Trusted Saskatoon Furnace & Air Experts at JOB Discuss the Effects of Clogged Air Filters

18. Aug 2021 Admin Saskatoon Air Conditioning & Furnace, Trusted Tips

JOB Heating & Air Conditioning Saskatoon is eager to provide the best possible customer experience. They aim to be a professional resource for our clients before, during, and after the sale! Their team takes pride in service knowledge of modern equipment and training. They are recognized by peers and offer sales, service, training, and installations for residential and commercial Heating, Cooling, and Plumbing systems in Saskatoon and the area. Their latest article discusses the effects of a clogged air filter on air conditioning systems.

JOB Heating & Air Conditioning Saskatoon

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The Effects of a Clogged Air Filter on Air Conditioning Systems

Clogged air filters are the primary cause of cooling system problems. Is it time to replace your air filter? Learn from the experts at JOB Heating & Air Conditioning the effects a clogged air filter has on air conditioning systems.

Clogged Air Filters Cause Air Conditioning Units to Work Overtime

The Air Conditioning unit must work harder when the air filter is clogged with dirt and debris. This is to compensate for the blockage of airflow. When the air filter is dirty, the air conditioning unit must work overtime, which is ineffective at cooling the home. Replacing the air filter every 3 months will protect an Air Conditioning unit from becoming damaged and can eliminate potential failure.

Clogged Air Filters Increase Energy Consumption

Clogged air filters increase energy consumption, which leads to higher energy bills. Because air conditioning systems rely on a blower fan to recirculate air, a dirty air filter can use up to 15% more energy. The more clogged the air filter is, the harder the fan has to work to draw cool air throughout the home. A clean air filter will allow the air conditioning system to function efficiently, saving energy and cost.

Clogged Air Filters Cause Inadequate Cooling of Your Home

Air conditioning systems rely on a blower fan to recirculate air. When the air filter is clogged with dust and debris, the blower fan must work harder to pass air through, resulting in reduced airflow. When airflow is reduced due to a clogged air filter, the air conditioning system must work harder to cool the home. The system will also have to run longer to cool the home to the desired temperature level.

Clogged Air Filters Contribute to Poor Air Quality

When the air filter is clogged, dust and debris are recirculated back into the home. Poor indoor air quality results in allergies and is problematic for people with respiratory conditions. Replacing the air filter ensures the air conditioning system will recirculate the cleanest air possible. A fresh air filter from JOB Heating & Air Conditioning will improve indoor air quality for you and your family this summer.

At JOB Heating and Air Conditioning, we fix, maintain, service, sell, and install all brands of residential and commercial air conditioning units in Saskatoon and the surrounding area. Contact JOB today to get your air filter replaced and keep your air conditioning unit operating at peak performance. We guarantee you will be cooled down and comfortable in no time!

JOB Heating & Air Conditioning shows up on time, delivers on budget, and leaves the work area cleaner than when we arrived!

JOB products and services include:

‘Your Comfort is Our Concern!’

JOB Heating & Air Conditioning Trusted Saskatoon Air Conditioning Experts

Trusted Saskatoon Realtor Marla Janzen Shares an Important Seller Tip About Home Upgrades

17. Aug 2021 Admin Saskatoon Real Estate, Trusted Tips

As an award-winning SASKATOON REAL Estate agent Marla Janzen knows the city and surrounding area extremely well. She strives to find her clients the perfect new place to live while negotiating the best terms and price possible. She has a keen eye for house layout and home staging, which really benefits her clients, most of whom are past client referrals! In her latest Saskatoon real estate tip, Marla shares an important seller tip about home upgrades.

Marla Janzen is a TRUSTED SASKATOON REALTOR®

⭐ MARLA JANZEN- A SELLER TIP ⭐⁣

An Important Seller Tip About Home Upgrades

If you're selling your home, it’s hard to justify spending money on upgrades - on the other hand, if some things are outdated, your home might lag on the market.⁣

Either way, you’ll want to maximize your time and money by doing some “for-sale upgrades”. I suggest zeroing in on buyer hot spots, where buyers will pay the most attention. The rooms buyers most closely inspect (and judge) in a house are the kitchen and master bath. These are the interior spaces where the most value can be added during a sale, so they need to look their best.⁣

A well-appointed kitchen will dramatically increase the value of your home, so it’s worth spicing up yours to grab buyer attention. The same holds true for the bathrooms, especially the master bath. A sparkling master bath with clean lines will charm open-house-goers with modern upgrades like dual vanities and soaking tubs.⁣

If you’re thinking about selling your home, contact award-winning SASKATOON REAL Estate agent Marla Janzen today for a free consultation! She would be happy to offer you her personalized opinions.

Marla guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!

