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Trusted Saskatoon Real Estate Agent Kari Calder announced as a 2016 Top 200 Canadian Realtor

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a Saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind. Kari is a Trusted Saskatoon Realtor

KARI CALDER IS RECOGNIZED AS ONE OF THE TOP 200 REALTORS IN CANADA!


2016 was a defining year for the Canadian Realtor. But not all agents are created equal. There are those who go above and beyond for their clients – drilling deeper into the market to provide the most valuable insight, tweaking strategies to better fit an individual neighbourhood or property – and by doing so elevate the entire industry. It is those real estate agents who make the REP 200 not only possible, but necessary. 

The Trusted Saskatoon team and the Trusted Saskatoon community send our congratulations to Kari Calder- a Trusted Saskatoon Realtor!


Local Trusted Saskatoon Realtor shares new SCAM update!

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a Trusted Saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind.

Check out her listing in the Saskatoon Real Estate Category- Kari Calder is a Trusted Saskatoon Real Estate Agent

A new scam to be aware of!

Home → Saskatoon Real Estate News → A new scam to be aware of

 

If you have recently purchased a home or considering buying a home in Saskatoon, please read this important information. There is a new scam happening once again in real estate that you should be aware of. The plot is this: hackers find out your possession date, email you posing as a representative of your agent or lawyer, ask for money to complete your sale, then you wire transfer them money to a ‘new, updated’ account number.
Now hopefully this won’t happen to you or if it does, you’ll be wise enough to question the integrity of the baited email. Your law firm, your real estate brokerage and your realtor will never email you and tell you there has been last minute changes to the wiring instructions. If you chose to initially wire transfer the deposit to your real estate brokerage at the time of offer, the instructions will not change. Ensure you’re getting the information directly from your trusted real estate agent.
If you receive an email asking you to transfer money from someone that you don’t know personally, there are things you can do to protect yourself before sending over money:
-call your agent or lawyer and ask them why there’s been a change.
-independently confirm the wire transfer account information by calling the office directly.
-call the police and report the scam.

If anyone emails you and asks for money or your banking information, BEWARE. It happens to more people than you think. Don’t let it happen to you!


Kari Calder is one Saskatoon's top Century 21 Fusion real estate agents. Kari can assist with all of your Saskatoon buying and selling real estate needs and she is a TRUSTED SASKATOON REALTOR

 

Kari Calder

Saskatoon Real Estate Agent

Century 21 Fusion

kari@saskatoonrealestate.net



Kari Calder A Trusted Saskatoon Realtor hares a tip on the new tax implications of selling your home

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind.

The new tax implications of selling your home

At the beginning of this week, Finance Minister Bill Morneau introduced changes to the current tax model around selling your primary residence. This, along with the new mortgage rules is an attempt to ensure foreign investors abide by our current tax laws. Although these changes are focused on foreign investors, the changes will also have an affect on those Canadians who inadvertently did not pay tax when selling their principal residence.


In the past, many people who sold their homes did not report it to the government due to the principal residence tax exemption. CRA has not required you to report the sale if the property was your principal residence and no taxes was owed. This is the part that is changing.

The CRA is now requiring you to report every sale on your principal residence whether you owe tax or not. This is in effect for any properties sold in 2016 and now going forward. You will have to provide the date of purchase, a description of the property, as well as the proceeds of disposition ( the amount you sold your home for) on Schedule 3 on your 2016 tax return.

Here’s another important part to note. If you fail to report the sale in 2016 or going forward, you won’t be entitled to the principal residence tax exemption. If you forget to designate a property as your principal residence in the year of the sale, you could ask CRA to amend your tax return for that year. They likely will do so for a fee.

The onus is placed on the homeowner to understand the rules. What can you do going forward?

  • Ensure you’re filling out a Form T2091 to designate a property as your principal residence.
  • Talk to your accountant if you have any questions about whether or not your real estate sale was considered the sale of a principal residence (for example, adding or removing a suite to the home you live in may require you to report even if you haven’t sold)
  • You’ll also want to track the cost of capital improvements you make to your residence going forward. Keep your receipts! This could save you money later on taxes if it turns out the sale of your property is no longer qualified under the principal residence tax exemption.

