Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Auto Body Experts at Preferred Collision Explain The SGI Process of Insurance For A Car Repair

What can you expect when you deal with the professionals at Preferred Collision and Glass Saskatoon? You can expect seamless quality repairs! A faster turnaround for your vehicle (on average 25% faster!!) and assistance dealing with insurance! You'll find quality at every price point - from a few hundred dollars to a thousand or more. Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert.

SGI Process-How Does The Process Of Working Through Insurance Car Repair Work




WE know this sucks, but we are here to help and support you through this process! Here is an overview of the SGI claims process when you have had an incident that involves damage to your vehicle


  1. Report the Incident: After an accident or damage to your vehicle, you need to report the incident to SGI as soon as possible. You can do this by calling their toll-free claims line or by visiting an SGI claims center.

  2. Provide Information: During the reporting process, you will need to provide details about the incident, such as the date, time, and location of the accident, a description of what happened, and the contact information of all parties involved. You may also need to provide your policy details.

  3. Assigning an Adjuster: SGI will assign an adjuster to your claim. The adjuster will review the information provided, assess the damages, and determine if the claim is eligible for coverage based on your policy.

  4. Evaluation and Estimate: The adjuster may arrange for your vehicle to be inspected by an authorized repair facility or request photographs of the damages. They will evaluate the extent of the repairs needed and provide an estimate of the costs.

  5. Coverage Determination: Once the adjuster completes their assessment, they will determine the coverage under your policy. This could include coverage for repairs, replacement, or reimbursement based on the terms of your policy and the adjuster's findings.

  6. Choosing a Repair Shop: If your claim is approved for repairs, you can choose a repair shop that is approved by SGI. SGI has a list of accredited repair facilities you can select from- of course we say you should choose to bring  it to Your Trusted Saskatoon Auto Body Experts at Preferred  Collision and Glass on 51st

  7. Repair Process: Contact us and book in a time that suits you to bring your vehicle to Preferred. You will need to provide us with the necessary information, including your claim number. We  will work directly with SGI to coordinate the repairs and billing! 


  8. Payment and Deductible: Depending on your policy, you may need to pay a deductible. SGI will cover the remaining approved costs directly with the repair shop.

  9. Additional Information: Throughout the process, you can contact your SGI adjuster or claims representative to get updates on the progress of your claim or if you have any questions.


Remember, this is a general overview, and the specific details and steps may differ based on your policy and the circumstances of your claim. It's always advisable to review your policy documents or contact SGI directly for precise information regarding your claim and coverage.



If you are in a collision, Preferred Collision and Glass will look after all your and your car’s needs, during and after, with our Customer For Life program.


Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert. 


Trusted Saskatoon Auto Body Experts at Preferred Collision Explain How to Avoid Collisions

What can you expect when you deal with the professionals at Preferred Collision and Glass Saskatoon? You can also expect seamless quality repairs! A faster turnaround for your vehicle (on average 25% faster!!) and assistance dealing with insurance! You'll find quality at every price point - from a few hundred dollars to a thousand or more. Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert.



5 COMMON CAUSES OF AUTO COLLISIONS AND HOW TO AVOID THEM

Auto Collisions are quite often referred to as accidents. However, the reality is that auto collisions happen for a reason and can usually be avoided. Here are 5 common causes of auto collisions and how to avoid them.

1. DISTRACTED DRIVING

Distracted driving is the leading cause of auto collisions. Driving is an important task, and it is imperative that the driver is fully aware of all surroundings and remains alert at all times. With the number of distractions for drivers such as texting, checking themselves out in the mirror, eating, changing the music, or even talking on the phone, it is no wonder distracted driving is the most common cause of collisions.

To reduce the chance of a collision, distracted driving should be avoided. Distracted driving can be avoided by only using your cellphone in emergency situations using the Bluetooth feature, and not eating, texting, or attempting to multitask when you are behind the wheel. The driver must prioritize driving free from distractions to avoid collisions. 


2. EXCEEDING THE SPEED LIMIT

Speed limits exist and are enforced for a reason. When the speed limit is exceeded, the driver has less time to react to potential hazards. Even if you are running late, slow down. Speeding is not worth the risk to yourself, passengers, and other drivers. Following the posted speed limit will help to avoid collisions by giving the driver time to react to unforeseen circumstances.

3. IMPAIRED DRIVING

Impaired driving is an inexcusable behaviour that causes auto collisions and destroys lives. It is every driver’s responsibility to ensure that they are fit to operate a motor vehicle before getting behind the wheel. To avoid a collision, do not get behind the wheel if you are impaired, and always plan a safe ride home. With ride-sharing apps such as Uber, a safe ride home is more accessible than ever. There is no excuse for driving impaired, and we must ensure the safety of our community.

4. INCLEMENT WEATHER

Though inclement weather is a cause of auto collisions that is out of the driver’s control, it is important to exercise caution when driving conditions are unfavourable. Snow, ice, heavy rain, and fog are just some of the inclement weather conditions that are not ideal for driving. 

