Trusted Tips and Resources

Trusted Tips & Resources

Easement and Title Insurance explained By Marla Janzen Trusted Saskatoon Real Estate Expert

As an award-winning  SASKATOON REAL Estate agent Marla Janzen knows the city and surrounding area extremely well. She strives to find her clients the perfect new place to live while negotiating the best terms and price possible. She has a keen eye for house layout and home staging, which really benefits her clients, most of whom are past client referrals! In her latest Saskatoon real estate tip Marla explains title insurance and easementMarla Janzen is a TRUSTED SASKATOON REALTOR® 

Easements and Encroachments on a Property


What is Property Easement?

Property easement is defined as the right to facilitate a fraction of a property for a specified purpose. A survey will help decipher the property boundaries that will prevent any issues from determining land ownership. An easement can allow another person to encroach on your property and even though the lines are declared within the survey, these boundaries may be crossed without the owner’s express permission.  An easement can be included in the title or deed to the property. A prime example of an express easement would be if the power company wanted to run power lines onto a property or a neighbour might even want to enter an agreement to share common parts of the property that extend into both boundaries.  

A prescriptive or implied easement can occur if the use of property continues over an extended period of time.  A good instance of this would be if a neighbour has been crossing a boundary line for years then that neighbour could have obtained a prescriptive easement that will allow him to legally cross the property line.  Also, a “right of way” easement is nothing more than the allowance of someone to cross onto the property in question.  

Many people forget when they are buying a house that they are actually purchasing the land the house is built on and the boundary that surrounds it.  If you were to build a shed in your back yard and it happened to cross the land boundary into the property of another person this could technically be handled in a legal manner. This is something that can be avoided with proper surveys being done and the use of specified easements.

What about Title Insurance?

Title Insurance is a policy issued to the mortgage lender to protect against a defect in title. In Saskatchewan, the Land Titles system guarantees ownership of your land by title. Title Insurance policies provide no information about your property.

Only a Surveyor’s Real Property Report can assure you of the extent of your property and warn of any possible problems. Most of the time people are not going to worry about a few yards here and a few yards there, however, the same people who are okay with the encroachment might not always live there so it always is a good idea to get your bases covered legally and legitimately. This will ensure that down the road you are not going to wind up paying fines and going through a legal process that will cause nothing but problems.

Marla guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!

Marla Janzen is a TRUSTED SASKATOON REALTOR®

Behind The Brand- Marla Janzen Trusted Saskatoon REALTOR ®

Behind The Brand is a Trusted Saskatoon video series where we meet the partners and get to know who they are as people. Sara Wheelwright, the founder of Trusted, interviews them in a relaxed atmosphere and we get to know who they are, what motivates them and why they can be trusted!   

Behind The Brand #1 
Meet Marla Janzen, an award-winning Trusted Saskatoon and Area Real Estate agent. Marla strives to find her clients the perfect new place to live while negotiating the best terms and price possible. She has a keen eye for design and home staging, which really benefits her clients. Find out who she is, why she chose real estate and what motivates her.  


 



Marla guarantees to provide you with a stress-free, hassle-free, wonderful experience and we are sure once you have met her that you will not contact anyone else!

Marla Janzen is a TRUSTED SASKATOON REALTOR®


Trusted Saskatoon Realtor Clark Dziadyk Shares Investments Worth Making In Your First Home

Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need Trusted Saskatoon Realtor Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Be assured Saskatoon Real Estate Agent Clark Dziadyk Clark puts 100% effort into everything he does. Don’t you hate it when the grass is greener at your next-door neighbour’s place? This summer you could have the lawn that turns everyone’s eyes green with envy and admiration, but you’ve got to get on it right now! Follow these tips to grow the best lawn. 


4 Investments Worth Making In Your First Home



Advice for first-time homeowners on areas where spending a little bit more is likely to pay off in the long-run. From
valuable aesthetic updates in key areas such as the kitchen, bathroom and living room to installing smart heating
systems and insulation to prioritize energy efficiency, these tips will leave you inspired to make the most out of your
first home update. 

Replace Flooring


Flooring has the power to change a room entirely, so it should go without saying that this is an essential aspect of
the home where you should consider spending a little extra. Since flooring in areas such as the hallway, kitchen and
bathroom is likely to undergo high footfall traffic, your material choice should always look to combine durability
with that visual wow-factor where possible.

When it comes to updating your flooring, choose neutral colours to create a luxe look that goes the distance.
Generally, neutral colours offer you the freedom to change your furniture or accessories without updating all the
fixtures and fittings in the process, and will even allow you to keep up with trends as they change.

Whether you’re opting for some stylish, large format floor tiles which offer a contemporary touch in the kitchen or
some hardwood flooring which adds warmth to your living room, quality flooring is a great way to add personality
to a new space from the off – meaning showing your floors a little TLC should be high up on your list of investment
priorities.

Update Key Areas Of The Home


As the hub of the home where friends and family alike come together to relax, the living room is the best place to
start when it comes to fixtures and fittings. Lighting can have a huge impact on the overall aesthetic in your living
room – so it’s worth spending a little bit more on lamps or downlighters to add that cozy, homely touch to the
lounge.

Additionally, art is a great way to change the ambience in your living room, so choosing pieces with comfort and
calmness in mind is a great way to add a tranquil theme that makes you feel right at home from the get-go.

Naturally, ensuring your bathroom looks fresh, well maintained and hygienic is important when moving into any
new home. Modern or high tech touches are an effective way to add an extra luxe appeal, so consider investing in a
rain shower or waterfall taps to create a relaxing oasis that washes away the stresses of moving and unpacking.

Elsewhere in the home, high-end fittings such as granite or quartz worktops are practical choices that will go the distance. Though these may be a high investment initially, investing in durable, hard-wearing and practical
materials in areas of frequent use ensure longevity and, as such, a great return on your investment in the long run.

