Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Real Estate experts TRUSTED TIP on Avoiding Common Buyer Errors

A TRUSTED Saskatoon Real Estate TIP   

Avoid Common Buyer Errors

Shopping for a new home is an emotional experience. It is, however, also a business transaction, and must be treated as such. Three of the most devastating things that can go wrong are:

• Paying too much

• Losing a dream home to another buyer

• Buying the wrong home

When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase:

Get the information you need

What price do you offer a seller?Is the seller’s asking price too high? Is it a deal?Your own research is important, as is the assistance of a Realtor®. A professional Realtor® can offer an unbiased opinion on the value of a home, based on many factors and a great deal of information. Without knowledge of the market, your offer could be too much. Or worse, you could miss out on a great buying opportunity. Hire the right person and trust that person to represent your interests.

Buy YOUR home

What do you need and want in a home? Sounds simple, but clearly identifying your needs and bringing an objective view to home shopping leaves you in a much better position. How much space do you really need? Too small and you may feel like you live in constant clutter. Too big and maintenance may become too daunting. Outline all of your priorities, and work on finding not just a great home, but a great home for you.

Check the title

 Before you sign any document, be sure the property you are considering is free of all encumbrances. As a part of his or her services, a Realtor® can supply you with a copy of the title to ensure there are no liens, debts, undisclosed owners, leases or easements against the title.

Update the survey

Before the purchase is completed, an updated survey is essential. This report will indicate boundaries and structural changes (additions to the house, a new swimming pool, neighbor’s new fence which is extending a boundary line, etc.), and will guarantee that you are indeed getting what you pay for.

Minimize the unexpected

For $300 - $500, a professional inspector will conduct a thorough inspection of the home. Their expertise can mean the difference between uncovering major flaws before or after you own a home. Make the final contract subject to the report’s findings.

Get pre-approved

It only takes a few days to get financing pre-approval. When you are shopping for a home, this gives you more power. A seller is more likely to consider an offer from a serious buyer.

Remember additional costs

Besides the funds for the purchase of a home, you’ll need funds for items such as loan fees, insurance, legal fees, surveys, inspections, etc.

Take a deep breath

Before you sign, ensure that all documentation clearly reflects your understanding and conditions of the transaction.

Has anything been forgotten?

Don’t rush. You could lose money, financing, or even the sale if you attempt to push things through too hastily.

Check out Trusted Saskatoon Realtors  listings here in the SASKATOON REAL ESTATE Category on THE Saskatoon directory of excellence. 



Fitness Focus a Trusted Saskatoon Fitness & Gym Expert have a TRUSTED TIP on Physical Activity Levels..are you doing enough?

At Fitness Focus, the goal is to offer a fitness center with a welcoming; fun; and safe environment that all ages can enjoy. They are a forerunner in the fitness industry in Saskatoon . With the ever changing fitness demands of new and improved classes, training; and nutrition.

This Fitness Focus Trusted Tip is about Physical Activity Levels

Many Canadians believe they don't have enough time to exercise or eat healthy meals, the Heart and Stroke Foundation says.... A recent poll by The heart and Stroke Foundation reaveals some fairly predictable results about people's levels of physical activity. Read this article below , it might give you a different perspective about how you view your physical activity levels and how productively you spend your time; not necessarily in the gym, but staying physically healthy in general. Canadians have no time for healthy living

CBC News Posted: 

The Heart and Stroke Foundation says that finding time to eat healthily and be physically active is critical for Canadians because heart disease and stroke kills one in three Canadians and is the leading killer of women. (Andy Clark/Reuters)

Many Canadians believe they don't have enough time to exercise or eat healthy meals, the Heart and Stroke Foundation says. The charity commissioned an online survey released recentlythat suggests most Canadians know heart disease and stroke can be fought by making healthy choices. Yet almost half of the survey respondents said they don't have enough time to be active or eat healthier meals. Arul Myles Mylvaganam of Richmond Hill, Ont., was one of the Canadians who felt too busy to cook. The real estate agent used to eat most of his meals in his vehicle, starting with five cups of coffee a day with cream and sugar. Then five years ago, he felt severe pain in his chest and knew he had to get to a hospital. "I told her if you don't bring me now, you won't see me again," Mylvagadam recalled with his voice breaking. "If not for my wife, I don't think I'd be alive today." Heart patient Arul Myles Mylvaganam started eating better after feeling severe chest pain. CBC The survey pointed to a disconnect between what Canadians know they need to do to protect themselves from heart disease and stroke and what they're actually doing, said Dr. Beth Abramson, a cardiologist and a spokesperson with the foundation. Nearly half of respondents in the online survey of 2,160 Canadian adults conducted in October used time as an excuse for being unhealthy: 44% of respondents said they had no time for regular physical activity. 41% said healthy meals take too long to prepare. More than half (51%) said fast food outlets don't have enough healthy choices. And almost a third (31%) said the time they would like to spend being active they instead spend commuting. The Heart and Stroke Foundation says that finding time is critical for Canadians because heart disease and stroke kills one in three Canadians and is the leading killer of women.

The foundation urges less TV The foundation says that Canadians who believe there isn't enough time to live healthy are wrong. While acknowledging the time crunch in people's lives, a foundation news release notes that Statistics Canada has said 29 per cent of Canadians over 20 spend two hours a day or more watching television, and 15 per cent spend at least 1.5 hours a day of their leisure time on computers. P.O.V. Would you give up TV time for exercise?

"We're exercising our brains and our thumbs in today's society, but we need to be exercising our bodies and we need to have that balance in terms of screen time, as they say, and getting out there and being active," Abramson said. Canadians can improve their health and extend their lives by getting 150 minutes of moderate to vigorous exercise weekly, Abramson said, noting that that the exercise can be done in 10-minute increments. The charity said Canadians' ability to afford healthy food is a real problem, however. It argues that government, industry or non-governmental organizations need to help low-income Canadians get access to healthy food choices, make fruits and vegetables more affordable, and provide more stores with healthy food options. The foundation recently launched a new campaign called Make Death Wait that is encouraging people to log one million healthy actions on its website by the end of February 2012. "We can reduce heart disease and stroke by up to 40 per cent by making lifestyle changes," Abramson said. "What seems to be a very small, small intervention in your very busy day can actually have a significant impact in your risk for heart and stroke [disease]." For Mylvaganam, the heart attack was a wake-up call. Since then, he said he makes time to eat better.

Find Fitness Focus Health & Athletic Centre at 1250 Ontario Avenue, or check out their listing here in the Saskatoon Fitness & Gyms Category on THE Saskatoon directory of excellence. They are YOUR Trusted experts right here in Saskatoon!



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