Trusted Tips and Resources

Trusted Tips & Resources

Tammy Wandzura a Trusted Saskatoon Mortgage Broker Expert welcomes Summer

Purchasing your home is one of the biggest and most important decisions that you can make. Tammy Wandzura your Trusted Saskatoon Mortgage broker and the team at Elite Mortgage Choice believe that buying a home should also be an exciting experience with little to NO stress. By trusting your Mortgage Broker, you are ensuring that any stress you may have had in previous encounters can be eliminated!

Tammy truly believes that all you should have to worry about is opening the door to your new home for the very first time.

Here Tammy welcomes Summer:

With Summer (finally) upon us – the real estate world slows down a touch. Everyone is packing up and heading to the lake, the mountains or on their annual family vacation.

It is absolutely normal to see Real Estate sales Slow down in July and August for these reasons alone.

Our summer is short and everyone’s entire focus is on enjoying the sunshine and their vacation time.

As your Saskatoon Mortgage Broker I can pre-approve your mortgage application and RATE HOLD You for 120 days (4 months)

**that locks your rates into November 2014 already! This allows you to lock in these amazing Summer time rates.

You can start shopping for the perfect home once things settle down- even waiting until the rush of back to school is complete!

Fall is a very (very) busy time in the Real estate world.

Most professionals in this industry will tell you that Fall can be as busy as the Spring months and sometimes even busier.

Most people work hard towards getting into homes before the snow flies and everyone wants to be settled long before Christmas.

Locking in a 5 year fixed at 2.99% today allows you the flexibility to take your time and find the perfect home. Should rates go up - your rate is safe until your rate hold expires. If rates go down we will lower the rate. It’s that simple! Visit my website today at and APPLY online. Or call my office at 306.933.3386

I can work behind the scenes as you are enjoying the sun and sand of summer.

Did you know:

Many lenders are changing their advertising this summer to reflect “Cash backs”. I have seen ads showing “Cash back” up to $15,000.00. These mortgage products are available through the Mortgage Broker channel as well. Rates will always be higher with a Cash back mortgage; because the reality is that lender has to find a way to earn that money back with interest. You are paying long term for that cash, it is not free money.

Through the Broker channel the Cash Back mortgages are going to have better rates than the Local lender.  **But the rates will still be higher than the lowest advertised rate.  Call me today for more info if a Cash back mortgage is something that you are interested in

Did you know:

Many lenders are advertising that they will pay the fees and penalties to renew your mortgage.  If your renewal is coming due there is never a penalty to move to another lender.  Renewal time is a perfect time to consider what other lenders have to offer with both rate and product. There is no cost to moving from one lender to another at renewal time. No legal fees and no cost.

Is your Mortgage Renewal coming due?  Call me today!

The key is to review the information and determine what options are available on the market for you

Did you know:

As your Saskatoon Mortgage Broker I work for you not the Bank.  We have very strong relationships with all of our lenders and Banks.  This allows us to be experts in everything mortgage related.  Offer you the best rates, the best products, and the fastest turn around time and service.  But at the end of the day our main objective is ensuring the client is getting the best product.  We work for you and with you today and for the life of your mortgage to ensure that you are mortgage free sooner than later all while meeting your other financial goals.

Have a GREAT Summer and do not hesitate to contact me with any questions

Best Regards

Tammy Wandzura


Call Tammy Wandzura today at 933.3386 for all of your Saskatoon mortgage needs OR visit

Make an appointment with Tammy Wandzura at TMG, #1-511 1st Ave N or check out her listing on the SASKATOON DIRECTORY in the SASKATOON MORTGAGES Category..she is a Trusted SASKATOON MORTGAGE BROKER Expert!

Listen to Tammys current Radio ad here!


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S & E Trusted Online Directories Inc
129 21st St E #400
Saskatoon, SK   S7K 0B2
Ph: 306.244.4150


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