Trusted Tips and Resources

Trusted Tips & Resources

How to Finance A New Hot Water Heater/Furnace By Trusted Saskatoon Air Conditioning & Furnace Pros at Gibbon

Gibbon Heating & Air Conditioning has been serving Saskatoon and surrounding areas for over 40 years. They are a "total service" company with trained technicians who are able to provide customers with solutions to all their plumbing, air conditioning, and heating (HVAC) related requirements. As an Independent Lennox Premier Dealer, the Gibbon Heating and Air Conditioning team are proud to provide prompt, courteous, and professional service that is required by Lennox’s Quality standards. They are regularly evaluated through an independent customer satisfaction survey process. They are trained to design, install, service, and maintain home comfort and indoor air quality systems in Saskatoon. In their latest tip article, they discuss how to finance a new water heater/furnace.

How To Finance A New Hot Water Heater/Furnace


Often when the hot water or furnace breaks down, it doesn’t seem to happen when our bank accounts are flush. It always seems to be at the worst of times.  


The financing for a new hot water/furnace at Gibbon Heating & Air Conditioning is completed through 3rd party company called FinanceIt.ca. Before starting the loan process you can review what your payments would look like based on their finance calculator


To start the application for the new hot water heater/furnace application – you will need the following information.


What are you looking to finance, your options are:

  • Heating, Cooling & Water 
  • Pool & Spa 
  • Interior Improvements 
  • Exterior Improvements 
  • Retail
As you are looking to finance a hot water heater or a furnace, we recommend you pick the Heating, Cooling & Water option. 

After that, you have basic information to complete, i.e. your name, address, date of birth. At the end of this first page, you have the option to click off Consent to Obtain Credit Report and Consent to Electronic Disclosures, we recommend you check off both options. Once you hit the Submit option, you will need to advise the amount of the loan you need. We recommend that you have the quote from Gibbon’s available so you can pick the right range for the loan you need. You will also need to advise which fixture you need: hot water heater, furnace, or air conditioner. 

Hit Submit!

Wait about 5 minutes — you will receive an email once your application has been received with FinanceIt and your computer screen will have a large green square at the top of the page that says 

YOU MEET OUR ELIGIBILITY CRITERIA! 

Next, you have complete information about your job and your income. Please note at this point you need to know how much your monthly mortgage or rent payment is. If you own, please include your monthly property taxes. 

Hit Submit! 

You will be advised if you are pre-qualified or not. If you are pre-qualified you will need to continue on from this point to set up your payments, confirm your identity and sign your loan agreement. Your loan is pre-approved for 6 months. 

Gibbon’s will contact you within 24 hours of your loan submission, if you have any questions about your loan and the equipment you need. 

From start to finish the process of how to finance a new hot water heater/furnace takes less than 15 minutes. If your hot water heater or furnace quits, Contact Gibbon’s Heating and Air Conditioning today to get a quote on your heating and air conditioning needs.  And complete your financing application to be approved for your loan.  

See more of Gibbons Air Conditioning Articles and Tips here.

 Gibbon's Services Include

"A History of Professionalism, A Foundation of Trust"

Gibbon Heating and Air Conditioning are TRUSTED SASKATOON Air Conditioning & Furnace Professionals


Trusted Saskatoon Furnace Experts at JOB Heating and Air Conditioning Explain Why Your Furnace is Blowing Cold Air

JOB Heating & Air Conditioning Saskatoon is eager to provide the best possible customer experience. Their aim is to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers and offer sales, service, training & installations for residential, and commercial Heating, Cooling, and Plumbing systems in Saskatoon and the surrounding area. JOB Heating & Air are Trusted Saskatoon Furnace and Air Conditioning Experts. In their latest article, they discover reasons why your furnace is blowing cold air.

Is Your Furnace Blowing Cold Air?

This may be a sign that your furnace requires attention. Read on to discover reasons why your furnace is blowing cold air.

Your Furnace Has Not Warmed Up


Whenever it is the beginning of a heating cycle, you will get a blast of cold air when you turn on your furnace. Much like when you first turn on a faucet, cold water is going to flow out at first rather than hot. As your furnace warms up, it must first push out the cold air before warm air will blow out of your vents. If your furnace blows cold air briefly, this is likely the explanation. However, if warm air does not follow the cold air after a few minutes, it is time to call in an expert. 

