Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Realtor Clark Dziadyk Shares Investments Worth Making In Your First Home

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk Clark puts 100% effort into everything he does. Don’t you hate it when the grass is greener at your next-door neighbour’s place? This summer you could have the lawn that turns everyone’s eyes green with envy and admiration, but you’ve got to get on it right now! Follow these tips to grow the best lawn. 


4 Investments Worth Making In Your First Home



Advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From
valuable aesthetic updates in key areas such as the kitchen, bathroom and living room to installing smart heating
systems and insulation to prioritize energy efficiency, these tips will leave you inspired to make the most out of your
first home update. 

Replace Flooring


Flooring has the power to change a room entirely, so it should go without saying that this is an essential aspect of
the home where you should consider spending a little extra. Since flooring in areas such as the hallway, kitchen and
bathroom is likely to undergo high footfall traffic, your material choice should always look to combine durability
with that visual wow-factor where possible.

When it comes to updating your flooring, choose neutral colours to create a luxe look that goes the distance.
Generally, neutral colours offer you the freedom to change your furniture or accessories without updating all the
fixtures and fittings in the process, and will even allow you to keep up with trends as they change.

Whether you’re opting for some stylish, large format floor tiles which offer a contemporary touch in the kitchen or
some hardwood flooring which adds warmth to your living room, quality flooring is a great way to add personality
to a new space from the off – meaning showing your floors a little TLC should be high up on your list of investment
priorities.

Update Key Areas Of The Home


As the hub of the home where friends and family alike come together to relax, the living room is the best place to
start when it comes to fixtures and fittings. Lighting can have a huge impact on the overall aesthetic in your living
room – so it’s worth spending a little bit more on lamps or downlighters to add that cozy, homely touch to the
lounge.

Additionally, art is a great way to change the ambience in your living room, so choosing pieces with comfort and
calmness in mind is a great way to add a tranquil theme that makes you feel right at home from the get-go.

Naturally, ensuring your bathroom looks fresh, well maintained and hygienic is important when moving into any
new home. Modern or high tech touches are an effective way to add an extra luxe appeal, so consider investing in a
rain shower or waterfall taps to create a relaxing oasis that washes away the stresses of moving and unpacking.

Elsewhere in the home, high-end fittings such as granite or quartz worktops are practical choices that will go the distance. Though these may be a high investment initially, investing in durable, hard-wearing and practical
materials in areas of frequent use ensure longevity and, as such, a great return on your investment in the long run.

Invest In Quality Furniture

Nothing makes a house feel like home quite like furniture – after all, furniture is the most effective way of adding
character to any space. When opting for your style, try to prioritize items that will stand the test of time, as this will
ensure your first few years in your new home isn’t spent constantly renovating in-line with the latest trends.
When choosing timeless furniture, wood is often the first material that springs to mind. While solid wood is often
more expensive than other types, it boasts a distinctive aesthetic and durability that will look great year after year.
Whether you’re purchasing an oak cabinet for the living room or some luxury walnut bedroom cabinets, solid
wood is an effective way to add a high-end, comforting appeal to your home.

Prioritize Energy Efficiency

Energy efficiency is now one of the highest priorities for homeowners as it can make a significant difference in the
cost of utility bills. While adding energy-efficient features may be a large initial investment, the sooner you start
making the changes, the greater your savings will be – so we recommend optimizing your new home right away.

Some essential areas to evaluate energy efficiency are the boiler and the loft. Poorly insulated lofts can be a major
cause of energy wastage, even if all of your other appliances are in premium condition. If appliances such as your
boiler aren’t in a premium condition, however, this could only add more costs to your energy bills, particularly if it
breaks down during the winter months.

To keep track of your heating usage and spot issues early, a smart heating system is a great way to monitor your
spending. Smart heaters allow you to add more thermostats and controls to different rooms, including hot water
and heating – making this a logical investment for any first home.

Read what clients have to say about Clark on his listing by clicking on the link below! 

Clark Dziadyk is a Trusted Saskatoon Realtor 


Contact Clark today for your Saskatoon Real Estate needs.


Trusted Saskatoon Real Estate Expert Marla Janzen Has Made The Move To eXp Realty

Marla Janzen is an award-winning SASKATOON REAL Estate expert she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. 

Marla Janzen is a  TRUSTED SASKATOON REAL ESTATE EXPERT listed on the SASKATOON DIRECTORY and she loves to provide Trusted Saskatoon real estate Tips that help the public!

Marla Explains Why She Moved To eXp Realty


First of all, I want to say thank you to everyone who’s supported me as I moved over to eXp Realty.  It’s been an exciting month meeting new people, exploring new places, and learning about the exciting online world of eXp Realty.  


I started as a real estate agent in 2004 with Century 21 in Saskatoon.  Over the past 15 years, I’ve learned and grown into the agent and person I am today.  I’m very thankful to my former brokers and colleagues at Century 21 for giving me the foundation to grow my real estate business into one that’s earned multiple awards and accolades.  


