeeping & Payroll provides customized bookkeeping and payroll solutions tailored to meet the unique needs of each business. With over a decade of experience across diverse industries—including technology, insurance, automotive, healthcare, and small to mid-sized local businesses—the team offers reliable, detail-oriented support designed to help organizations thrive.  In Courtney's latest bookkeeping tip 


 Top 5 Common Bookkeeping Mistakes Small Business Owners Make (and How to Avoid Them)

Every small business owner makes mistakes;  it’s part of the learning process. But when it comes to bookkeeping, some errors can cost time, money, and peace of mind. After years of working with Saskatchewan entrepreneurs, I’ve noticed a few patterns that keep popping up. Here are five of the most common bookkeeping mistakes I help clients fix—and how to avoid them.

  1. Mixing personal and business spending
    It’s tempting to grab your business card for groceries or your personal card for a supply run. But mixing funds makes tracking expenses messy and taxes harder. Keep them separate—it’ll save hours later.


  2. Falling behind on record keeping
    Bookkeeping isn’t like spring cleaning…it can’t wait until “someday.” Waiting too long creates confusion and missed deductions. Set aside time each week to update your records, or better yet, let someone like me keep things running smoothly for you.


  3. Ignoring receipts
    Receipts are your proof when the Canada Revenue Agency comes calling. Keep them organized digitally or in monthly folders. Think of them as breadcrumbs that tell the story of your business spending.


  4. DIYing for too long
    Doing your own books might save a few dollars now, but small mistakes can turn into big problems down the road. Professional bookkeepers know how to keep your books compliant and efficient.


  5. Not understanding the reports
    Bookkeeping isn’t just about compliance, it’s about insight. If you don’t understand what your reports are telling you, you’re missing out on key business intelligence.

At CKH Bookkeeping & Payroll, I help small business owners in the Saskatoon area avoid these pitfalls and build financial systems that actually work for them. If you’ve made some of these mistakes, don’t worry, you’re not alone, and it’s never too late to get back on track.

Visit www.ckhbooks.com to connect with me. Let’s get your books working for you instead of against you.

CKH Bookkeeping & Payroll offers trusted, professional service that adapts to each business—ensuring accurate records, compliance, and peace of mind. Serving Saskatoon and surrounding area. 

"Simplify Your Success"

CKH Bookkeeping & Payroll - Your Trusted Saskatoon Bookkeepers




Trusted Saskatoon Bookkeepers at CKH Bookkeeping & Payroll Share Their Year-End Tips for Small Business Owners

CKH Bookkeeping & Payroll provides customized bookkeeping and payroll solutions tailored to meet the unique needs of each business. With over a decade of experience across diverse industries—including technology, insurance, automotive, healthcare, and small to mid-sized local businesses—the team offers reliable, detail-oriented support designed to help organizations thrive.  In Courtney's latest bookkeeping tip about getting organized for your company or organizations year end ! 


Tax Time Without the Stress: Year-End Bookkeeping Tips for Saskatchewan Small Business Owners

Tax season doesn’t have to feel like an uphill climb in a snowstorm. A little preparation throughout the year makes year-end a lot smoother and less stressful.

Here are a few ways to make tax time easier:

  1. Stay organized year-round
    Keep digital copies of receipts, invoices, and statements. Tools like Dext or Hubdoc make it easy to upload and categorize as you go, so you’re not sorting shoeboxes in March.

  2. Reconcile monthly
    Reconciling your accounts each month is like balancing your chequebook; it ensures that what’s in your books matches what’s in your bank account. Minor errors caught early are easier to fix.

  3. Track deductions as you go
    Don’t wait until year-end to guess at business mileage or office expenses. Keeping consistent records means you won’t leave money on the table.

  4. Communicate with your bookkeeper.
    A good bookkeeper can save you time and help you stay compliant. Think of us as your co-pilot through the financial side of your business.

