Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Auto Body Experts at Preferred Collision Explain The SGI Process of Insurance For A Car Repair

What can you expect when you deal with the professionals at Preferred Collision and Glass Saskatoon? You can expect seamless quality repairs! A faster turnaround for your vehicle (on average 25% faster!!) and assistance dealing with insurance! You'll find quality at every price point - from a few hundred dollars to a thousand or more. Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert.

SGI Process-How Does The Process Of Working Through Insurance Car Repair Work




WE know this sucks, but we are here to help and support you through this process! Here is an overview of the SGI claims process when you have had an incident that involves damage to your vehicle


  1. Report the Incident: After an accident or damage to your vehicle, you need to report the incident to SGI as soon as possible. You can do this by calling their toll-free claims line or by visiting an SGI claims center.

  2. Provide Information: During the reporting process, you will need to provide details about the incident, such as the date, time, and location of the accident, a description of what happened, and the contact information of all parties involved. You may also need to provide your policy details.

  3. Assigning an Adjuster: SGI will assign an adjuster to your claim. The adjuster will review the information provided, assess the damages, and determine if the claim is eligible for coverage based on your policy.

  4. Evaluation and Estimate: The adjuster may arrange for your vehicle to be inspected by an authorized repair facility or request photographs of the damages. They will evaluate the extent of the repairs needed and provide an estimate of the costs.

  5. Coverage Determination: Once the adjuster completes their assessment, they will determine the coverage under your policy. This could include coverage for repairs, replacement, or reimbursement based on the terms of your policy and the adjuster's findings.

  6. Choosing a Repair Shop: If your claim is approved for repairs, you can choose a repair shop that is approved by SGI. SGI has a list of accredited repair facilities you can select from- of course we say you should choose to bring  it to Your Trusted Saskatoon Auto Body Experts at Preferred  Collision and Glass on 51st

  7. Repair Process: Contact us and book in a time that suits you to bring your vehicle to Preferred. You will need to provide us with the necessary information, including your claim number. We  will work directly with SGI to coordinate the repairs and billing! 


  8. Payment and Deductible: Depending on your policy, you may need to pay a deductible. SGI will cover the remaining approved costs directly with the repair shop.

  9. Additional Information: Throughout the process, you can contact your SGI adjuster or claims representative to get updates on the progress of your claim or if you have any questions.


Remember, this is a general overview, and the specific details and steps may differ based on your policy and the circumstances of your claim. It's always advisable to review your policy documents or contact SGI directly for precise information regarding your claim and coverage.



If you are in a collision, Preferred Collision and Glass will look after all your and your car’s needs, during and after, with our Customer For Life program.


Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert. 


Trusted Saskatoon Salon Hairstyle Inn Explain how to properly care for your hair

Hairstyle Inn Salons in Saskatoon is a family run business with 3 generations of artistic hair design. The design team members have trained thousands of stylists and they are regularly used by major manufacturers to showcase their color, cut and texture design techniques. Also, impressively, the artistic design teams work has been featured in movies, theatre, hair shows, commercials, fundraisers, TV & Awards. Hairstyle Inn are Trusted Saskatoon salons. In their most recent blog, they discuss how to properly care for you hair to keep it healthy. 

How To Properly Care For Your Hair 

HSI Tips and Tricks to keep your hair healthy 

Proper hair care is essential to maintain healthy and beautiful hair. Here are some tips to help you take care of your hair and make it amazing:

  1. Wash your hair regularly: Find a balance between washing your hair too frequently, which can strip away natural oils, and not washing it enough, which can lead to a buildup of dirt and oil. Generally, washing your hair 2-3 times a week is sufficient for most people, but adjust based on your hair type and personal preference.

  1. Use the right shampoo and conditioner: Choose hair care products that are suitable for your hair type and concerns. For example, if you have dry hair, opt for moisturizing shampoos and conditioners. If you have oily hair, use products designed to control oiliness. Additionally, avoid using excessive amounts of styling products as they can weigh down your hair and cause buildup.

