Trusted Tips and Resources

Trusted Tips & Resources

Trusted Saskatoon Realtor Marla Janzen Talks About How To Gain Negotiating Advantage When Buying

Marla Janzen is an award-winning Saskatoon Realtor she takes action to sell her client's homes and find them the perfect new place to live while negotiating the best terms and price possible. She loves what she does and takes great pride in providing excellence in customer service to all of her clients. Marla Janzen is a  Trusted Saskatoon, Warman and area Real Estate Expert listed on the Saskatoon Real Estate Category on the Saskatoon  Directory and she loves to provide Saskatoon real estate Tips that help and assist the public! In the latest news from Marla Janzen, Trusted Saskatoon Realtor® shares a tip about negotiation advantages



Gain Negotiating Advantage When Buying


Buying a property requires good knowledge of market conditions, personal finances and the ability to judge what a good investment is. Being able to negotiate realistically is equally important when you decide to make an offer. You should be well prepared before you are actually in the position of preparing a formal offer to purchase. 

Market Conditions

Look at the long-range prospects of your borrowing commitment. During a period of low interest rates, you should take into consideration whether or not prices are expected to increase in the future. Consider locking in at a reasonable rate for the opportunity of a significant gain in the future. 



How Much Can You Afford?

Before you go into the market to look for a house, review your current spending and loan commitments. A mortgage lender will use a ration of about 30% of gross income as the amount of mortgage you can carry. If you review your finances beforehand, you will have a good idea of your own capacity. Property tax is an additional cost that must be factored into the equation. 
Once a price range for your prospective home purchase has been settled, the next step may be locking in a mortgage interest rate with a pre-approved mortgage. When you know you are already approved for a mortgage, this will increase your comfort level at the negotiating table. To arrange a pre-approved mortgage, you meet with a lender who will confirm your borrowing capacity, perform the required credit review and make an agreement to honour a particular interest rate for a specified time.

Existing Mortgage

If there is an existing mortgage on a property you are selling, or on the one you are looking at, there is more to consider than the balance outstanding and the interest rate. Be aware of any pre-payment terms. If your mortgage is open, you can repay it at any time without penalty. However, your lender may have "lock-in" clauses. These may include payment of a bonus or the lender's interest revenue loss for the balance of the term should you repay early. Clarify all of this with your lender.

Portability

One very important feature is mortgage portability. That means you can transfer your existing interest rate, loan balance and remaining term to new mortgage without penalty, although there may be some restrictions. Be sure you understand what they are before you get into negotiations. Your REALTOR® has the expertise to help guide you through the negotiation process, keeping your best interest in mind. 


Contact me I am one of just 3 Trusted Saskatoon REALTORS ®. I am looking forward to helping you sell or buy your home! I love what I do and I take great pride in providing excellence in customer service to all of my clients. I strive to find them the perfect new place to live while negotiating the best terms and price possible.

Find Marla Janzen Online at www.marlajanzen.com   she is a Century 21 Fusion Realtor and Marla Janzen is Trusted Saskatoon Realtor

Trusted Saskatoon Realtor Clark Dziadyk Passes a Mystery Shop

The Trusted Saskatoon businesses become Partners with a contract, and they become part of a community. In a community, we all have our parts to play to ensure the directory maintains the standards and high level of integrity that it does. To ensure that our partners are upholding these guarantees on a daily basis we have a MYSTERY SHOPPER PROGRAM, where normal everyday people mystery shop our Trusted Saskatoon Partners. We then get our mystery shoppers to fill out a report to tell us about the experience!


Our latest business to be mystery shopper is Clark Dziadyk a Trusted Saskatoon Realtor.


Whether you’re buying a house for the first time, the second or the seventh time, it’s still one of the biggest decisions you ever have to make. In order to ensure sheer success, you need a Trusted Saskatoon Realtor like Clark Dziadyk! Clark will ease your mind by taking the pressure off of you to find your dream home! Clark puts 100% effort into everything he does.