If you do find yourself caught driving in a storm, avoid a collision by slowing down and staying focused on the road. When driving in a storm ensure your windshield is kept clear to optimize visibility, and always pay closer attention to the road than usual.

5. TAILGATING

Following too close behind the vehicle in front of you is known as tailgating, and this driving behaviour can easily cause an auto collision. To avoid a rear-end collision with the vehicle in front of you, always maintain a safe following distance of at least three seconds.

When you’re driving, you should focus only on the road that is in front of you and if you get in any collision or accident, contact Preferred Collision for all your vehicle repair needs.

If you are in a collision, Preferred Collision and Glass will look after all your and your car’s needs, during and after, with our Customer For Life program.


Preferred Collision and Glass is a Trusted Saskatoon Auto Body Expert. 


Trusted Saskatoon Auto Body Experts at Western Millennium Collision Share 5 Tips for Safe Driving!

At Western Millennium Collision, they focus on three things: quality, convenience, and service. Quality implies that they maintain state-of-the-art tools and equipment so that their highly experienced technicians have all the latest tools and technology to ensure that your vehicle receives the finest quality and extraordinary workmanship. Convenience is all about valuing your time and simplifying the process of having your car fixed from the moment you contact them. Their shop is large enough to accommodate any size of vehicle, so that you can drive into the estimator for a complete evaluation of the damages to determine how fast the repairs can be done and how much it will cost, in one easy step. Western Millennium Collision Is a Trusted Saskatoon Collision Repair & Auto Body Shop.

5 TIPS FOR SAFE DRIVING

Owning a car is one of the biggest purchases most people will make. However, unlike owning a house, a car is not an appreciating investment. It is a depreciating asset which means it loses value over time. Here are 5 tips to drive safe.

1. KEEP A WELL-MAINTAINED CAR

Every day you take your vehicle on the road, you contribute to its wear and tear. You need to be a responsible car owner in order to extend the value of your vehicle. Maintaining a car is more than just keeping it clean. You have to make sure it is in fine, road-worthy condition, some key tips are:

  • Check water levels every 2 weeks.

  • Make sure the tires are inflated to the proper temperature.

  • Never let the gas run down to near-empty levels.

  • Check the levels of the following car fluids: engine oil, brake fluid, coolant, washer fluid, radiator, transmission, and power steering.

  • Keep track of your car battery expiration date.

  • Make sure the power windows, rear, and side mirrors, and dashboard lights are working.

If you notice something wrong or unusual with your car, don’t take any chances. Bring it right away to your nearest mechanic or car repair shop.

2. WEAR YOUR SEAT BELT

It seems odd that in this day when commercials and reminders of the importance of using the seat belt are on rotation on every type of media, some drivers and passengers still refuse to buckle up. Don’t be complacent because your car has air safety bags. Car accidents remain potentially deadly even with increased safety features.

This is especially important for passengers who stay in the back seat. If the car gets rear-ended by another vehicle that is travelling at a high speed, the passenger becomes a projectile who could either hit the driver or go through the windshield. Either proposition should be enough to make you put on your seat belt the moment you enter the car.

3. KEEP COOL ON THE ROAD

A car is a heavy machine often made of solid steel. It is a marvel of engineering and the latest technology. It can give one a sense of empowerment and invincibility. Behind all the computer processing and gadgetry that goes on inside your car, the human organism remains in complete control. Your car will function the way you want it to function. That is why incidents of road rage and physical altercations happen on a daily basis. Some drivers let the sense of empowerment get to their heads. When another driver does something that makes you feel disrespected, it is not worth your time and energy to find ways to respond in kind. Not all drivers are of sound mind. Don’t be one of them.

4. MASTER DEFENSIVE DRIVING

You should focus explicitly on what you can control from your end. There are drivers who are not well versed in proper driving etiquette or who have a clear understanding of the rules of the road. In some countries, when you signal that you want to move to the right lane, the car behind will suddenly accelerate to make sure you don’t get ahead of them. Then there are drivers who don’t understand right-of-way and just careen their vehicle through an intersection.

There could be other reasons why the driver handles their car that way. They could be a beginner; there could be an emergency or it’s just someone who is having a bad day. It is not your concern to find out why drivers drive the way they do. Your only focus is to make sure you practice safe, defensive driving.

5. DON'T TEXT AND DRIVE

There is a market for apps that prevent people from texting or answering phones while driving. Why? Because multi-tasking while driving is proven to be very dangerous; it takes your focus away from the road, others on the road, and from handling your car properly.

This is the reason why many countries have passed laws that prohibit using your mobile phone while driving. In some countries and provinces, the penalties can be very severe. They include indefinite suspension of driving privileges, a monetary penalty, and even jail time. Another example of irresponsible multi-tasking is grooming while driving. Women are often caught putting on makeup or fixing their hair while their cars are still in transit. Men are sometimes caught putting on their neckties or shaving while driving.

When you’re driving, you should focus only on the road that is in front of you and if you get in any collision or accident, contact Western Millennium Collision for all your vehicle repair needs.

 

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