Trusted Saskatoon Realtor Clark Dziadyk Shares Investments Worth Making In Your First Home

13. Jan 2020 Ally Saskatoon Real Estate, Talk to Experts, Trusted Partner News, Trusted Tips

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk Clark puts 100% effort into everything he does. Don’t you hate it when the grass is greener at your next-door neighbour’s place? This summer you could have the lawn that turns everyone’s eyes green with envy and admiration, but you’ve got to get on it right now! Follow these tips to grow the best lawn.

4 Investments Worth Making In Your First Home

Advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From

valuable aesthetic updates in key areas such as the kitchen, bathroom and living room to installing smart heating

systems and insulation to prioritize energy efficiency, these tips will leave you inspired to make the most out of your

first home update.

Replace Flooring

Flooring has the power to change a room entirely, so it should go without saying that this is an essential aspect of

the home where you should consider spending a little extra. Since flooring in areas such as the hallway, kitchen and

bathroom is likely to undergo high footfall traffic, your material choice should always look to combine durability

with that visual wow-factor where possible.

When it comes to updating your flooring, choose neutral colours to create a luxe look that goes the distance.

Generally, neutral colours offer you the freedom to change your furniture or accessories without updating all the

fixtures and fittings in the process, and will even allow you to keep up with trends as they change.

Whether you’re opting for some stylish, large format floor tiles which offer a contemporary touch in the kitchen or

some hardwood flooring which adds warmth to your living room, quality flooring is a great way to add personality

to a new space from the off – meaning showing your floors a little TLC should be high up on your list of investment

priorities.

Update Key Areas Of The Home

As the hub of the home where friends and family alike come together to relax, the living room is the best place to

start when it comes to fixtures and fittings. Lighting can have a huge impact on the overall aesthetic in your living

room – so it’s worth spending a little bit more on lamps or downlighters to add that cozy, homely touch to the

lounge.

Additionally, art is a great way to change the ambience in your living room, so choosing pieces with comfort and

calmness in mind is a great way to add a tranquil theme that makes you feel right at home from the get-go.

Naturally, ensuring your bathroom looks fresh, well maintained and hygienic is important when moving into any

new home. Modern or high tech touches are an effective way to add an extra luxe appeal, so consider investing in a

rain shower or waterfall taps to create a relaxing oasis that washes away the stresses of moving and unpacking.

Elsewhere in the home, high-end fittings such as granite or quartz worktops are practical choices that will go the distance. Though these may be a high investment initially, investing in durable, hard-wearing and practical

materials in areas of frequent use ensure longevity and, as such, a great return on your investment in the long run.

Invest In Quality Furniture

Nothing makes a house feel like home quite like furniture – after all, furniture is the most effective way of adding

character to any space. When opting for your style, try to prioritize items that will stand the test of time, as this will

ensure your first few years in your new home isn’t spent constantly renovating in-line with the latest trends.

When choosing timeless furniture, wood is often the first material that springs to mind. While solid wood is often

more expensive than other types, it boasts a distinctive aesthetic and durability that will look great year after year.

Whether you’re purchasing an oak cabinet for the living room or some luxury walnut bedroom cabinets, solid

wood is an effective way to add a high-end, comforting appeal to your home.

Prioritize Energy Efficiency

Energy efficiency is now one of the highest priorities for homeowners as it can make a significant difference in the

cost of utility bills. While adding energy-efficient features may be a large initial investment, the sooner you start

making the changes, the greater your savings will be – so we recommend optimizing your new home right away.

Some essential areas to evaluate energy efficiency are the boiler and the loft. Poorly insulated lofts can be a major

cause of energy wastage, even if all of your other appliances are in premium condition. If appliances such as your

boiler aren’t in a premium condition, however, this could only add more costs to your energy bills, particularly if it

breaks down during the winter months.

To keep track of your heating usage and spot issues early, a smart heating system is a great way to monitor your

spending. Smart heaters allow you to add more thermostats and controls to different rooms, including hot water

and heating – making this a logical investment for any first home.

Read what clients have to say about Clark on his listing by clicking on the link below!

Clark Dziadyk is a Trusted Saskatoon Realtor

Contact Clark today for your Saskatoon Real Estate needs.

Trusted Saskatoon Accountants Hounjet Tastad Harpham Share Changes To Accelerated Capital Cost Allowance.