Clark Dziadyk - Trusted Saskatoon Realtor- Mystery Shop





TRUSTED COMPANY: Clark Dziadyk - Realtor

Date: April 12, 2019

Name of Shopper: Stephanie


 Mystery Shop Checklist

1. How was the greeting/ welcome/ call answered?: Fantastic! I emailed him, he called me back while on holidays.

2. If retail: Appearance of the store/staff and showroom?: N/A

3. Product/industry knowledge of staff?: Excellent.

4. If a quote is required is the quote well laid out/ clear?: N/A

5. Did they ask where you found them?: Yes.

6. Overall experience 1-10: 100.

7. Would you return as a customer/ recommend them to close friends?: Absolutely!

8. Did anyone stand out as exceptional? If so who? Why?: Clark Dziadyk - see attached.

9. If you made a purchase/booked a job how was the process? Yes.

 

If so refer to the Trusted Guarantees and give an overall mark on each if applicable.

 

TRUSTED GUARANTEES 

1. Provide the service and quality promised. 10

2. Complete the job on time. N/A

3. Charge the price quoted with NO surprises. N/A

4. Communicate honestly and be responsive to customer needs. 10

5. Resolve any issues with customer satisfaction in mind. 10

 

Please share any other comments relating to your experience with the company. 

Throughout my time with Clark, he has continuously wowed me. Not only as a realtor but also as a person. He is one of the most genuine, decent, selfless human beings I have ever met! From the very first call... which he made to me while he was on holidays within a few hours after my initial email to him... I knew I was in excellent hands. This man definitely picked the right career path. I felt as though he just "got me." Pretty sure he knew which home I was going to pick before I even did. I would be so lost without Clark... things I wouldn't have thought of, he did. His commitment to ensuring due diligence was... wow! He continually kept me updated, he knew what I needed before I did. He's professional, calm (which kept me calm haha,) and he always kept my best interests at the forefront of everything! The end result is I got the house I wanted, at the price I wanted, with a sweet bonus that would have fallen through if it wasn't for Clark! I am so incredibly thankful for him!


Read what clients have to say about Clark Dziadyk on his Saskatoon real estate listing here

Clark Dziadyk is a Trusted Saskatoon Realtor contact him today for all your Saskatoon Real Estate needs.



"The Realtor® in Your Neighbourhood"

Trusted Saskatoon Furniture Store Palliser Rooms EQ3 Celebrating 75 Years

Palliser Rooms EQ3 is an independent furniture store that has been operating in Saskatoon for over ten years. The store specializes in offering a generous selection of contemporary furnishings (predominantly Canadian brands) and a personalized service that is forward-thinking and client-focused. Customer reviews describe Palliser Rooms as a "great shopping experience," "with exceptional sales staff," "best displays and best furniture in town," and the kicker: "great delivery service." The comments reflect the company's commitment to providing excellent customer service and speak to their impeccable taste and attention to detail. 

Palliser EQ3 is a Trusted Saskatoon Furniture Store 


In 1944, Palliser originated as a producer of simple wood products in the basement of the home of founder A. A. DeFehr, transitioning to a chicken barn and then the first factory in 1948. Products changed from unfinished wood items to finished furniture and to custom coloured bedroom and occasional tables. The design and value paralleled post war developments. Founder A. A. DeFehr was an early adopter of European technology and modern fashion. The Canadian economy prospered and the DeFehr family participated in this growth. The business survived a catastrophic fire in 1961 that resulted in the building of their first modern factory.

Since their humble beginnings, Palliser has evolved and grown, and in 2016, Palliser was named one of Canada’s Best Managed Companies in 2015 for Business Performance Excellence. Canada's Best Managed Companies is the country's leading business awards program, recognizing excellence in Canadian owned and managed companies:

  • with revenues over $10,000 000; and
  • who have implemented world-class business practices in the areas of strategy, capability, commitment, and financial strength.
Palliser was built on values representing the faith of the founders and the importance of community. Palliser is committed to retain and represent these values. The design of Palliser products will continue to evolve to reflect our changing world but will demonstrate a special emphasis on the contemporary and modern designs that require more attention to detail and precision. Whatever the future holds, the people of Palliser will continue to work together to produce high quality products that provide consumers across North America the opportunity to GET TOGETHER.