The Thermostat Setting Is Incorrect  

Ensure the thermostat is set to “AUTO” instead of “ON”. When the thermostat is set to “ON”, the fan will continuously run even when the furnace is not in a heating cycle. This means that the fan will blow cold air throughout your home, instead of warm. The thermostat should always be on “AUTO” to ensure that the fan will only blow during a heating cycle. 

The Flame Sensor Is Dirty

The flame sensor detects whether or not your furnace’s gas burners are lit. A dirty flame sensor will keep the gas burner from staying lit, and cause the burners to shut off. This results in cold air blowing from the vents, as the furnace does not have a heat source. Unless you are familiar with furnaces, a dirty flame sensor should always be cleaned by a professional to restore heat. 

Your Furnace's Pilot Light Is Out

Especially if your furnace is older, cold air is a sign that the pilot light is out. If you are comfortable doing so, follow your furnace’s instructions on how to relight it. If the flame goes out again after a few minutes, contact a professional as technical work is likely necessary. 

Your Furnace's Air Filter Is Clogged

When the air filter is clogged, airflow is restricted. Restricted airflow can cause your furnace to overheat. When your furnace overheats, this shuts down the burner resulting in cold air. Always replace a dirty air filter to ensure your furnace is functioning properly. 

These are a few possible reasons why your furnace is blowing cold air. Be sure to schedule your routine furnace maintenance to ensure your furnace is safe to operate this winter. If you need any assistance with your furnace or home heating equipment, do not hesitate to contact our team at JOB Heating & Air Conditioning.

JOB Heating & Air Conditioning are Furnace and Air Conditioning Experts. They show up on time, deliver on budget, and leave the work area cleaner than when they arrived! They take pride in their work in this city and surrounding area, so nothing means more to us than testimonials from their clients as their preferred plumber in Saskatoon.

‘Your Comfort is Our Concern!’

JOB Heating & Air Conditioning are Trusted Saskatoon Furnace and Air Conditioning Experts

Trusted Team Brags About Breathe Better Indoor Air Quality Specialists, Trusted Saskatoon Furnace, Duct and Vent Cleaning Experts!

The Trusted Saskatoon team is thrilled to brag about our newest partner Trusted Saskatoon partner. Breathe Better Indoor Air Quality Specialists as Trusted Saskatoon Furnace, Duct, and Vent Cleaners!


David Dram has been involved in the furnace and duct cleaning industry since 2014 and he is passionate about what he does, especially the benefits he brings to the health and wellness of his customers. After gaining knowledge and expertise with a few other companies and learning both the good and bad of the industry, he recognized it was time to go out on his own. He wanted to do things differently, with his own vision and purpose, and a goal to provide unparalleled service and professionalism. 


We all know there’s always "a guy or gal that can do it cheaper," but we all know when you compromise on price, you generally compromise on quality. So David wanted to change that perception and offer honest and friendly service, great quality work, all at a fair price for Saskatoon consumers.



Breathe Better Indoor Air Quality is truly a family-owned and operated business, as David’s wife Becca is the other co-founder, and she works extremely hard behind the scenes looking after the paperwork, accounting, invoicing, reviews, and social media. On top of running a growing and successful business, they have four wonderful children, ages 8, 6, 3, and 6 months, so things are extremely busy around the Dram household! 


David is also the Commanding Officer of the #300 Fisher Royal Canadian Air Cadet Squadron, located in Biggar, and has been involved as a CAF officer for 10 years, taking command last October. Although David was born in Flin Flon, Saskatoon has been his home since childhood and he strives every day to make a difference with indoor air quality and personal health for residents and businesses of Saskatoon and the surrounding area.


We are so fortunate to have David and Becca raising their family and growing their business in Saskatoon, and we are happy about their decision to join our Trusted Saskatoon community. Now our team will do what WE are most passionate about… Promoting and spreading the word about this locally owned family business and sharing the news about the honesty, integrity, and long-term approach to business they are committed to! You can definitely trust them for your residential or commercial projects, from furnace, duct, and vent cleaning, they clean old homes, businesses and new builds, they are the professionals to call in an emergency or just because it’s time to thoroughly clean your home. 



When we were speaking to some of Breathe Better’s customers, as part of our Unique Trusted verification process, we continually heard the same positive comments about David, and the feedback was nothing short of excellent. Read some of the real personal testimonials from recent customers below.  