Being a Trusted Saskatoon Realtor, I enjoy giving my clients the highest level of service I can.  I am thrilled to be working with an international corporation who is forward-thinking and agent owned.  eXp Realty is a full-service real estate brokerage providing 24/7 access to collaborative tools, training, and socialization for real estate brokers and agents through its fully immersive, 3D cloud office environment.  It was a long and tough decision, but one I am whole heartily excited for and feel great about.  It is exciting to be part of a real estate company who is growing so quickly and easily offers support, networking, coaching, and mentorship to top realtors around the world.


I’m ready to make 2020 a great year of change and success.  Being a top producing agent in Saskatoon and area, I have been successful through many market changes, and now I can also offer my years of experience and award-winning results to help others in real estate do the same.  I’m happy to be partnered with Realtors® Chris Molenaar and Tara Knoblauch.  We have already established some great goals and programs to offer our clients, as well as, help agents on our team.


I am proud to be partnered with Westbow Construction as their Saskatoon, Warman, and area Realtor.  I have been working with them since they established here 7 years ago, and I am looking forward too many more exciting projects to come. Trusted Saskatoon Homeuilder Westbow Construction is committed to provide the best quality home for their clients and I’m proud to be a Trusted Saskatoon Partner alongside them.


I love living and raising my family here in Saskatchewan and I am happy I have found a company with great core values that relate to my own.  I’m looking forward too many more years of happiness, success, and growth in this amazing city doing what I love.  I believe honesty, hard work, and stellar customer service are the most important parts of the real estate business.  I put this philosophy to practice and strive to be the best Saskatoon Realtor® I can every day.


To read more testimonials about Marla Janzen, view her listing HERE!
Find Marla Janzen Online at www.marlajanzen.com...she is a eXp Realtor.
Marla Janzen is TRUSTED SASKATOON REAL ESTATE EXPERT.

Trusted Saskatoon Mortgage Broker: Tammy Wandzura explains the Mortgage Approval Process

Purchasing your home is one of the biggest and most important decisions that you can make. Tammy Wandzura is a Trusted Saskatoon Mortgage broker and the team at Elite Mortgage Choice, Saskatoon believes that buying a home should also be an exciting experience with little to NO stress. By trusting your Saskatoon mortgage broker, you are ensuring that any stress you may have had in previous encounters can be eliminated! 

Mortgage Approval Process

Being READY, ORGANIZED and ENGAGED are the keys to a successful Mortgage Approval process.

We are here to walk you through the steps from PREAPPROVAL to POSSESSION date so that you have the information you need to make big decisions in a timely manner.


  • As your Mortgage Broker, we are here to do a full pre-qualification.
  • We ensure you have ALL of the information you need to make informed decisions about the largest purchase and investment you will ever make.
  • We are Provincially legislated to work in your best interests.
  • There is no cost to using our services.
  • We are knowledgeable about everything related to mortgages, including any new mortgage rules or requirements that may impact your decisions.
  • We review your file and find the best lenders, rates, terms and conditions that meet your current and future financial goals.
  • We are speedy.  Our response times include evenings and weekends when necessary to keep your file moving in a timely manner.
  • We walk you through every step of the process in an easy to understand manner.
  • We organize the process for you so that the entire experience is exciting and well understood.
  • We really care.  Although most of our process is over the phone and email, we are located locally and we are here for you every single step of the way.

Each applicant will have different information that has to be collected depending on their employment status, length of time at employer, where the downpayment funds are coming from and overall credit health.

We collect ALL of the needed supporting documentation along with a FULL application at the time of pre-approval request.

This ensures that the information we have on file will match what the lender will accept and support once you have an accepted offer in on a home you wish to purchase.


We are here to walk you through each step of ‘the process’.  We are not the bank. We are here to ensure that we structure the application and the mortgage approval request in a way that the lender will support and easily/quickly approve, all while setting up a mortgage that meets your future needs and financial goals.

We make the process as simple as possible.

Our motto is: Mortgages. Simplified.

In saying that there is information you must disclose and paperwork that must be provided in order for us to present the best lender options and rates available on the market.

Unfortunately, we cannot run hypothetical figures based on the information we gather from you over the phone.  We do need a full application and supporting documentation.

We are here to create a success story for you.  The more organized we are in communicating solid information to you; the simpler the process for you. 

Why do we check your credit when you are only asking for a PRE-APPROVAL?

Your credit score is a huge key to the entire mortgage approval process.

The new mortgage rules outlined by the Federal Government in October 2016 made your credit score more important than ever.

Your score and the overall health of your credit will determine what lenders may consider your application, your total maximum purchase price and rate in some cases.

Your credit is important to us!

Our goal is to ensure your credit is healthy and stays healthy through the life of your mortgage (25 years), to ensure we can assist you with your renewal options in the future.

We are happy to provide tips and suggestions to build stronger credit throughout the pre-approval process.

We have a 5-star review on GOOGLE because we treat each transaction like our very own mortgage approval.

Our database has been built from amazingly happy clients that refer our services to their friends, family and colleagues.

We are speedy, knowledgeable in everything related to mortgages and we are able to provide same-day pre-approvals.  

Communication is the single most important part of the entire transaction.  We explain things thoroughly and clearly, in a way that you can understand.