At Palliser Rooms / EQ3 we are celebrating 75 years of Palliser, and we want to make it even easier for you to add a touch of Palliser to your home with our 20% anniversary store-wide event. We have many great deals available with 20% off on most of our brands.


Find Palliser online at www.pallisereq3.com - they are one of your best choices when it comes to choosing a  SASKATOON FURNITURE Store. Visit their massive showroom on Faithfull Ave, Saskatoon.

Palliser EQ3 is a Trusted Saskatoon Furniture Store


PickNic's Catering - Trusted Saskatoon Caterer Shares Wedding Cake Trends

At PickNic's Catering and Fine Foods, they understand you need more from your caterer than culinary expertise; you need peace of mind that someone you TRUST will take care of every detail. That’s why they have been serving more than just excellent food to Saskatoon and area for 15 years— they are here to serve you. From stress-free planning services to a sounding board for all of your catering ideas, everything they provide will make your event unforgettable and uniquely yours! In their latest tip, they talk wedding cake trends!  

PIckNic's Catering & Fine Food are Trusted Saskatoon Caterers


Oh wedding cake, we will never stop loving you! But whether we’re talking about the fillings and frostings or gorgeous decorations, this spring’s trends are going to make it mighty hard to say “I Do” to just one.

Foliage Fun


Take those show-stopping sugar blooms one step farther with extra foliage! Be on the lookout this spring for cakes with heavy foliage accents, fresh green palettes, or leafy designs. 

You might even spot some fresh herb-inspired decorations. Rosemary is one of our favourites because of its feathery, plume-like appearance.











Shine with Sequins.


More and more brides are using silver and gold accents to add some sparkle to their big day, and the cake is no exception.

Edible sequins are the way to go here and don't be scared to go bold, coating an entire tier in a layer of twinkly bits. Another option: create custom shaped sequins by painting slivered almonds or small fondant cutouts with lustre dust.













Sealed With A Kiss


A cake that matches your invites? 
Why not! 
Edible wax seals (made out of candy melts!) are the prettiest little accents hidden among sugar flowers. Just keep ‘em simple — the bride and groom’s initial works well — to make sure the effect is clear.











Bigger Isn’t Better


Whether you’re having a small reception or just want to save some money, a petite cake may be just the ticket. More brides are opting to show off their cake style without three tiers or lots of fuss. We love a small, semi-naked cake piled with fresh flowers and maybe even a personalized topper.



Watercolour Wonders


The soft and romantic strokes of watercolour paint are perfect for weddings. And brides are taking note: This artistic style is showing up on invites, signage and, yes, cakes. Watercolour washes on a cake can be as bold or as subtle as you want, and also make a beautiful backdrop to other decorations like vibrant flowers, fruits and foliage. 


Bold Florals

Dramatic floral arrangements are perfect for wedding cakes, and they feel even fresher when the cake underneath is left semi-naked. One thing you’re gonna see everywhere: Large, cascading roses sweeping down and around a tower of tiers. That’s a lot to love!

What's the difference between good food and absolutely incredible dining?  Fresh, quality ingredients, generous portions, imagination and creativity!  

From a simple catered lunch with gourmet sandwiches, to a PickNics Candlelight Dinner In A Box for 2 for a romantic evening in, to a fabulous catered wedding or special event catering.

Let Nicola and the team at Picknic's Catering create something special for you!


Looking for a caterer in Saskatoon for your wedding or event?  We highly recommend PickNic's Catering, your Trusted Saskatoon Caterers!

Reed Security Share Options For Rental Home And Apartment Security Systems

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Saskatoon Alarm & security needs from day one!  In their latest alarm and security tip they share options for rental/apartment home security systems.