  2. Condition your hair regularly: Conditioning helps to keep your hair moisturized, smooth, and manageable. Apply conditioner from mid-length to the ends of your hair, focusing on the areas that are prone to dryness. Leave it on for a few minutes before rinsing thoroughly or in some cases you may need to leave it in.

  3. Protect your hair from heat: Limit the use of heat styling tools like hairdryers, straighteners, and curling irons, as they can damage your hair. When you do use them, apply a heat protectant product to minimize heat damage. Additionally, allow your hair to air dry whenever possible to reduce heat exposure.

  4. Be gentle when handling wet hair: Wet hair is more vulnerable to damage, so avoid rough towel-drying or vigorous brushing when your hair is wet. Instead, gently squeeze out excess water with a soft towel and use a wide-toothed comb or a brush specifically designed for wet hair to detangle it.

  5. Protect your hair from the sun: Prolonged sun exposure can lead to dryness and damage to your hair. When spending time outdoors, protect your hair by wearing a hat or using hair products that contain UV filters. You can also apply a leave-in conditioner with SPF for added protection.

  6. Trim your hair regularly: Regular trims help to prevent split ends and keep your hair looking healthy. Aim to get a trim every 6-8 weeks, or as needed, to remove any damaged or split ends and promote hair growth.

  7. Maintain a balanced diet: Good nutrition is essential for healthy hair. Include foods rich in vitamins, minerals, and proteins, such as fruits, vegetables, whole grains, lean meats, and legumes, in your diet. Drinking an adequate amount of water also helps to keep your hair hydrated.

  8. Avoid excessive brushing and tight hairstyles: Brush your hair gently, starting from the ends and working your way up to avoid unnecessary breakage. Avoid tight hairstyles that pull on your hair, as they can lead to hair breakage and traction alopecia.

  9. Listen to your hair and your hairstylist: Pay attention to how your hair responds to different products and treatments. Everyone's hair is unique, so what works for others may not work for you. Experiment and adjust your hair care routine based on what makes your hair look and feel its best.

Remember, consistency is key when it comes to hair care. By following these tips and establishing a regular hair care routine that suits your hair type and concerns, you can maintain healthy, vibrant hair.


Your hair is your #1 fashion accessory!

Hairstyle trends change like the weather, but Shelley, Laddie, and rest of the Hairstyle Inn team are always keeping up to date! For the best Saskatoon salon experience and Trusted customer service call Hairstyle Inn salon> today or get more Hairstyle tips Inn in our Trusted Salon Tip Library.



Trusted Saskatoon Group Benefits Professionals at Aurora Workplace Solutions Explain HSA's

Aurora Workplace Solutions are about creating brilliant futures by developing wealth security for businesses and individuals. As experts in the industry, they keep on top of recent news including changes to relevant group benefit plans, retirement savings options, and guidelines and policies. They also keep their eyes open for informative articles we think are of interest to our current and potential clients. Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 

WHAT IS A HEALTH SPENDING ACCOUNT

Heard about HSA'S ?



A health spending account (HSA) is a type of employer-funded benefit plan that allows employees to use allocated funds for eligible healthcare expenses. It is designed to provide flexibility and choice in healthcare spending, allowing employees to personalize their healthcare needs. Here's how a health spending account works:


1. Funding: Employers allocate a specified amount of money toward each employee's health spending account. The allocated funds can vary based on factors such as employee classification, job position, or years of service. These funds are typically provided on an annual basis and may roll over from year to year, depending on the plan design. Typically there are no up front expenses for the employer, the employer is only required to pay for employee claims when they are submitted by each of the employees.


2. Eligible Expenses: Health spending accounts cover a wide range of eligible healthcare expenses. These may include prescription medications, dental care, vision care, paramedical services (such as physiotherapy, chiropractic care, and massage therapy), medical equipment, and other health-related products or services. The eligible expenses are typically defined by the plan and may be subject to certain limits or exclusions.