Kari Calder is one Saskatoon's top Century 21 Fusion real estate agents. Kari can assist with all of your Saskatoon buying and selling real estate needs and she is a TRUSTED SASKATOON REALTOR

 

Kari Calder

Saskatoon Real Estate Agent

Century 21 Fusion

kari@saskatoonrealestate.net

 

Trusted Saskatoon real estate expert Kari Calders tip on what Justin Trudeau’s win will mean for the real estate market

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind.

 

Trusted Saskatoon Real Estate expert Kari Calder tip on what Justin Trudeau’s win will mean for the

real estate market from her Century 21 Blog

 

What will Justin Trudeau’s win mean for the real estate market?

October 19th’s majority win lead by Justin Trudeau of the Liberal Party will push an overhaul of Canada’s tax system, infrastructure spending, and the economy in general. But what changes can homeowners expect to come from this new government in office and how does this affect real estate? 

 

 

Sherry Cooper, chief economist for Dominion Lending Centres, said the unexpected majority win will lead to a rebalancing of economic policy in Canada.

While much is yet to be determined, the Liberals have promised to increase government spending for transit, social, and green infrastructure which will lead the country to budget deficits for the next three years.

The majority win takes the pressure off the Bank of Canada in terms of lowering the overnight rate in its announcement expected October 21. In recent years, the Bank of Canada has been doing all the work when it comes to stimulating Canada’s economy. With the Liberal’s promise to increase spending, this should take some pressure off the Bank of Canada to further lower the already low interest rates.

The infrastructure spending plan could also have an impact on mortgage rates if the government issues more bonds to pay for the expenditure. This will lead investors looking elsewhere and mortgage rates to become stable to moderately higher over the next year. 

 

 

This would then lead to moderate cooling of overheated markets like Vancouver and Toronto while other stable markets are to remain untouched.

It will be interesting to see just exactly how our local Saskatoon real estate market will be affected by the new federal government change, only time will tell.

 

Kari Calder is one Saskatoon's top Century 21 Fusion real estate agents. Kari can assist with all of your Saskatoon buying and selling real estate needs and she is a TRUSTED SASKATOON REALTOR

 

Kari Calder

Saskatoon Real Estate Agent

Century 21 Fusion

kari@saskatoonrealestate.net

 

 

Trusted Saskatoon real estate expert Kari Calder compares July 2014 and 2015 real estate numbers

The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life! Kari Calder a saskatoon Realtor with Century 21 Fusion is there to help you through the process, and provide you and your family with the peace of mind that comes with knowing that you have a realtor working with your best interests in mind.

 

Trusted Saskatoon Real Estate expert Kari Calder compares July 2014 and 2015 real estate numbers

from her Century 21 Blog

 

 

 

The July 2015 Saskatoon real estate market sales had increased from 2014 where 419 houses for sale in Saskatoon sold. This year we saw a market decrease with 444 houses in Saskatoon selling for the month of July.

The average home price in Saskatoon did not see significant changes from last year with the average house price at $361,128 for 2015. This is down 1.0% from last year’s $364,484 in July.

Currently, the average time to sell a house in Saskatoon had increased from June’s 42 days to 52 days.

By the end of July, homebuyers in Saskatoon had 2,047 homes to choose from with 726 of those being condos for sale in Saskatoon.

Listing inventory in Saskatoon had increased with 916 new house listings in Saskatoon in 2015 while in 2014 we saw 932 new units placed on the market, signifying a decrease of 2.0%.

 

 

Kari Calder is one Saskatoon's top Century 21 Fusion real estate agents. Kari can assist with all of your Saskatoon buying and selling real estate needs and she is a TRUSTED SASKATOON REALTOR

 

Kari Calder 

Saskatoon Real Estate Agent 

Century 21 Fusion 

kari@saskatoonrealestate.net 

 

 

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