Reed Security are Trusted SASKATOON ALARM & SECURITY experts


If you have been a renter have you considered an apartment security system?  Whether you rent an apartment or a house, you have options for installing a home security system.  First the facts on burglary. Second the language you’ll need in your lease agreement. And finally, we’ll review the types of security cameras and devices that work for renters.


Did you know renters are 85% more likely to be burglary victims than homeowners? Across the board: renters experience higher rates of burglary (reference).  In general, apartment complexes with 10 or fewer units were more likely to be burglarized than larger ones. Single-family homes fell into the second place. And last, apartments with 10 or more units were the least likely.

Our only point is that renters need to think about home security. Modern security camera systems make it much easier for renters to install them apartments and rental homes. Your rental contract should have a specific clause regarding alterations to your apartment. Typically, the language will read something like this:


TENANT ALTERATIONS:

All alterations, improvements, or additions to the Demised Premises to be made by Tenant shall be subject to the written consent of the Landlord, which consent shall not be unreasonably withheld, provided such alterations and improvements do not weaken the structural integrity of the Building or detract from its dignity and/or uniformity. All alterations and improvements and/or additions made by Tenant shall remain upon the Premises at the expiration or earlier termination of this Lease and shall become the property of the Landlord, unless Landlord shall, at the time of approval of the alteration, provide written notice to Tenant to remove the same, in which event Tenant shall remove such alterations, improvements and/or additions, and restore the Premises.

TIP: GET CONSENT BEFORE YOU INSTALL A RENTAL HOME OR APARTMENT SECURITY SYSTEM


The basic rule of thumb is that you cannot do anything that alters the structure of the building.  Anything you do must be restored to its original condition. Our advice is to let your landlord know what you want to do. Once you have gained their consent, make those changes on your existing lease and both you and your landlord should initial them or add an addendum to your lease. Typical language regarding a rental home or apartment security system will look something like this:


CAN TENANTS PUT HOME SECURITY CAMERAS OUTSIDE THEIR APARTMENT OR RENTAL HOUSE?



Modern home security cameras make it possible for you install them in a rental home or apartment without altering the structure. Cameras can be motion activated, which means you’ll get a text message the second someone triggers them.  Some also have two-way speakers so you can “answer” your door from wherever you are, whether you’re in the backyard or across the globe. If you rent a house, then these cameras are definitely a good option for you.

CAN YOU PUT A SECURITY SYSTEM INSIDE AN APARTMENT?

According residential lease agreements, the inside of your apartment is your private space, which means that as long as you follow the standard rules on alterations, you can install your home security system in an apartment.  Only under strictly outlined circumstances can your landlord enter your home without prior approval, so there should be no expectation of your landlord’s privacy if he or she walks into your apartment. Check your lease to find out what those circumstances are.

Peephole Cameras 

One of the easiest options for renters is to install a door peephole security camera. Like the porch light cameras above work with standard outdoor lights, door peephole security cameras work with your existing peephole set up.


You’ll have to remove the existing peephole, but that’s not difficult at all. One you remove the peephole, your peephole security camera fits right into that hollow space. They are adjustable according to your door’s thickness. And again, like those porch light security cameras we mentioned, they are motion-activated, equipped to send you text messages, and allow you to communicate with the person at your door.

RENTAL HOME AND APARTMENT SECURITY SYSTEMS: FINAL THOUGHTS

Renters are no longer priced out of the market or shut out by their lease agreement in terms of diy home security. You may have only a few options, but they are really good options. Take advantage of that and secure yourself and your belongings.

When you become a Reed Security client you will be entering into a relationship - one they want to grow and become long-term. Last year over half of their business came from word of mouth! 

PRODUCTS:

Installing a security system will decrease the odds of having a break-in by nearly 400%. There are a few more things you can do to keep the odds in your favour, and they offer these security tips to their clients.

Reed Security is a Multi SABEX AWARD WINNING company and they are TRUSTED SASKATOON ALARM & SECURITY EXPERTS





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TrustedSaskatoon.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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