We don’t mean failing a FINAL exam is a good thing, but researchers have discovered that taking pretests (testing knowledge before actually learning course material) can help students better focus and retain information on key content, helping them do better overall in classes than if they merely studied as normal.
Why Failing an Exam is A Good Thing
“[A] (bombed) pretest drives home the information in a way that studying as usual does not. We fail, but we fail forward.”
As an article in the New York Times explains, students who were given pretests during multiple experiments generally scored higher than control group counterparts. Researchers believe that their wrong answers on pretests weren’t just useless shots in the dark; they actually primed students’ brains to receive the information to come, helping them learn and recall correct information more effectively later on.
Buying a home is one of the most important and exciting steps in your
life.... now figuring out financing! Deal with people who can offer you and
your family the best options for you with Your Mortgage Now! Devin Cristo and Wes Will are your Saskatoon Mortgage
Experts and they have years of experience helping
individuals and families finance their dreams by offering mortgages from a
variety of lenders for people from all walks of life.
They are your Trusted Saskatoon Mortgage Experts!
The Federal Government has made some major changes to the mortgage
requirements effective October 17th, 2016. This
drastically changes how much first time home buyers can qualify for and the
qualification process they must go through. This change has been implemented
due to the concern that household debt levels are too high in Canada. Now all
mortgage clients qualify under a new “Stress Test” environment.
These new measures are to help cool off the hot housing markets in areas
in Canada. Unfortunately first time home buyers will feel the most impact from
this change. For example, if someone qualified for a $350k mortgage prior to
the change, they now will qualify for a $280k mortgage. It will affect buyers
overall purchase power by approx. 20-25%. This is going to continue to impact
buyers over at least the next six months as buyers adjust their expectations
about what home they are able to buy. After this adjustment period the market
will pick up again just like in past years.
The other aspect is that buyers with a deposit of at least 5% but less
than 20% must be backed by mortgage insurance. This protects the lender in the
event the home buyer defaults on a high rated mortgage. This can get
complicated as it affects lenders and can impact interest rates which are then
passed down to the buyer.
These changes will also make it a lot harder for first time home buyers
to purchase a home. There has already been an increase in the amount of first
time home buyers that require their parents to co-sign on their mortgage or
need to provide support with a large down payment.
It is so important for our children to be educated at a young age so
that they are prepared for when it comes time to buy their first home.
Otherwise we will see an increase in the age that children are still living at
home, maybe even into their 30’s!! Make sure that you talk to Your Mortgage Now
about the ways that you can help you or your children when the time comes to
purchase a home.
That is why Devin and Wes from Your Mortgage Now are informed and
want to ensure as a buyer that you understand the way your mortgage approval
will work with the new changes implemented by the Federal Government.
Bridge City Duct Cleaning, Trusted Saskatoon Furnace and Duct cleaning professionals know that cleaner air means a healthier home and a healthier you. With many years of experience in the HVAC industry, Bridge City Duct Cleaning provides you with a breath of fresh air every time you step into your home.
Why bother cleaning your furnace and ducts?
Fall is the right time to have your vents and ducts
serviced and cleaned by Bridge City Duct Cleaning, making them ready for the quickly approaching winter
Summer brings in a lot of dust, pet fur and dander and all sorts of allergens that can be trapped in duct work for weeks on end. This only comes out after the ducts and vents warm up and forced air blows this debris around your home or office. Avoid the mess and nuisance by getting the duct work and vents professionally cleaned and serviced prior by Bridge City Duct Cleaning.
Summer brings in a lot of dust, pet fur and dander and all sorts of allergens that can be trapped in duct work for weeks on end. This only comes out after the ducts and vents warm up and forced air blows this debris around your home or office. Avoid the mess and nuisance by getting the ductwork and vents professionally cleaned and serviced prior by your Trusted Saskatoon furnace and Duct Cleaners Bridge City Duct Cleaning,
The Trusted team are thrilled to welcome Prairie
Laser Ink and Toner Supply Inc, our newest partner to the Trusted Saskatoon directory of
excellence! Prairie Laser Ink and
Toner are Trusted Saskatoon Printer Ink & toner suppliers and you can
find them in our Saskatoon Computer Category.