3. Flexibility: Unlike traditional insurance plans with predefined coverage and limits, health spending accounts offer flexibility and choice. Employees have the freedom to allocate the funds according to their individual healthcare needs. They can decide how much to spend on specific healthcare services, treatments, or products, based on their personal circumstances.


4. Tax Advantages: Health spending accounts provide tax advantages for both employers and employees. Employer contributions to health spending accounts are typically tax-deductible as a business expense. For employees, the funds allocated to the health spending account are not subject to income tax, as long as they are used for eligible healthcare expenses.


5. Employee Empowerment: Health spending accounts empower employees to make informed decisions about their healthcare. They can choose the healthcare services or products that best meet their needs, rather than being restricted to predetermined coverage. This promotes personal responsibility and engagement in healthcare decisions.


It's important to note that the specific details and rules of a health spending account can vary depending on the plan and employer. It's advisable to review the plan documents and guidelines provided by your employer to fully understand how the health spending account works and the specific eligible expenses covered.


Health spending accounts can be a valuable benefit option that provides employees with flexibility, choice, and tax advantages for their healthcare spending. Contact Aurora to determine if a health spending account is suitable for your specific situation.




Aurora Workplace Solutions design & create custom group benefits plans that meet custom organization goals. Read more about their Group Benefits Plans or contact them today to get started!

'Creating Brilliant Futures'


Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 




Trusted Saskatoon Group Benefits Professionals at Aurora Workplace Solutions Explain The Rising Cost Of Group Benefits In Canada

Aurora Workplace Solutions are about creating brilliant futures by developing wealth security for businesses and individuals. As experts in the industry, they keep on top of recent news including changes to relevant group benefit plans, retirement savings options, and guidelines and policies. They also keep their eyes open for informative articles we think are of interest to our current and potential clients. Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 

HOW TO MANAGE THE RISING COST OF GROUP BENEFITS 

Rising cost of group benefits in Canada



It is understandable to be concerned about the rising cost of group benefits in Canada. Several factors contribute to the increasing costs of group benefits, including rising healthcare expenses, increased utilization of healthcare services, evolving insurance regulations, and demographic shifts. Here are some factors to consider and potential strategies to manage the rising costs:


1. Analyze Plan Design: Review your group benefits plan design to ensure it aligns with the needs of your organization and employees. Consider adjusting coverage levels, co-pays, deductibles, or maximum limits to balance cost and coverage. Working with a benefits consultant can help you evaluate your plan design and identify areas for cost optimization.


2. Employee Wellness Programs: Implementing employee wellness programs can help promote a healthier workforce, reducing the utilization of healthcare services and related costs. Encourage healthy lifestyle choices, provide wellness resources, and offer incentives for employees to participate in wellness activities.


3. Shop Around for Competitive Rates: We regularly review and compare quotes from different insurance providers to ensure you are getting the best value for your group benefits plan. 


4. Consider Self-Insurance or Alternative Funding Options: Depending on the size and stability of your organization, self-insurance or alternative funding arrangements (such as level-funded or partially self-insured plans) could be worth exploring. These options provide more control over plan costs, allowing you to pay for claims directly rather than through traditional insurance premiums.


5. Employee Education and Communication: Communicate the value of group benefits to your employees and help them understand the costs associated with providing comprehensive coverage. Educate employees on the responsible use of healthcare services, the importance of preventive care, and ways to maximize their benefits. This can help reduce unnecessary healthcare expenses and mitigate cost increases.


6. Data Analysis and Predictive Modeling: Use data analytics and predictive modeling to identify trends, patterns, and high-cost areas within your group benefits plan. By understanding utilization patterns, you can make informed decisions on plan design adjustments, wellness initiatives, and targeted interventions to address specific health issues proactively.


7. Government Programs and Tax Credits: Stay informed about government programs, incentives, and tax credits related to group benefits. For example, the Canadian government offers tax incentives for employers providing certain types of group benefits. Understanding these programs can help offset some of the costs associated with providing group benefits.