Invest In Quality Furniture

Nothing makes a house feel like home quite like furniture – after all, furniture is the most effective way of adding
character to any space. When opting for your style, try to prioritize items that will stand the test of time, as this will
ensure your first few years in your new home isn’t spent constantly renovating in-line with the latest trends.
When choosing timeless furniture, wood is often the first material that springs to mind. While solid wood is often
more expensive than other types, it boasts a distinctive aesthetic and durability that will look great year after year.
Whether you’re purchasing an oak cabinet for the living room or some luxury walnut bedroom cabinets, solid
wood is an effective way to add a high-end, comforting appeal to your home.

Prioritize Energy Efficiency

Energy efficiency is now one of the highest priorities for homeowners as it can make a significant difference in the
cost of utility bills. While adding energy-efficient features may be a large initial investment, the sooner you start
making the changes, the greater your savings will be – so we recommend optimizing your new home right away.

Some essential areas to evaluate energy efficiency are the boiler and the loft. Poorly insulated lofts can be a major
cause of energy wastage, even if all of your other appliances are in premium condition. If appliances such as your
boiler aren’t in a premium condition, however, this could only add more costs to your energy bills, particularly if it
breaks down during the winter months.

To keep track of your heating usage and spot issues early, a smart heating system is a great way to monitor your
spending. Smart heaters allow you to add more thermostats and controls to different rooms, including hot water
and heating – making this a logical investment for any first home.

Read what clients have to say about Clark on his listing by clicking on the link below! 

Clark Dziadyk is a Trusted Saskatoon Realtor 


Contact Clark today for your Saskatoon Real Estate needs.


Trusted Saskatoon Partners Support Big Brothers Big Sisters of Saskatoon

The Trusted Saskatoon Directory team  is proud to support many different community initiatives including this event that two of our Trusted Saskatoon Partners supported! Ricky Iula, Decora Homes Ltd. and Kari Calder, Century 21 Fusion both participated in the Celebrity Bartending Challenge on April 11th at Congress Beer House in Saskatoon in support of Big Brothers Big Sisters.

Local Bartending Challenge in Support of Big Brothers Big Sisters Saskatoon

On April 11th at Congress Beer House in Saskatoon Ricky Iula and Kari Calder showcased their bartending skills and sold their signature cocktail to raise money for this great cause! It was a wonderful evening raising awareness of the importance of positive mentors and supporting youth in our community.

Ricky Iula from Decora Homes Ltd. stepped up in a HUGE for Big Brothers Big Sisters and raised $21,825 earning him the top fundraiser award and bragging rights! Ricky set a goal and exceeded it by reaching out to his amazing team, suppliers, family and friends for support! Ricky puts a 110% into everything he does including the stunning custom homes they build for their clients.



Kari Calder, Trusted Saskatoon Realtor showed off her bartending skills at the Local Bartending Challenge and earned herself the best cocktail award for her Dirty Flamingo! She also raised money for STARS ambulance with every flamingo cup sold and donated hundreds of dollars to Big Brothers Big Sisters of Saskatoon! Kari is a multi-award winning realtor and she truly cares about the Saskatoon community!



Big Brothers Big Sisters of Saskatoon and Area's mission is  "Every Child in Canada Who Needs a Mentor, Has a Mentor." This year alone Big Brothers Big Sisters of Saskatoon will change lives for more than 600 children and youth in Saskatoon helping to support them to be more confident, feel secure and become leaders. Many children and youth in Canada struggle with societal barriers and face adversities in their lives. This organization is there to support them by providing positive mentors and experiences. Thank you both for your contributions at the event to support this great organization!



Whether you are looking at custom building or buying/selling these two amazing Trusted Saskatoon Partners have you covered! See client testimonials and more by clicking links below!



Trusted Saskatoon real estate expert Kari Calders tip on what Justin Trudeau’s win will mean for the real estate market

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind.

 

Trusted Saskatoon Real Estate expert Kari Calder tip on what Justin Trudeau’s win will mean for the

real estate market from her Century 21 Blog

 

What will Justin Trudeau’s win mean for the real estate market?

October 19th’s majority win lead by Justin Trudeau of the Liberal Party will push an overhaul of Canada’s tax system, infrastructure spending, and the economy in general. But what changes can homeowners expect to come from this new government in office and how does this affect real estate? 

 

 

Sherry Cooper, chief economist for Dominion Lending Centres, said the unexpected majority win will lead to a rebalancing of economic policy in Canada.

While much is yet to be determined, the Liberals have promised to increase government spending for transit, social, and green infrastructure which will lead the country to budget deficits for the next three years.

The majority win takes the pressure off the Bank of Canada in terms of lowering the overnight rate in its announcement expected October 21. In recent years, the Bank of Canada has been doing all the work when it comes to stimulating Canada’s economy. With the Liberal’s promise to increase spending, this should take some pressure off the Bank of Canada to further lower the already low interest rates.

The infrastructure spending plan could also have an impact on mortgage rates if the government issues more bonds to pay for the expenditure. This will lead investors looking elsewhere and mortgage rates to become stable to moderately higher over the next year. 

 

 

This would then lead to moderate cooling of overheated markets like Vancouver and Toronto while other stable markets are to remain untouched.

It will be interesting to see just exactly how our local Saskatoon real estate market will be affected by the new federal government change, only time will tell.

 

Kari Calder is one Saskatoon's top Century 21 Fusion real estate agents. Kari can assist with all of your Saskatoon buying and selling real estate needs and she is a TRUSTED SASKATOON REALTOR

 

Kari Calder

Saskatoon Real Estate Agent

Century 21 Fusion

kari@saskatoonrealestate.net

 

 

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