“We are extremely satisfied with the services provided by David with Breathe Better Indoor Air Quality. David was flexible, reasonably priced, organized, kind, and a pleasure to be around. Very satisfied with the work done. I would highly recommend his business.” - C.S., Saskatoon


I found David through Facebook as I always love to support the smaller, local guy. I’ve had ducts cleaned before and you never meet the owner and are always up-charged. David was super transparent with price and service and very professional. I would definitely have Breathe Better Indoor Air Quality Specialists back again and will suggest him to family and friends looking for someone to clean their furnace, ducts and vents!” - Mitch Kurylyk, Saskatoon 


Contact David at Breathe Better IAQ for honest, great quality work! They are very knowledgeable and will offer you a free consultation!


"Indoor Air Quality Specialists Helping You To Breathe Better!"

You can read more amazing client testimonials and see all services and products they offer by checking out the Breathe Better Indoor Air Quality Specialists listings in both the Saskatoon Air Conditioning and Furnaces Category AND the Saskatoon Cleaning Services Category.

Breathe Better Indoor Air Quality Specialists are Trusted Saskatoon Furnace, Duct, and Vent Cleaners!

JOB Heating & Air Conditioning Trusted Saskatoon Furnace, A/C and Plumbing Pros For 10 Years

In this series of articles, we are shining a spotlight on the businesses that have been with us since we launched in 2011. We want to thank them for TRUSTING our team, and we are recognizing each of them individually for providing 10 years of OUTSTANDING service to the public of Saskatoon and surrounding areas! In this article, we celebrate and recognize Jeff and the team at JOB Heating & Air Conditioning - Trusted Saskatoon Furnace, A/C, and Saskatoon Plumbing Pros!

We are pleased to celebrate JOB Heating & Air Conditioning who have been a Trusted Saskatoon partner for over 10 years!

The JOB Heating & Air Conditioning team is well known for the air conditioning, furnace, and plumbing work they do for both residential and commercial customers. Jeff Bolton, worked up from employee to partner and he is now the trusted face of the company which currently has six employees. Jeff has been in the HVAC and Plumbing industry since 1989. With this many years of plumbing and heating expertise under his belt, he has a clear vision and commitment to always putting the customer and his community first. Spending many years as a volunteer, serving the community's greatest needs has given Jeff the right balance of drive and determination to always do the right thing. He has a really big heart and is dedicated to always putting the customer's needs first, he prides himself on JOB’s record of integrity, honesty, and service, and he takes being trusted very seriously.

As Jeff would say…”I do what I say, and say what I do!”

“One of Jeff’s biggest challenges over the years has been competing with kijiji’s plumbers and other HVAC companies that don’t abide by reasonable industry standards or even properly insure or register their businesses. Companies that are often run by folks that over promise and under deliver, they often undercut on price to get the job and end up not delivering on the service. Many try to make it up by high pressure sales on work or products the customer may not need. This is the total opposite of how Jeff and his team operates and as someone who was ripped off by an unscrupulous company myself I am wary. I am happy to say that I have used JOB personally several times over the last 10 years and the experience is always stellar."
- Sara Wheelwright, Trusted Founder

The JOB Heating & Air team also prides itself on being recognized as a leader in water heating system technology for new in-floor and boiler installations in Saskatoon. Jeff is passionate about what he does and his enthusiasm is infectious. What you see truly is what you get with Jeff, he is authentic and cares deeply about always leaving a good impression with clients and it is obvious that he values and supports his team, that’s why he wanted to create a business where people love to work! 

When asked about what drives Jeff, he explains his mantra around the shop is.

 “We do every job as if it was our own mother’s house. We treat each other (my coworkers) with respect and dignity and that just becomes the way that we treat everyone, especially our customers.” 

A great example of why JOB Heating & Air Conditioning has been a 10 Year Trusted Saskatoon Partner.

Remember JOB... because they are always striving to live up to their tagline... "Your Comfort is Our Concern!"

Thank you for TRUSTING us, Jeff, and your team, and thank you for providing 10 years of AMAZING service to the people of Saskatoon! In the last 10 years, JOB has been re-checked, re-verified and mystery shopped, and each time they pass with flying colours. They continue to be one of the best heating, air-conditioning, and plumbing shops in Saskatoon and area and have always upheld our 5 TRUSTED GUARANTEES of service for their 10 YEARS as Trusted Saskatoon Partners.