Marla Janzen is a TRUSTED SASKATOON REALTOR®

The Trusted Saskatoon 10th Anniversary $10,000 10 week giveaway and introducing the Trusted Troops

4. Jun 2021 Trusted Saskatoon Trusted Contest, Trusted Partner News

Trusted Saskatoon Celebrates Our 10th Anniversary In Style With a MEGA Giveaway!

" Time definitely flies when you are having fun. On June 1st 2021, it will 10 years since I took the leap of faith and launched TrustedSaskatoon.com to the world! Over the last decade our service has helped 10'000's of local consumers, just like you, find trustworthy local businesses in and around Saskatoon. Over that time, we have promoted and supported 100's of wonderful family, small and locally owned business operated with integrity. I call them our Trusted Saskatoon Partners because they are so much more to our team than 'just clients.' Many of the Partners have been with me for the full 10 years, and I am eternally grateful to everyone who has been part of this amazing journey! " - Sara Wheelwright

Trusted as a company has grown from a 1 person business, from the kitchen table of our founder Sara Wheelwright. Now 'Trusted' as a company has lovely offices in downtown Saskatoon and we employ twelve local people. We expanded out of Saskatoon and have a Trusted directory franchise in Regina and a full-service marketing agency, Trusted Marketing Services, that offers everything from social media to animated videos and website development.

Over the last 10 years, we have been fortunate enough to win multiple awards for entrepreneurship, marketing, and community support. This includes two prestigious Saskatchewan Chamber ABEX Awards, a SABEX Award for Marketing, and, in addition, Sara has been the recipient of several entrepreneurship awards both locally and internationally. Trusted has donated $10,000's to local non-profits and folks in need, and our local team members have collectively volunteered 1000's of hours in the community. We have also given away $10,000's in prizes to 100's of lucky winners over the years. We love what we do, and we appreciate every fan, every website visitor, every Trusted Saskatoon Partner, and every Trusted team member, both past and present!

Two Trusted Announcements

To celebrate our 10th anniversary, we are launching our Trusted Troops program AND our 10th-anniversary contest, where we are giving away $10,000 in prizes over 10 weeks!

Q: WHY Enlist As Trusted Troop?

A: More chances to WIN & support local!

By enlisting in our new Trusted Troop program, you will be subscribing to our quarterly newsletter. In our newsletter, we will be sharing exclusive offers and opportunities with our Trusted Troops. This includes Trusted Partner News, exclusive giveaways, Trusted insider information, and offers. You will also be automatically entered into every contest from now on; no need ever to enter again! If you choose to also enter contests on Facebook and other social media channels, then you DOUBLE your chance of winning!

Unfortunately, we can't guarantee every one of our fans and troops gets a prize, but we can guarantee that if you DON’T enter or enlist, you definitely WON’T win!

10th Anniversary, $10,000 GiveAway - 10 Weeks of Winning

We really love to give and get so much joy from making other people happy. If that supports our Trusted Saskatoon Partners that we promote and partner with, heck, that's a WIN-WIN! We will be announcing the weekly contest every Friday, starting May 28th; we will also share posts about the prizes to be given away that week - all the prizes are from Trusted Saskatoon directory partners and include items as well as gift cards!

Starting June 2nd, and EVERY week after that until August 4th - 5 winners will be announced.

There are 3 ways to enter:

Enter weekly on the Trusted Saskatoon Facebook Page
Enter weekly on the Trusted Saskatoon Instagram Page
Enlist as a Trusted Troop - why? 3 Trusted Troops each week will be randomly announced as winners!

All you have to do to be entered to win is:

Comment on the weekly Contest posts on Facebook and Instagram with what you LOVE about Saskatoon
Tag A Friend

Then every Wednesday, starting June 2nd, we will reveal the weekly winners!

BUT WAIT, THERE'S MORE...

BE SURE TO BE A FAN AND FOLLOW US ON FACEBOOK and INSTAGRAM

Remember, it ALWAYS pays to be a fan of TrustedSaskatoon.com.

Supporting Saskatoon businesses, consumers and the community is what we do BEST!

TRUSTED CONTEST RULES

1 weekly Facebook and Instagram entry per person - any double entries on a platform will disqualify you that week.

1 Trusted Troop sign-up per person - any double subscriptions will disqualify you.

Winners must pick up their prize IN Person and bring ID within 7 days of winning or forfeit the prize.

CONSIDERING ENLISTING AS A TRUSTED TROOP?

BE ASSURED YOU CAN TRUST US.