11. Jan 2019 Ally Saskatoon accountants, Saskatoon Legal & Professional, Talk to Experts, Trusted Partner News, Trusted Tips

Trusted Saskatoon Accouontants Hounjet Tastad Harpham is a locally owned and operated accounting firm in Saskatoon. While they are based in Saskatoon, they serve clients across the entire province. Hounjet Tastad Harpham has spent decades gaining the trust of the people of Saskatchewan and has gained a reputation as one of the most knowledgeable and consistent accounting firms in the city, and province. They provide accounting and tax services for small, medium, and large businesses, as well as individuals and non-profit organizations. Hounjet Tastad Harpham is a partnership between Roseline Hounjet, Allyn Tastad, and Dustin Harpham.

Accelerated capital cost allowance is changed.

With the tax changes announced in the federal government’s fall economic statement, farmers can get more capital cost allowance sooner on the purchase of equipment.

Some equipment dealers are using this accelerated investment incentive property (AIIP) as a sales tool. Here’s what has changed and what it means in actual dollars. Taxes are certainly not my area of expertise. Thanks to Saskatoon accountant Allyn Tastad of Hounjet Tastad Harpham for walking me through the changes and the implications.

The changes apply to property acquired after Nov. 20, 2018, that becomes available for use before 2028. Farm equipment qualifies. One exception is a property that was previously owned by the taxpayer or by a non-arm’s length person or partnership.

The incentive accelerates the amount of capital cost allowance that can be deducted from taxable income. First of all, the half-year rule has been suspended. Until now, you could only claim half of the regular allowance in the year that something was purchased. Now you can claim 100 per cent of the applicable capital cost allowance in the year of purchase.

In addition, the first year of capital cost allowance has been bumped up by 50 percent. In practical terms, a producer will have equipment in various capital cost allowance categories. Net additions to any class will be increased by a factor of 50 percent for calculating the first-year capital cost allowance.

For subsequent years, the allowance deduction returns to normal.

So how does all this work in practice? Let’s say you buy a new or used tractor for $100,000. Tractors and other self-propelled equipment are in Class 10 and eligible for a 30 percent capital cost allowance.

If you purchased the tractor before Nov. 20, the capital cost allowance in the first year is 15 percent or $15,000. This is half of the 30 percent allowance in the first year of purchase.

If the tractor is bought after Nov. 20, the half-year rule is suspended, plus the amount is bumped up by a factor of 1.5 times. Rather than a capital cost allowance of 15 percent, you can deduct 45 percent, which is 45,000.

How does this affect your tax bill? If you’re running an incorporated farm with a federal tax rate of 12 percent, the $45,000 capital cost allowance reduces your tax bill by $5,400. The same tractor purchased before Nov. 20 would generate a reduction in taxes of only $1,800.

This is a federal incentive to buy equipment and stimulate the economy. However, remember that when you’re allowed to claim more allowance in year one, it reduces how much is left for subsequent years. The total amount of deduction hasn’t been increased. You just get to claim deductions sooner.

Farmers who are old enough may remember the tax credit that existed on new equipment purchases back in the 1980s. You actually received an extra tax credit over and above the capital cost allowance. That’s been gone for decades and this new incentive should not be described as a tax credit. It’s merely an acceleration of the expense you can claim.

There is value to receiving more of your tax deduction earlier, but when you work through the numbers, this shouldn’t move the needle very much when deciding whether to upgrade equipment. Other considerations remain much more important.

If you are looking for a Saskatoon chartered professional accountant for your personal taxes or business accounting needs, contact the team today.

Check out their listing here: Hounjet Tastad Harpham are Trusted Saskatoon Accountants

Information sourced from https://www.producer.com/2018/12/accelerated-capital-cost-allowance-is-changed/ By Kevin Hursh

Trusted Saskatoon Landscaper Break the Contracting Stereotypes

12. Feb 2016 Admin Saskatoon Contractors, Saskatoon Exteriors, Talk to Experts, Trusted Tips

Trusted Saskatoon Landscaping Professionals looks to break the stereotype of contractors who overcharge, fail to show up, and do not complete the job on the time! By constantly pushing the envelope and increasing the expectations of contractors everywhere they explains in 4 easy points how THEY go about doing business!

They make sure to hold every project they do to a leading standard without rushing it to get paid.
They never quote low to get a job which in turn would force them to hit you with up charges.
Along with this they will be upfront, honest, and prompt on communicating any changes in cost or extra needs.
If they give you a quote and nothing is changed, requested, or added during the job they will stay authentic to our quote.

Saskatoon Trusted Partners by hold true the 5 Trusted Guarantees! If you are in need of any landscaping service, don't hesitate to contact our partners! They are waiting to help!