JOB Heating & Air Conditioning have been given the thumbs up as Trusted Saskatoon A/C, Furnace 

And As Trusted Saskatoon Plumbers For Over 10 years!


When the Trusted Saskatoon team gives a business the 'Thumbs Up' it really means something!! So continue to use and recommend TrustedSaskatoon.com to FIND GREAT LOCAL BUSINESSES YOU CAN TRUST like JOB Heating & Air Conditioning!


Trusted Saskatoon was founded on the principle that great local businesses deserve the 
promotion. We know they are out there, we have found many already, and we work hard to find more. Please help us by nominating your favourite Saskatoon businesses here.


Trusted Saskatoon Furnace Experts at JOB Heating & Air Discuss Cracked Furnace Heat Exchangers

JOB Heating & Air Conditioning Saskatoon is eager to provide the best possible customer experience. Their aim is to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers, as  JOB offers sales, service, training & installations for residential, and commercial Heating, Cooling, and Plumbing systems in Saskatoon and area. In their latest article, they discuss what causes cracked furnace heat exchangers and why they are a problem.

Cracked Furnace Heat Exchangers: What Causes Them and Why They Are A Problem

The heat exchanger is the part of your furnace that is responsible for generating hot air. To create heat, your furnace burns natural gas. When gas is burned, exhaust byproducts travel through the heat exchanger. As the exhaust passes through the furnace’s exhaust outlet, metal is heated. Simultaneously, this hot metal heats the air. From there, your furnace system distributes hot air to your home through your air ducts.  

In order to function properly, the heat exchanger must remain sealed. That is why cracks are detrimental.

What Causes A Cracked Heat Exchanger?

The air inside your furnace and heat exchanger gets extremely hot. As a result, this extreme heat causes the metal inside the heat exchanger to expand and contract. Though well-maintained heat exchangers are built to tolerate this heat, eventually this stress causes cracks.

If your heat exchanger is several years old, stress cracks are common. However, if your heat exchanger is under 10 years old, there are other causes of cracking. Causes of premature heat exchanger cracking include limited airflow, and your furnace being too large for your home.

Limited Airflow

Limited airflow to your gas furnace is the result of blocked registers. If registers in the home are blocked, pressure builds up inside the furnace which causes cracks. It is important to note that a clogged furnace filter or obstructed air ducts are also causes of heat exchanger cracks.

Is Your Furnace Too Large For Your Home? 

If your furnace is too large for your home, this is an issue because it may ‘short cycle’, meaning it turns on and off frequently. Therefore, your heat exchanger expands and contracts more, resulting in overuse of your furnace system and premature cracks.

Why Cracked Heat Exchangers Are A Problem

If they are not dealt with, cracked furnace heat exchangers can pose a serious safety risk. If you notice a strange smell coming from your furnace or signs of rust along the exterior, this may indicate that there is a problem.


Carbon Monoxide Leak

Because heat exchangers contain carbon monoxide, sulfur dioxide, and nitrous oxide, a crack in your heat exchanger means these harmful gases could escape into the air ducts of your home. A carbon monoxide leak can result in illness and even death. 

Flame-Out or Fire

Another risk of a cracked furnace heat exchanger is a flame-out or fire. When gas and air combust in the heat exchanger, the gas builds up. This build-up of gas often reaches a high enough volume to be explosive. As the gas becomes explosive, it will force flames and air pressure out of any hole it can find, such as a crack in the heat exchanger. 

Unfortunately, unless your carbon monoxide detector beeps or you notice rust, you may be unaware your heat exchanger is cracked. In order to know for sure, an inspection by a professional technician is required. If you suspect your furnace heat exchanger is cracked, it is important to contact a technician immediately so it can be replaced in a timely manner.

These are just a few causes of cracked furnace heat exchangers and why they are a problem. Be sure to schedule your routine furnace maintenance to ensure your furnace is safe to operate this winter. If you need any assistance with your furnace or home heating equipment, do not hesitate to contact our team at JOB Heating & Air Conditioning.


JOB Heating & Air Conditioning are Trusted Saskatoon furnace experts. They show up on time, deliver on budget, and leave the work area cleaner than when they arrived! They take pride in their work in this city and surrounding area, so nothing means more to us than testimonials from their clients as their preferred plumber in Saskatoon.

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310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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