NO RANDOM SPAM - Just 1 newsletter per quarter ( we all hate too many emails, right?), and the info will be quality, relevant and interesting.
YOUR DETAILS ARE SAFE WITH US - we have a secure and monitored system managed by Trusted IT professionals.
WE WILL NOT SHARE TROOP INFORMATION (Email/ name etc. with a 3rd party)

Breathe Better IAQ Trusted Saskatoon Furnace and Duct Cleaners Explain Why New Homes May Not Be Clean

7. May 2021 Admin Saskatoon Air Conditioning & Furnace, Saskatoon Furnace & Duct Cleaning, Trusted Tips

Breathe Better Indoor Air Quality is here to service all your Indoor Air Quality needs in Saskatoon. They provide the best furnace and duct cleaning in Saskatoon. In this article, they explain why you should get the ducts cleaned on your brand new home!

Breathe Better Indoor Air Quality Specialists is a Trusted Saskatoon Furnace and Duct Cleaners.

Why clean the ducts of your brand new home?

Some people say, ‘No Way! It’s new, why would I clean something NEW? I wouldn’t clean a new car or a new garment, why would I clean a new house?!’

And while it might seem counter-intuitive, in this short article we’ll be talking about why it’s beneficial for you to do just that! Cleaned Ducts by Bridge City Duct Cleaning

Cleaned Ducts by Bridge City Duct Cleaning

Before you set foot in your new home, dust and debris will already be gathering in those ducts! For the price you’ve just paid for your new home, isn’t it worth just a little bit more to invest in clean air for your family to breathe better?

It’s a New House… But Just How ‘New’ Is it?

It’s true, you probably wouldn’t take that new car to the car wash right away, or take your new suit straight to the dry cleaners. But new homes are different. A lot goes on during the home construction process, both in front of our eyes as well as behind the scenes. Before the ductwork even makes it to your home site, it may have sat for months or even years in a warehouse. That right there makes it prone to dust. Once it’s brought into the construction site, the ductwork is installed – and then it sits again, possibly several weeks or even months. This time, however, it’s not only dust that’s accumulating. Construction is taking place in and around the house. Dirt and dust are getting kicked up into the air. And, with new home construction happening at breakneck pace, not all construction trades are as careful with their job site as they ought to be. Just what kind of things can get into ductwork during construction? Duct Cleaning For Your New Home

“Construction debris, (bits of wood, drywall, electrical, etc.) and worker’s debris (mask’s, gloves, disposable cups, unfortunately even cigarette butts)”

Breathe Better is committed to providing clean and healthy indoor air quality. They always follow best practices in sanitizing equipment between clients, maintaining a comfortable distance between technicians and clients, and offering unique sanitizing options to help you keep safe and healthy.

'Indoor Air Quality Specialists Helping You To Breathe Better.'

Breathe Better Indoor Air Quality Specialists is a Trusted Saskatoon Furnace and Duct Cleaners

Trusted Saskatoon Financial Advisors at Wiegers Financial & Benefits Share Information on Farm Estates

26. Apr 2021 Admin Saskatoon Financial Services, Saskatoon Insurance, Trusted Tips

Wiegers Financial & Benefits is one of the largest private financial planning and employee benefits consulting firms in Saskatchewan. Its Saskatoon Financial Planning Division provides business owners, households, retirees, and students with expert investment and insurance planning services to help them reach their long-term financial goals. They also have a Benefits and Personal Insurance planning division. In this latest Wiegers Financial tip they share information and advice for Farm Estates Wiegers Financial Benefits are Trusted Saskatoon Financial Advisors and Trusted Saskatoon Insurance and Group Benefits experts

The Future of Your Farm's Estate: Top 6 Considerations

As a Canadian farmer, you’ve lived through your fair share of unpredictability. Whether it was the farm crisis or one too many years of lackluster harvests, you took your farm through the worst combinations Mother Nature and the markets could throw at you, beating the odds to build something your family is truly proud of.

Looking back at the ups and downs of farming, you’d never take any of it back. And you want to leave the challenge behind for the next generation so that your family’s legacy can continue to flourish long after you’re gone. Successful farmers are constantly thinking about what’s next. If you’re over 50, planning the future of your farm should be your top task. The work you put in now could set your farm’s estate up for one of the most anticipated outcomes in your entire farming career. You know how rare that can be in the agriculture industry!

Speaking of your career, you’ve worn many hats over the years: accountant, labourer, veterinarian, weatherman, mechanic, scientist – the list goes on. Through the demands of your job, you’ve learned to ask for help when you need it. So if you’re willing to call your neighbour down the road at harvest, you should be willing to work with the expert up the street on financials.

A financial advisor provides leadership when you need it. They have your best interests in mind while navigating the blind spots of your farm’s estate, connecting a knowledgeable team of specialists to determine how to plan your family farm’s future best. The most common regrets farm estate financial advisors hear from farmers are that they wish they would have talked about it either ten years earlier before they lost their health or before inflation led to a big misstep in their tax strategy.