Most important we are always here with you through the process to answer any questions that may come up.

What is the process?

We are dedicated to amazing communication – which includes speedy reply time.

For that reason, we have an amazing process that allows us to move fast even if you have tight timelines to meet.

  • APPLY ONLINE at www.elitemortgagechoice.com
  • This information comes directly to us and allows us to start a file for you
  • We will be in touch with you to fill in any gaps that are unique to your situation
  • We will provide you with a list of paperwork we need to review and add to your file
  • Documents should be sent to us electronically when at all possible
  • We will then provide you with the numbers of your mortgage pre-qualification for your full review
  • We are able to provide referrals to Realtors, Lawyers, Home Inspectors etc (if needed)
Most of our process is done over email, online, phone and fax.  

We are always available via email OR phone 306.933.3386 to answer any questions.

You will be hearing from Tammy (Mortgage Broker), Marie (Tammy’s Executive Assistant) or Brydon (Mortgage Associate) throughout the process of your application.

We can review your information now to prepare you for the future.

Thank you for taking the time to read and educate yourself on what steps you may need to take to consider homeownership.

I am here to work with you every step of the way!


Tammy Wandzura is a Trusted SASKATOON MORTGAGE BROKER  





The Trusted Saskatoon Explains Cold Laser Treatment!


How Does Cold Laser Treatment Change Your Healing Process and Promote Recovery??

When you initially have an injury, there is an inflammatory process that the body takes time to deal with – this is the red, hot, swollen time. You can’t start to exercise, stretch or even use the body when it is reacting to injury like this.  Hard for you to know where to start, right?

So here is what we do!  Start a series Laser treatment early on in the injury!  The Laser uses natural wavelengths of light to supercharge the cells (the actual injured ones!) with light energy that is easily absorbed and heals at triple the normal rate, resulting in weeks less of the overall recovery.


This treatment creates an optimal environment to begin to load the injury to restore strength, endurance and heal the area completely following the injury.  Less time inflamed means a quicker response to exercise and overall quicker recovery.


Exercise is our medicine, and our physiotherapists are masters at properly and progressively re-loading the injured area with creative, area-specific exercise to regain your previous form.  We set goals that are YOUR GOALS, and get you there again safely and strongly.


The right things at the right time – that is the key, get the cold laser treatment that can quickly guide you back to optimal health and peak performance!

Trust JOB Heating & Air Conditioning with Saskatoon Heating And Furnace Needs

JOB Heating & Air Conditioning’s wonderful staff will be more than happy to provide you with an estimate for any home comfort improvement that you have in mind. They also offer training classes at your personal site for maintenance and they also offer home heating tune-ups. JOB are Trusted Saskatoon Furnace experts and they can also help you with all your Saskatoon plumbing needs! In their latest Saskatoon furnace tip, owner Jeff Bolton,  shares why you can trust JOB with your Saskatoon heating and furnace needs.


Is Replacing A Furnace Difficult?


 I get this question quite often and the answer is no not for industry professionals like J.O.B Heating and Air Conditioning. We specialize in replacing furnaces, air conditioners and water heaters. In fact, many times we replace the furnace, air conditioner and water heater all in the same day. Our process is simple, you ask us to come in and offer you a quote for replacement. I will come over to your home at no charge (within a 30KM radius of Saskatoon), I will view your old furnace and equipment. Look over the venting options and make sure that there are no unforeseen hiccups. Sometimes these hiccups do happen but when we see them ahead of the install date and plan for them then it becomes a seamless replacement. 


You want to be wary of the company that will offer you an estimate over the phone or the contractors that don't spend any time looking at your equipment or the install. They will say that they are "bonded" and you have nothing to fear. This may not always be the case. To be bonded simply means that in order to get as gas licence we need to put up a $5000 bond. Yes, that’s all that's required $5000.  This is why it is important to choose a contractor that would not only be licensed and bonded but would be part of professional groups such as the Sask Energy Network or Trusted Saskatoon.com. J.O.B Heating and Air Conditioning is very proud to be a part of both of these professional organizations. 


Being part of Trusted Saskatoon.com means that Trusted has looked behind the curtain and found that we are a company with high moral values. We also agree to uphold the 5 Trusted guarantees. Being a Sask Energy Network member also requires a high level of professionalism and Trust. J.O.B Heating and Air Conditioning carry a $5 million dollar liability policy when most companies carry $2million. We proudly share our WCB letter of good standing and a copy of our insurance certificate with every quote we do.


 


J.O.B Heating and Air Conditioning will make the replacement of your HVAC equipment an easy process. With the new Sask Energy furnace replacement plan and our financing options, there has never been a better time to replace your furnace, air conditioner and water heater. Don't be worried about an old or untrustworthy furnace, call J.O.B Heating today for peace of mind.


 


"Your comfort is our concern"

At J.O.B Heating and Air they strive to hold up the values of Trusted Saskatoon! Find them online at www.jobheating.com or check out their listing here in the Saskatoon AIR CONDITIONING & FURNACE Directory of excellence!


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S & E Trusted Online Directories Inc
TrustedSaskatoon.com
129 21st St E #500
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150

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