Trusted Saskatoon Auto Dealers!
tip on what to do in a Fender-Bender:
If you've never been in a fender-bender or a small car crash, then you probably don't know proper post-crash responsibilities. Many young drivers have never been in a small car accident or fender-bender. Once in a crash, it can be difficult to think straight, making it even more difficult to exchange the relevant information and other necessities.
If you've been in a crash, we're here to help, just follow these steps:
Stop your car at the scene of the accident or as close to the scene as possible. Take all possible precautions to prevent further accidents and ensure the safety of all individuals involved.
ASSIST THE INJURED
If someone appears to be hurt, call 911. Do not move the injured person unless you are qualified to do so.
SEEK MEDICAL ATTENTION
If you are injured in any way, go to the emergency room. Seeing a doctor immediately after is very important in getting fair compensation if you have a claim.
CALL THE POLICE
All crashes involving injuries, death, hit and run, an impaired driver, an out-of-province vehicle or where a vehicle must be towed from the scene must be immediately reported to police. In an emergency call 911, for minor emergencies call (306)975-8300. Be prepared to give an accurate description of the crash location, the number of injured persons, and the severity of the injuries. Stay on the phone long enough to ensure that all the information has been recorded.
CHECK FOR WITNESSES
Record the names of any witnesses to assist the police with their investigation. Keep a copy of the names for your records - your insurance company and/or lawyer may need them if legal action follows.
EXCHANGE INFORMATION WITH OTHER DRIVERS
DO: Provide your name and address to the other persons involved in the crash, regardless of the severity of the crash.
DO: Record the license plate number of all vehicles involved in the crash.
DO: If a non-Saskatchewan vehicle is involved, or if you are involved in a collision outside Saskatchewan, provide information on the company that insures your vehicle.
DON'T: Do not admit fault or any other liability before discussing the details of the crash with your insurance adjuster.
DON'T: Do not offer to pay for any repairs or accept payment for repairs unless you are prepared to handle the matter without the help of your insurance company.
REPORT TO SGI
You can report your claim online using the SGI Auto eClaim registration service, or call Dial-A-Claim (306) 683-2100. If your vehicle is not drivable, call Dial-A-Claim to make arrangements with an adjuster. Your vehicle will be towed to a location where the damage can be appraised.
When you report your claim, have the following information on hand:
- Your driver's license
- Vehicle registration
- Your extension policy number (if you have one)
At the claims center, an appraiser will assess the damage to your vehicle and the cost of repairs. Once the appraisal is done, you will receive a printout outlining the cost of repairs.