At CKH Bookkeeping & Payroll, I help small business owners in the Saskatoon area feel confident and prepared for tax time. My clients don’t scramble in April because their books are already organized all year long.

If you’re tired of dreading tax season, reach out today at www.ckhbooks.com. Let’s make next year your smoothest one yet.

CKH Bookkeeping & Payroll offers trusted, professional service that adapts to each business—ensuring accurate records, compliance, and peace of mind. Serving Saskatoon and surrounding area. 

"Simplify Your Success"

CKH Bookkeeping & Payroll - Your Trusted Saskatoon Bookkeepers



Introducing CKH Bookkeeping & Payroll As Your Trusted Saskatoon Bookkeepers

The Trusted Saskatoon team  is pleased to welcome CKH Bookkeeping & Payroll to the Trusted Saskatoon community as your Trusted Saskatoon Bookkeeping experts. With a reputation for reliability, personal service, and financial precision, CKH Bookkeeping is a business built on trust, hard work, and a genuine passion for helping other local entrepreneurs succeed.


Owner Courtney K. Haughey is Saskatoon born and bred. She began her financial career as a finance assistant with Galon Insurance, where she laid a strong foundation in the industry. After completing multiple courses and building years of experience, Courtney made the bold decision to launch her own business in 2020 during the height of the pandemic. What began as a solo venture quickly evolved—first as a consultant with her first client, Full Throttle, and then as a growing business. In 2023, Courtney hired her first employee, Brittny, marking an exciting new chapter for CKH Bookkeeping & Payroll.

Today, CKH Bookkeeping serves a range of small businesses in Saskatoon and beyond, including clinics, retail stores, auto industry businesses, tech companies, and startups. With a client sweet spot of up to 25 employees, Courtney and her team specialize in making bookkeeping stress-free. They handle the details so business owners can focus on what they do best.

Personal relationships are at the heart of Courtney’s approach. She takes the time to get to know her clients and their goals, and she’s committed to growing her business at a steady pace with the right clients, without feeling pressured. 


Courtney's clients couldn’t say enough good things when we spoke to them. Time and again, they described her as trustworthy, professional, and someone they would recommend without hesitation. She takes pride in showing clients what their business can look like with the right financial support—clean, efficient, and stress-free.


“ I am extremely pleased with the services I receive from CKH Bookkeeping. Courtney is not only easy to work with but also provides prompt support and invaluable advice. Her dedication to ensuring I am well-educated on best practices in financial management has been instrumental in improving my financial decision-making.” -Rachel Drew, CEO of Cadence Final Document Services Ltd.


“ CKH Bookkeeping & Payroll provides me and my growing business with the most efficient and reliable bookkeeping support we have ever received. During her time with the Speech Language Network Ltd., owner Courtney Haughey has helped build employee packages and has put numerous functional systems in place surrounding accounting, billing processes, and onboarding new staff. Courtney is exceptionally organized, friendly, and prepared, and ensures things flow, bills are taken care of and everyone is paid on time. In addition, she always goes the extra mile to ensure you understand everything and is readily available for consultation with our team members. Courtney Haughey is a gift to my business and has fostered development and growth. I would recommend her without hesitation to any organization looking to streamline their bookkeeping and payroll systems, to ensure their teams are taken care of and that the books are accurate and up to date.  " - Kara Broks, The Speech Language Network



Services CKH Offers 

Include:

Bookkeeping
-Accounts Payable & Receivable
-Month End Reconciliation
-Tax Remittances
-Reporting
Payroll Services
-Payroll processing
-Vacation
-Time Tracking
-Benefits Management
-T4’s


Software Implementation & Management

Electronic Document Management

Year End Preparation


When she’s not keeping books in perfect order, Courtney enjoys walking her high-energy Pomeranian-husky mix, weightlifting, spending time at the lake, traveling, and reading. She recently celebrated a milestone 10-year wedding anniversary, reflecting the same long-term commitment she brings to her clients.