Prairies Laser Inc's Trusted story is a personal one for the Trusted Saskatoon team! Our quest to find a more cost
of ink and toner occurred over a year ago. We had purchased a new brand named
copier for our office. The copier was on sale and we were thrilled with he price. We thought we had such a top notch copier, however, it didn’t take long for us to realize why these copiers were so well priced. We discovered when we went to replace our first toner cartridges that they were $110 each! It was after
our 3rd replacement that we began to looking at pricing online, seeking a
better deal. The typical big box stores
who carry the brand cartridges were all around the same price, so little or no
savings there. Then we stumbled upon Prairie Laser Ink and Toner in one of our
searches. We were pleased to find that we could save 10% off any price quoted,
plus this included delivery to our door!
After our second order, Maya, the general manager suggested we might want
to try a generic brand, which would take the cost even further down to $60.00 a
cartridge (including delivery) Following her suggestion we purchased the
generic brand and we have found there is no difference in the colour
quality at all. A big thank you goes out to Maya and Anton for
their superior service and after this we approached them to be part of TrustedSaskatoon.com as they embody EXACTLY the kind of company we promote! They passed our verification process with flying colours and we know they are going to be great hit with Saskatoon!
Laser Ink and Toner are a locally owned and operated family run business in
Saskatoon and they also service Regina.
Owner/operator Anton Schouten and his daughter Maya Schouten have been
running the business for over 16 years now.
They are truly your printer, inkjet cartridge and laser jet toner guru’s
in Saskatoon! They have the ability of accessing each and every brand of ink
and toner available and if they don’t have your brand when you ask, they will
have it for you the next day! They will deliver directly to your business
(within one day) and also deliver to home based businesses.
have to say, not only are they an exceptional business within this city, they
are also a delight to deal with as their warm and friendly manner certainly
shines through upon your first meeting.
Prairie Laser Ink and Toner are your Trusted Saskatoon printer ink and toner suppliers- check out their listing for more rave reviews!
We are thrilled to welcome A&C Detail Center, our newest partner to the Trusted Saskatoon directory of excellence! As the name suggests, A&C Detail Centre are Trusted Saskatoon Auto Detailing Pros and you can find them in our Saskatoon Cleaning category.
Owner Cindy Delainey is an immigrant who was born in the Philippines and came to Canada when she was 2 years old. Cindy and her husband of 18 years have 2 kids. Family is very important to them.
When the Trusted team spoke to her to find out more about what drives her she shared the following:
" My husband and I have always wanted to own our own business, and I decided to follow in my dad's footsteps. We started our own auto detailing shop. I didn't want my Dad to work for somebody else anymore. Along with owning a business, I am also a very active person in the fitness world. I love being a Team Wawryk athlete as a bikini competitor. I have been part of the SABBA (Saskatchewan Body Building Association) for 2 years now. I also host an online mommy group, called No Excuse Mom! Its a group of woman who support and uplift each other and we support each others fitness journey. I always like helping out in whatever possible ways I can and I want to give back to my community. I decided to host a fundraiser for the Saskatoon Food Bank this year. I toured the facility recently, it sure was an eye-opener to me and it truly touched my heart. I can't believe how many hungry children we have in this city. After that, I knew I wanted to get the word out to the community and we arranged a fundraiser day at A&C! “
The fundraiser happened on Sept 10th, 2016. Members of the Trusted team went along to snap some pics and show support. It was great to see the facility that we had heard so much about when we were surveying their clients. We survey all potential partners as part of the Trusted Saskatoon verification process. A&C Detail Center's efforts along with community support raised over $2000 and a lot of food for the Saskatoon Food Bank in just 1 day! Cindy and her team have built this business from scratch, they have succeeded by simply offering the best possible vehicle cleaning and their customer service is second to none!
The clients of A&C Detail Center simply wouldn't go anywhere else! They told us they feel like family and no one cleans their vehicles better than the Trusted Saskatoon dream cleaning team at A&C Detail Center!!
"This place will exceed all your expectations! I got the full meal deal and couldn't be happier truck looks brand new! The service was great from start to finish have already recommended to family and friends! First class " Marshall, Saskatoon
"Our friends dog was horribly sick in our vehicle, they were able to clean it all up, which made us very happy" If we were to rate them, we would give them a 10/10 rating!"- Neil, Saskatoon
"I have taken vehicles in to A&C Detail, what a fantastic job they do. I plan to take some of my Rockscapes trucks in for detail this fall! Thanks Cindy and team! You guys are awesome! " John Groves, Saskatoon
Read more testimonials and contact A&C Detail Center to book your vehicle in today! www.trustedsaskatoon.com/listing.aspx?lid=408