You may be thinking about farm estate planning because you’ve been pressed by your child who’s made sacrifices for the farm, or you’ve witnessed what happens when farmers leave a mess behind. Don’t wait until things fall apart. If you have a lot of unanswered questions about your farm’s estate, proper planning will bring clarity to problems that exist and provide answers that may solve them. Bring in your biggest concerns and prepare to give your financial advisor honest answers to the following questions.

These are the top six considerations when you're farm estate planning:

1. How do I want to spend the rest of my life?

Is it important to maintain the standard of living that you’ve become accustomed to? Or will you sacrifice your standard of living in the future so your kids can farm?

There are a variety of options for either scenario. For example, if you’re retiring, you could potentially sell two-quarters of land so you can continue to live comfortably.

2. How can I minimize the tax impact?

This is a big one as there are many opportunities. Financial advisors minimize the tax impact on a farmer who’s turning the farm over to the children who will be farming moving forward. They do this through a framework of tax minimization strategies such as capital gains exemptions or tax-deferred rollover options.

3. Do I want to consider family harmony?

Having more than one child makes handing off the farm estate to one child a complicated matter. Land prices are high and farm values are increasing to millions of dollars. What happens often is that suddenly you have a $5 or $10 million farm and the children who have not chosen to farm, get nothing or very little as part of the farm estate. Financial advisors try to find out if giving non-farming children a fair payout is a priority. If it is important, they help you get a life insurance plan in place to compensate them when the moment comes. For example, if your farm is transferred to one child, the other two children will receive a large insurance contract.

Sometimes, farming children make sacrifices to help their parents on the farm. They built equity in the farm when they could have worked somewhere else. In other cases, farming children were paid fairly and didn’t have to sacrifice, but the farm value went up and they want a piece of it. It’s critical to look objectively at the effort that’s been made to reward your children fairly.

4. Are my children’s marriages strong?

Your farm could have been in your family for three or four generations. Over that time, your family might have built outside assets and a large nest egg. One divorce could cost half of your family farm and more. Most farmers don’t want to pass their hard-earned estate onto someone who isn’t family. Divorce is common. Talk about how it could affect your farm before the nuptials. Your future in-laws should know your farm is protected in the event of a marital breakdown.

Financial advisors recommend pre or postnuptial contracts. The best time to write this contract is before the marriage but it can happen afterward. For instance, “We’re not passing the farm onto you unless you sign this contract that says if your marriage doesn’t make it down the road, the farm will stay in our family name.” This conversation is critical because farms are now worth millions. If you don’t take precautions on nuptials, half of your family farm could disappear.

5. Is my succession plan viable?

Most farmers choose to pass the land on to their children. But what happens if all of your children go off to university and don’t come back to the farm? If you do have a child who wants to continue farming, have you thought about whether he or she would make a good successor? Financial advisors recognize when people have the financial acumen to run the business and operations side of farming. And when they don’t.

For example, your middle-aged child could have been farming his entire life but doesn’t have a penny to his name. He likely isn’t the ideal financial custodian of your estate. A good financial advisor must tell you what they’ve observed and made sure you’re indicating that in the plan. Otherwise, handing your farm over to a child who continually mismanages money could cost your family’s legacy soon after you sign over the farm. It’s your responsibility to make it possible for your successor to succeed. Whoever you choose, you’ll want to ensure that the farm estate will be financially viable moving forward.

6. What are my objectives?

You and your spouse may have different goals of what to do with the farm estate. For example, one of you may want to transfer everything and the other could be more conservative. Financial advisors will ask questions to find out what’s important to each of you. This will give you an idea of where you may want to compromise and what you’re not willing to let go of. Then, they’ll begin to coordinate legal and accounting to finalize your farm’s estate plan.

You don’t want to leave critical decisions related to succession planning, marital breakdowns, unexpected taxes, and more to a spouse who could be reeling after you’re gone. Managing your farm estate without a plan is the biggest mistake you can make as a farmer. Talk to your Wiegers Financial & Benefits financial advisor if you’re over 50 with questions about your farm estate planning.

Cliff Wiegers, CFP, TEP, CH.F.C., CLU, B.Comm

Financial Planner, Manulife Securities Investment Services Inc. Insurance Representative, Wiegers Financial and Insurance Planning Services Ltd.

Wiegers Financial & Benefits are Trusted Saskatoon Financial Advisors

Wiegers’ Benefits Consulting Division includes many consultants and support staff who custom-design the most employee-valued and cost-effective group benefits, personal insurance, employee assistance programs, and retirement plans available. Contact Wiegers today for a no-obligation consultation to determine how they can help you.