We are proud to promote and support CKH Bookkeeping & Payroll as a Trusted Saskatoon Bookkeeper. Welcome to the Trusted community, Courtney!



Accounting Tips for Saskatchewan Non-Profit Organizations From Trusted Saskatoon Accountants at Hounjet Tastad Harpham

Hounjet Tastad Harpham has decades of accounting experience working with clients across Saskatchewan. Their expert accounting advice is valued by clients ranging from individuals to businesses small and large. Hounjet Tastad Harpham is a Trusted Saskatoon Accounting firm and in this accounting tip, they share accounting tips to help Saskatchewan non-profit organizations manage finances effectively.  


ACCOUNTING TIPS TO HELP SASKATCHEWAN NON-PROFIT ORGANIZATIONS MANAGE FINANCES EFFECTIVELY 

Managing the financial aspects of a non-profit organization can be challenging, but here are some accounting tips to help:

  1. Understand Saskatchewan Non-Profit Regulations: Familiarize yourself with the specific regulations and reporting requirements for non-profit organizations in Saskatchewan. This includes understanding the rules set by the Saskatchewan Non-profit Corporations Act and any reporting obligations to government bodies such as the Saskatchewan Ministry of Finance or Canada Revenue Agency (CRA).

  2. Implement Proper Fund Accounting: Non-profits often use fund accounting to track and report financial activity for different programs, projects, or restricted funds. Ensure you have a clear understanding of your organization's funds and implement a proper fund accounting system to accurately allocate and track expenses and revenues for each fund.

  3. Maintain Transparent Financial Reporting: Provide clear and transparent financial reports to your board of directors, members, and stakeholders. Ensure your financial statements accurately reflect the financial position, activities, and cash flows of your organization. This includes preparing financial statements such as the statement of financial position (balance sheet), statement of activities (income statement), and statement of cash flows.

  4. Track and Report on Restricted and Unrestricted Funds: Differentiate between restricted and unrestricted funds and accurately track and report on how these funds are utilized. Clearly document donor restrictions, grant terms, and any specific reporting requirements associated with restricted funds.

  5. Stay Compliant with Tax Regulations: Understand the tax obligations and compliance requirements for non-profits in Saskatchewan. This includes ensuring compliance with federal and provincial tax laws, such as filing appropriate tax returns, maintaining accurate records, and understanding tax-exempt status and eligibility for tax benefits.

  6. Implement Internal Controls: Establish internal controls to safeguard assets, prevent fraud, and ensure accurate financial reporting. This includes segregating duties, implementing approval processes, regularly reconciling accounts, and conducting periodic internal audits.

  7. Budgeting and Financial Planning: Develop an annual budget that aligns with your organization's goals and priorities. Regularly review and update the budget to monitor performance and make informed financial decisions. Consider creating a reserve fund to address unexpected expenses or emergencies.

  8. Seek Professional Assistance: Non-profit accounting can be complex, and it's advisable to seek professional assistance when needed. Consult with an accountant or financial advisor experienced in working with non-profit organizations to ensure compliance, accurate financial reporting, and effective financial management.

  9. Track and Report on Grant Funding: If your non-profit receives grant funding, maintain accurate records of grants, including tracking expenses, meeting reporting requirements, and demonstrating the proper use of funds. Understand the specific reporting obligations associated with each grant and provide timely and accurate reports to the funding agencies.

  10. Stay Updated on Changes: Keep abreast of any changes in accounting standards, tax regulations, or reporting requirements applicable to non-profit organizations in Saskatchewan. Regularly review updates from regulatory bodies and attend relevant workshops or seminars to stay informed about best practices in non-profit accounting.

Remember that these tips provide general guidance, and it's important to consult with an accountant or financial professional who specializes in non-profit accounting in Saskatchewan. They can provide personalized advice based on your organization's specific needs and help ensure compliance and effective financial management.


Accounting Services:

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team at Hounjet Tastad Harpham today.

Hounjet Tastad Harpham are Trusted Saskatoon Accountants


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