Managing the rising costs of group benefits requires a proactive approach that considers plan design, employee wellness, market comparison, and data-driven decision-making. It is advisable to consult our advisors who specialize in group benefits to navigate the complexities and identify cost-saving opportunities specific to your organization.



Aurora Workplace Solutions design & create custom group benefits plans that meet custom organization goals. Read more about their Group Benefits Plans or contact them today to get started!

'Creating Brilliant Futures'


Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 



Trusted Saskatoon Group Benefits Professionals at Aurora Workplace Solutions Explain The Benefits of Group Benefits

Aurora Workplace Solutions are about creating brilliant futures by developing wealth security for businesses and individuals. As experts in the industry, they keep on top of recent news including changes to relevant group benefit plans, retirement savings options, and guidelines and policies. They also keep their eyes open for informative articles we think are of interest to our current and potential clients. Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 

Importance Of Group Benefits Explained 

The Benefits of Group Benefits 


Group benefits refer to employee benefits provided by employers to their employees as part of a group insurance plan. These benefits offer several advantages to both employees and employers. Here are some key benefits of group benefits


 1.Comprehensive Health Coverage: Group benefits typically include health insurance coverage, which provides employees with access to essential medical services. This can include coverage for doctor visits, hospital stays, prescription medications, paramedical services (such as physiotherapy, chiropractic care, and massage therapy), and other healthcare needs. Having comprehensive health coverage helps employees manage their healthcare costs and ensures timely access to necessary medical treatment.


2. Extended Health Services: Group benefits often include coverage for additional health services that may not be covered under provincial healthcare plans. This can include vision care (eye exams, glasses, and contact lenses), dental care (preventive, restorative, and orthodontic treatments), and other paramedical services like psychologists or naturopaths. These extended health services provide employees with enhanced wellness and preventive care, promoting overall health and well-being.


3. Income Replacement: Group benefits typically include short-term and long-term disability insurance, which provides income replacement for employees who are unable to work due to illness, injury, or disability. This coverage ensures that employees have a source of income during periods of absence from work, helping them manage their financial obligations and maintain their standard of living.


4. Life and Accidental Death Coverage: Group benefits often include life insurance coverage, providing financial protection for employees' dependents in the event of their death. Additionally, accidental death and dismemberment coverage may be included, which provides benefits in case of accidental death or severe injuries resulting in permanent disability. These coverages offer peace of mind and financial security to employees and their families.


5. Employee Retention and Attraction: Offering comprehensive group benefits is an effective tool for attracting and retaining talented employees. In a competitive job market, quality benefits can differentiate employers and make their job offers more attractive. Employees value the security and peace of mind that comes with having access to health coverage, disability protection, and other benefits. It also demonstrates that employers care about their employees' well-being, fostering a positive work environment and increasing employee loyalty.


6. Cost Savings for Employees: Group benefits often provide more cost-effective insurance coverage compared to individual plans. Employers negotiate group rates with insurance providers, resulting in lower premiums for employees. Additionally, group benefits often cover pre-existing conditions without exclusions or waiting periods, which may be a limitation in individual insurance plans.


7. Tax Advantages: Group benefits can provide tax advantages for both employers and employees. In Canada, group benefit premiums paid by employers are typically tax-deductible as a business expense. For employees, the premiums paid towards group benefits are often made on a pre-tax basis, reducing their taxable income and resulting in potential tax savings.


It's important for both employers and employees to carefully review and understand the specific terms, coverage limits, and exclusions of the group benefits plan to ensure it meets their needs. Consulting with Aurora can help in selecting and customizing the right group benefits plan for the organization and its employees.


Aurora Workplace Solutions design & create custom group benefits plans that meet custom organization goals. Read more about their Group Benefits Plans or contact them today to get started!

'Creating Brilliant Futures'


Aurora Workplace Solutions are Trusted Saskatoon Group Benefits and Insurance Professionals! 


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